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By Craig Johnson

So We've Reached Grid Parity. What's Ahead?

Now that cities can build solar fields for no more money than coal plants, advances will accelerate.

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Proponents of renewable energy have long made the case that although upfront costs might be higher, green is the way to go for a cleaner, more sustainable future. But coal powerplants were cheaper to build, and bean counters often go with whatever's cheaper in the short term. There was no getting around it: Coal simply cost less. Or at least it use...
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Home Loans

The Difference Between APR and Interest Rate

Two percentages matter when you're comparing home loans, and one is more important.
Household Finances

The Credit Scores That Matter Most in Your Situation

Learn about the particular credit scores that stand between you and a new credit card, a car loan, or a mortgage.
Home Buying

Best First Time Home Buyer Tips of 2023

7 tips every first-time homebuyer needs.
Getting Started

Your FICO Score 9 Explained

How FICO Score 9 works and how you can boost your credit score.
Getting Started

Your FICO Score 8: What Is It and How Can You Raise It?

Learn about the one score that blends your activity from all three credit reports.
Mortgage Refinance

Your FICO Score 5 Is the Credit Score Mortgage Lenders Look At

A credit check reveals a lot about you to lenders, but they focus on one particular rating.
Reverse Mortgage

Is a Reverse Mortgage a Good Idea [2023]

A reverse mortgage might be a decent home loan option for certain people. Are you one of them?
VA Home Loan

How a VA Loan Works: Explained

Your thorough yet simplified guide to one of the most substantial benefits of military service.
Mortgage Refinance

Cash-Out Refinance to Buy a Second Home

Why you should consider a cash-out refinance to buy a second home for vacations, future retirement, or rental income.
Home Equity

Tap Into Your Home’s Equity With a Cash-Out Refinance or a Home Equity Line of Credit (HELOC) and Get Money for the Things You Need

Which should you choose? Cash-out refinance vs. home equity line of credit (HELOC).
Buying a Home

Saving for a Down Payment: 5 Straightforward Tips

The money represents your instant equity in the new home, and with this advice you can save more.
Refinancing

How to Speed Up Your Refi

Avoid having to wait several weeks for your lower payment to start by removing hurdles in the process.
News & Views

Criminals Are Hijacking Mortgage Closings

Beware! Scammers hiding inside compromised email accounts can steal your down payment.
Refinancing

Experts Agree: Before You Refinance, Master Your Credit

This one simple trick can save you thousands each year off your mortgage payments.
News & Views

Reversing 6-Year Shrink, Homes Get Bigger

New single-family homes are growing again, but how are we using the extra space?
Solar Incentives

2022 Is the Final Year to Claim Your 26% Solar Tax Credit

Homeowners who don’t go solar this year are set to miss out big-time.
Home Improvement

Solar Success Story: A Home in the Woods

Follow the straightforward installation of an 18-panel rooftop solar energy system that paid for itself in five years.
Solar Basics

Solar Panels vs. Other Home Improvement Projects

Tackle big-ROI upgrades.
Solar News

Same-Day Permitting Launches Home Solar Into Warp Speed

Solar Access Act to reduce permit wait times to a matter of hours.
Solar News

Senator's New Bill Means Big Solar Incentives, But Will It Pass?

Homeowners clamoring for more solar incentives may get their wish.
solar