Mortgage
Solar
Background Checks
Get The Hottest Reads
Buzzing Right Now
Mortgage
Solar Power
Background Checks
Pay mortgage with credit card
10 Reasons to Pay Mortgage with Credit Card
Learn about the possibilities, benefits, and step-by-step insights on how to pay your mortgage with a credit card. Explore the financial flexibility and rewards!
Speculation Houses
The Risks and Rewards of Speculation Houses: Is It Right for You?
Do you want to know the potential risks and possible rewards of investing in speculation houses? Read on to find everything you need to know in this regard.
mortgage payments
Monthly Mortgage Payments vs. Biweekly Mortgage Payments vs. Pros and Cons
Mortgages are a huge part of many people's financial journeys. This blog digs deep into the pros and cons of the two mortgage payment plans.
What is appraisal contingency
Appraisal Contingency vs. Financing Contingency: Key Differences and Interactions
What is appraisal contingency? Explore the critical disparities between appraisal contingency and financing contingency in real estate transactions.
Refinancing appraisals
Refinancing Appraisals: What Are They and Why Are They Important?
Refinancing Second Mortgage
How to Refinance a Second Mortgage: A Step-by-Step Guide
First Time Home Buyer Tax Credit
Mortgage Loans and First-Time Home Buyer Tax Credits – A Quick Guide for Aspiring Homeowners
townhouse vs condo
Townhouse vs. Condo Financing - Key Differences Owners Should Know About
REO Property
A Quick Guide to Real Estate-Owned Insurance Coverage for Asset Protection
This article serves as a comprehensive guide to REO insurance coverage, highlighting its importance in asset protection. Stay with us to find out more.
Cost to frame a house
Frame vs. Brick Homeowners Insurance Costs - A Quick Guide for Aspiring Property Owners
In this guide, we'll explore the costs of frame and brick homeowners insurance to help you make informed decisions when purchasing your next property.
Property survey
The Impact of a Property Survey on Mortgage Closing Costs
In this article, we will explore the impact of a property survey on mortgage closing costs, including why surveys are important, the cost of surveys, and how they can affect your overall home-buying experience.
Deed-Restricted House
A Quick Guide to Securing a Mortgage for a Deed-Restricted House
Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or d
Mortgage Contingency
Understanding Mortgage Contingency When Buying a Real Estate Property
Condo vs coop
Condo vs Co-op Mortgages - Key Differences and Considerations for Owners & Investors
Home Insurance Companies
4 Ways Real Estate Agents Support Home Insurance Companies
HELOC
Everything You Need to Know About HELOC and Rental Properties
Gov't Will Cover Cost To Install Solar Panels In These Zip Codes
If you own a home and pay more than $99/month for power, you should read this now.
See If You Qualify
Home Loan
Interest Rate vs. APR: What's the Difference?
Making sense of annual percentage rates and interest rates.
Solar Basics
The Ultimate Beginner's Guide to Solar Panels
From evaluating your roof to installation and maintenance, EnergyBillCruncher has you covered.
Fundamentals
Learning Center: Interest and APR—What's the Difference?
You see two rates when you shop for a loan, and we explain why.
Background Search Basics
How Public Records Give You an Edge in Homebuying
Dig up data on the seller, street, and neighborhood to inform your home search and your buying decisions.
Mortgage Refinance
COVID-19: Timing Right for Mortgage Refi
Low and volatile rates are drawing many refinancers to the market right now.
Solar Basics
The Secret to Comparing Solar Quotes
You can use this handy three-point checklist to look over competing solar offers.
Fundamentals
Learning Center: Pros and Cons of 15- and 30-Year Mortgages
No one has a crystal ball to see 15 years ahead, much less 30, but if you can swing a higher payment, a shorter term will save you a lot of money.
Background Check Topics
Is Blockchain Pointing Its Gaze at the Background Check Industry?
With the new tech on the cusp of taking over, background reports may start looking a tad bit different.
Home Loan
7 Common Mortgage Myths Debunked
Don’t be swayed by misinformation when it comes to a home loan. Get the facts straight before beginning the search for your dream home.
Solar Incentives
What's the Federal Solar Tax Credit?
And how will it change over the years?
Refinancing
Return of the Cash-Out Refi
The current cash-out refi boom looks a lot different from last time. Here’s why.
Protect Your Privacy
Are You Vaccinated? The Answer Could Start Showing Up on Background Reports
Companies could potentially look to background checks for proof of vaccination.
VA Home Loan
Buying a Home With a VA Loan
No down payments and good rates are just two of the excellent mortgage benefits for military members.
Solar Basics
Impressive Solar Ground Frameworks
Reimagine solar installations by getting off the roof.
Fundamentals
Learning Center: Popular Loan Products at a Glance
Learn about the major choices because one kind of mortgage is the best fit for you.
Relationships
Did You Just Swipe Right on a “Roach”?
Here's how to defend yourself from the disturbing online hookup trend known only as "Roaching"...
Personal Loan
5 Common Uses for a Personal Loan
Here's a taste of what you can use loan money for.
Solar Incentives
5 Incentives to Solar Up
Concrete financial incentives that any homeowner thinking of solar power needs to know about.
Fundamentals
Learning Center: Mortgage Myths Debunked
Some of what you have heard about home loans simply isn't true.
Relationships
Is He Cheating? Know Once and for All
Don't be in the dark any longer.
Home Improvement
6 DIY Weekend Home Projects
Results in a weekend from these do-it-yourself home life improvers.
Green Living
Solar Success Story: The Neumanns
Blackout? What Blackout? A couple's first 100 days with a cutting-edge solar system.
Buying a Home
How Much Should You Save for a Down Payment?
We all know money talks. Here's what your down payment says to lenders.
Protect Your Privacy
Protect Your Information Online Like the Security Experts Do
Cyber crime is at an all-time high, and background checks might be the only answer.
Home Buying
How Much for a Down Payment?
Money talks. What does your down payment say?
Solar Basics
The Main Benefits of Solar Power
From aggressive incentives to curbing greenhouse gases, there are so many advantages to installing solar panels onto your home.
Refinancing
3 Good Uses of a Cash-Out Refi
A cash-out refi can supercharge your mortgage with a new low interest rate and line your pockets too, but this is not mad money.
Safety
Seller Beware: Your Online Ad Draws Scammers
We are instinctively cautious when purchasing from strangers, but scammers also pretend to be buyers. Learn to spot them.
Home Buying
7 Tips for First-Time Homebuyers
Things you need to know before starting the search for your dream home.
Solar Basics
Buying vs. Leasing Solar Panels
Which is right for you?
Buying a Home
Solid Tips for First-Time Homebuyers
7 pieces of proven advice for tackling this milestone event.
Relationships
The Telltale Signs You Married a Bigamist
You never really know who you just tied the knot with.
Home Buying
11 Mortgage Terms You Should Know
Head into the homebuying process well informed.
Solar Basics
Solar Power Battery Basics
What can a battery do for your solar energy system, and is it worth the cost?
News & Views
Reversing 6-Year Shrink, Homes Get Bigger
New single-family homes are growing again, but how are we using the extra space?
Protect Your Privacy
Shut It Down: How You Can Seal Your Court Records
These are the steps jurisdictions generally require before a judge might agree to seal, or even destroy, your records.
Home Buying
5 Simple Ways to Save for a Down Payment
Thinking about buying a home? Put money aside for a down payment with help from these tips.
Solar Basics
4 Drawbacks to Leasing (and Why People Still Do)
In the long term, the benefits of buying are tough to beat.
Refinancing
Experts Agree: Before You Refinance, Master Your Credit
This one simple trick can save you thousands each year off your mortgage payments.
Background Check Topics
Global Cyber Criminals Are Getting Caught by Background Checks
Atlanta fraudster may have been stopped in his tracks by a background report.
Home Buying
What Is PMI and Can I Avoid It?
PMI is the drawback of buying a home for a low down payment, but equity earns your way out.
Solar Basics
The Dos and Don'ts of Cleaning Solar Panels
Got debris buildup? Read how to wash your panels without damaging them.
News & Views
Criminals Are Hijacking Mortgage Closings
Beware! Scammers hiding inside compromised email accounts can steal your down payment.
Background Check Topics
The Colorado Elections Clerk Who Stole All the Info
Investigators turn to background reports to stop hackers in their tracks.
Home Buying
Negotiate a 2.79% Mortgage Rate Like This
It didn't happen overnight, but research and tenacity got them a dream rate.
Green Living
The Impact Solar Panels Have on the Environment
Learn about three major benefits.
Refinancing
How to Speed Up Your Refi
Avoid having to wait several weeks for your lower payment to start by removing hurdles in the process.
Protect Your Privacy
Here's What Google Knows About You
If you printed out the personal details Google collects on the average person, the papers would stack as high as the Eiffel Tower.
Household Finances
3 Tips to Strengthen and Protect Your Credit Score
Work towards a high credit score so you can secure low interest rates on your mortgage.
Solar Incentives
How Strong Net Metering Benefits You
All about the incentive system and technology that monetizes your home's solar energy output.
Buying a Home
Saving for a Down Payment: 5 Straightforward Tips
The money represents your instant equity in the new home, and with this advice you can save more.
Background Check Topics
She Opened Her Husband’s Laptop Only to Discover His Shocking Betrayal
Shocked and appalled, her next steps were not what you might expect.
Home Equity
4 Ways to Build Quick Equity
Tried and true strategies for optimizing the investment in your home in a relatively short time.
Solar Basics
Solar Panels: Fact vs. Fiction
Let's get to the truth about renewable energy.
Buying a Home
Hot Features You Should Look for in a New Home
Trends change; these are the feaures people want in new homes today.
Protect Your Privacy
How to Remove Your Personal Information From the Internet
Read our step-by-step guide to reducing your online footprint.
Home Improvement
3 Reasons to Go Solar in Your First Home
Ensure you get the most out of your first home by installing solar panels.
Solar News
Where Solar Is Soaring and Why
These 10 states set the examples to follow coast to coast.
Buying a Home
Silver Linings Playbook: Why Higher Rates Are Actually Good for Homebuyers
It’s counterintuitive, sure. It also just so happens to be true.
Background Search Basics
Why You Should Background-Search Yourself, and How
To potential employers, creditors, landlords, and strangers, your records are your reputation.
Home Selling
Sell Faster With This Home Staging Advice From the Experts
From first impressions to lasting appeal, smart staging makes your home stand out.
Solar Basics
Panel Tech: the Breakthroughs
Technological leaps in solar energy systems then, now, and in the future.
News & Views
Higher Rates, Lower Prices. The Housing Market Course Correction Is Here.
As sellers scramble, buyers suddenly find themselves in the catbird seat.
Protect Your Privacy
Beware Friends Reading Posts: The Scary Social Media Loophole
If you think that restricting your account only to friends makes your social media interactions private, think again.
Home Buying
The 7 Most In-Demand Home Features
Whether you're looking to buy or need some home improvement ideas, this list of the most in-demand house features can help.
Solar Basics
Solar Panel Payback Period
How long will it take to break even?
Buying a Home
How You Can Avoid Paying PMI
Putting 20% down is the surefire way to avoid PMI, but here are three other ways.
Relationships
4 Tips for Finding Long-Lost Family
When you're ready to reunite with a loved one, use these proven tips.
VA Mortgage Refinance
VA Rate Reduction Refinance
Hello, my name is IRRRL: The faster, easier way that military members and families can refinance their VA loan and lock in lower rates.
Solar News
The Rising Cost of Electricity
The lowdown on residential rates.
Refinancing
More Good Uses for a Cash-Out Refi (and One Bad Use)
The cash from a cash-out refinance can put you on stable footing to make smart moves with your money.
Relationships
Credit Scores and Committed Relationships: Your Love Match
The surprising link between lasting relationships and matching credit scores.
Home Buying
Easily Improve Your Financial Health With These 5 Tips
Evaluate your financial health and get tips for ways to better prepare for your future.
Solar News
Large-Scale Solar Projects on the Rise in 2020
The dependability and the cost-effectiveness of solar power shine in a year of much uncertainty.
Refinancing
Refi Breakeven Point: How to Calculate Yours
A mortgage refinance takes money in the form of closing costs, so when does the saving start?
Safety
The Free Tax Prep Service You Already Pay for but Probably Never Heard Of
70% of Americans could prepare their federal tax return easily online for free, if only they knew about the IRS Free File.
Mortgage Refinance
3 Good Reasons for a Cash-Out Refinance
Homeowners do a cash-out refinance so they can turn some of the equity they've built up in their home into cash.
Home Improvement
The Solar Panel Bump to Home Values
Energy bills down, home value up. We shine a light on the solar win-win.
Refinancing
Refi or Personal Loan to Vanquish Credit Card Debt?
Two popular strategies for escaping credit card debt are to refinance a mortgage or take out a personal loan.
Relationships
Is Your Divorce Public Record?
The realities of (and alternatives to) your divorce records being open to public view.
Home Loan
Mortgage Prequalification vs. Preapproval
Learn the differences between the two so you don't miss out on your dream home.
Energy Saving Tips
Going Green Saves Green: a Cost-Effective Way to Live
A green household is more efficient and less expensive in these many ways.
Money Tips
5 Easy Ways to Improve Your Financial Health
These tips will help you evaluate your finances and prepare for the future.
Relationships
Do Dating Apps Even Try to Verify Their Users' Backgrounds?
What the big services in the dating scene do to discourage abuse and how you can protect yourself.
Reverse Mortgage
Reverse Mortgage Pros and Cons
The controversial loan product does have sensible uses and lets homeowners enjoy the equity they have built up without selling.
Energy Saving Tips
Tips That Help You Get the Most out of Your Solar Panels
We help you maximize use and savings.
Buying a Home
People Share the Bad Real Estate Advice They've Heard
What dubious tips have led some people astray in buying or selling a home? Hear the worst real estate advice going around.
Relationships
Practice Safe Dating: Have You Done a Background Search on the Person You're About to Meet?
Catfish, cheater, axe murderer, felon—who could you be dating?
Personal Loan
A Personal Loan Can Lift You Out of Credit Card Debt, Raise Your Credit Score
A personal loan is the flexible financial tool that lets you consolidate and pay down debts sensibly.
Solar Basics
Water and Power: How Rain and Clouds Affect Solar Energy Generation
How much does inclement weather affect solar energy production, and does it mean we need to have battery backup?
Refinancing
How Often Can You Refinance Your Home?
Watch for these four signs to know when another home refinance might be worthwhile.
Background Search Basics
A Comprehensive Guide to a Background Check
What you need to know about a background check
Personal Loan
Cash for Whatever: Check Out Personal Loans
Personalized terms and lower interest than most credit cards make personal loans a viable method of getting cash fast.
Home Improvement
Is a Grid-Tied Solar Panel System Right for You?
The pros, cons, and potential savings.
Equity & Value
Four Proven Ways to Build Home Equity Quickly
Owning more and owing less is the heart of home equity, and here are proven ways to tilt the seesaw in your favor faster.
Background Search Basics
Could a Background Check Hurt Your Job Search?
Some employers will look beyond your resume, but there are rules for what they can see about you and how they use it.
Personal Loan
4 Good Uses for a Personal Loan—and 1 Bad Use
From debt consolidation to home improvement, you can put a personal loan to smart use.
Solar Basics
5 Questions to Ask When Choosing a Solar Installer
These tips can help you choose a solar company.
Equity & Value
Make Your Home Renovations Come True With Cash-Out Refinancing
Cash-out refinancing could be your chance to complete your home renovation checklist.
Safety
Defeat Porch Pirates: Tips for Avoiding Package Theft
Package thieves get bolder and smarter every day. Here's how you can outwit them and stop them from stealing your package.
Home Loan
The Secret to Getting the Best Interest Rate
Do this to get a low interest rate so you can save thousands over the life of a loan.
Solar News
What's the Future of Energy?
Which energy sources are set to dominate the industry?
Refinancing
When Can I Refinance My Home?
Discover the best time to refinance your home and the perks of doing it.
Relationships
Find Hidden Social Media Profiles
Put on your sleuthing cap and deploy these 5 tried-and-true tricks to uncover hidden social media profiles.
Getting Started
Don't Make These 4 Common Mistakes of First-Time Homebuyers
As record-low interest rates battle with record-low inventory, you can benefit by learning what first-time buyers wish they'd done differently.
Solar News
Markets Are Moving Away From Fossil Fuels
You're probably divesting from fossil fuels without knowing it as markets shed carbon companies in favor of clean tech.
Buying a Home
Mortgage Broker, Mortgage Banker, or Loan Officer? What's the Right Call?
The differences can be subtle but crucial. Here’s what you need to know.
Background Search Basics
What Do Employers Look for in a Background Check?
Know what employers look for in a background check so you can be prepared.
Home Loan
Here's Why Your Debt-to-Income Ratio Is So Important
A low DTI paves the way for a competitive mortgage.
Solar News
Clean Energy Jobs Pay Better
Jobs in clean energy pay much more than average and, after the pandemic, are likely to recover quicker than fossil fuel jobs.
Buying a Home
Identifying a Property With Better Short-Term Rental Potential
How to pick a winning vacation rental and what to do if yours isn't generating the income you expected.
Background Search Basics
How Long Do Background Checks Take?
Discover how long a background check typically takes and what you can expect during the process.
Mortgage Refinance
2 More Good Reasons for a Cash-Out Refinance—and 1 Terrible Reason
Convert equity to cash with a timely cash-out refinance, but if you don't have a sensible plan for the money you're better off leaving it in the home.
Solar News
Oil Companies Blend Renewable Energy Into the Mix
Profit and predictability drive a growing investment by Big Oil in solar, wind, and other green resources.
Buying a Home
Can You Increase Your Preapproval Amount?
When the right homes always seem just out of reach, here’s how to get preapproved for a bigger mortgage.
Court & Criminal Records
How Long Does a Misdemeanor Stay on Your Record?
Even though a misdemeanor is a minor violation, it is still considered a criminal offense and will appear on a person's record.
Household Finances
The True Cost of Late Mortgage Payments
Learn about the cost and other impacts of missing a mortgage installment.
Solar Basics
Should You Buy a Home With Solar Panels?
What you need to know about buying a house with a renewable energy system.
Your Refinancing Options If You Have Bad Credit
We think everyone deserves a chance to refinance their home mortgage.
Background Search Basics
How Far Back Do Background Checks Go?
Understand the scope and limitations of background checks regarding the timeframe of past records.
Home Buying
How Home Buying Is Different Right Now
With interest rates that previous generations could only dream of and a low housing supply, the market is red-hot despite the chill over the rest of the economy.
Solar News
Continued Strong, Growing Support for Renewable Energy, With a Generation Gap
Most Americans favor expanding our renewable energy sources, with the under-40 set most keen, surveys show.
Buying a Home
Everything You Need to Know About VA Loans
Understanding how a VA loan works will help determine if it’s the right mortgage for your home purchase.
Court & Criminal Records
Can You Pass a Background Check With a Misdemeanor?
The possible consequences of having a misdemeanor on your background report, and how long it stays there.
Home Buying
Mortgage Process Checklist
Ready to buy a house? Follow these 10 easy steps to secure your dream home.
Energy Saving Tips
5 Energy-Saving Tips for the Holidays
Combat a rise in energy expenses while spending time with your loved ones.
Fundamentals
7 Expert Tips on Home Staging to Sell Faster
Help your home stand out with this proven advice for attracting more potential buyers and selling faster.
Background Search Basics
What Is a Military Background Check, and What Does It Include?
As you would imagine, military background checks are quite thorough. Could you pass one?
Mortgage Refinance
Act Now to Avoid the Adverse Market Refinance Fee
Thinking of refinancing? Do so before a new fee goes into effect.
Energy Saving Tips
Use These 6 Household Appliances Smarter for Lower Energy Bills
Many people are more familiar with the settings on their smartphone than their household appliances, but smarter use of your appliances will lower your energy bills.
Fundamentals
Deed Vs. Title: What Are the Differences?
When buying or selling real estate, the terms ‘deed’ and ‘title’ are often used interchangeably.
Background Search Basics
How Do I Know If I Passed My Background Check?
Are nerves getting the best of you when it comes down to knowing if you passed your background check? We'll talk about the basics of background checks, how they work, how long they take, and what to do if you don't pass your background check.
Home Loan
Cosigners and Mortgages: What Borrowers Need to Know
A mortgage cosigner could mean better terms and interest rates for the primary borrower, but how is the cosigner affected?
Solar News
With 1.5 Gigawatts of Big Installed Solar, Southeast Outpaces California for Third Year
America installed 4.5 GW of utility-scale solar in 2019, bringing the country's cumulative capacity to 29 GW.
Buying a Home
What Is a Buyer's Agent and What Do They Do?
You might want to rely on the experience and expertise of a buyer's agent when shopping for property.
Safety
Know Your Neighbor: A "Golden Girls" Lesson
You might be friendly with the new neighbors at first, until George Clooney shows up.
Home Buying
6 Negotiating Tips for Winning When You Buy a Home
We are in a seller's market, but you can still get ahead of the competition with this expert advice.
Solar News
Remarkably, Solar Stayed Strong in Rocky 2020
How solar energy managed to thrive in a tumultuous year full of challenges.
Fundamentals
FHA Construction Loan Requirements
Are you looking to have a house built? Today we’ll discuss the critical requirements for the FHA construction loan.
Relationships
4 Things You Can Learn From a Person's Address History
Public records can reveal the messy truth that you won't always see on someone's social media.
Household Finances
Mortgage Prepayment: The Surprising Savings of $100 Extra
Paying down your loan principal with a little extra each month saves you big money in interest and builds equity quicker.
Green Living
4 Surprising Ways Las Vegas Leans Green
Conservation makes fiscal sense in the Entertainment Capital of the World, but it's important that guests still feel dazzled and pampered.
Fundamentals
What Is a Real Estate Broker? Definition, Types, and Duties
Real estate brokers have a wealth of knowledge and experience in the industry, which they use to guide you through every step.
Safety
Job Hunting? What to Do About Gaps in Your Employment Record
Be prepared to address longer periods of downtime in a job interview with these valuable strategies.
Mortgage Refinance
How Many Times Can You Refinance A House?
Learn more about refinancing so that you can take advantage of falling interest rates.
Solar News
So We've Reached Grid Parity. What's Ahead?
Now that cities can build solar fields for no more money than coal plants, advances will accelerate.
Buying a Home
Insight Into Seller Concessions
Offering concessions can be a powerful tool for sellers by making their home more attractive to buyers.
Background Search Basics
Reverse Address Lookup: Who Lives There?
Vet your neighbors, research a home for sale, and other good uses for a reverse address search.
Home Buying
5 Signs You're Ready to Buy Your First Home
Your go-to checklist for homebuying.
Solar News
Covid-19 Hastened Peak Oil, If It Isn't Already Here: Experts
The pandemic set oil production back two years while investments in alternative energy grew, leading some forecasters to predict an earlier arrival of peak oil.
Buying a Home
What Is a Special Warranty Deed?
In real estate transactions, a special (limited) warranty deed provides a medium level of protection to the buyer.
Background Search Basics
Tips to Help You Pass a Background Check
We explain what it means to pass a background check and how to tilt the odds in your favor when you face a background check.
Mortgage Refinance
Refinancing a Mortgage When You Have Bad Credit
Everyone deserves refinancing options. Do you know yours?
Solar News
Tech Heavyweights Pledge Green Futures
This decade, the world's most valuable companies (all of them American) will be putting their money where their mouth is.
Fundamentals
What Is Homeowners Insurance?
Learn the basics of homeowners insurance, such as policy options, cost, if it is required, and more details.
Background Search Basics
NACI (National Agency Check with Inquiries) Background Check Explained
If you’re looking to apply for a federal position, here’s some information you need to know about the application process for a NACI background check.
Reverse Mortgage
Is a Reverse Mortgage Right for You? Q&A
For certain people a reverse mortgage is a worthwhile loan product, but how do you know if you're one of them?
Solar Basics
How Many Hours of Sunlight Do Solar Panels Need?
And how to calculate those peak hours.
Fundamentals
Does Home Insurance Cover Mold Removal?
This article will explore the complex relationship between home insurance and mold removal.
Background Search Basics
A Step-by-Step Guide: How to Run a Background Check on Yourself
Discover how to run a quick background check on yourself and the eight steps to follow for a successful outcome.
Mortgage Refinance
Refinancing vs. Loan Modification
Refinancing isn't the only way to get new mortgage terms!
Solar Basics
Solar Panel Inspection and Permit Process
What to expect when the time comes to go solar.
Fundamentals
What Does Homeowners Insurance Cover?
Learn about the coverage you get with home insurance and how to lower the cost.
Court & Criminal Records
Legal Lingo Explained: Breaking Down the Meaning of “Awaiting Disposition”
If you're unfamiliar with legal jargon and need to know what "awaiting disposition" means, we'll cover every aspect in today's article.
Home Loan
Your Guide to Common Mortgage Options
Learn about three mortgage options that are popular among first-time buyers.
Solar Basics
How Much Solar Would It Take to Replace Your Energy Bill?
A simplified look at how powerful a solar energy system your house would need for you to replace your energy bill.
Fundamentals
Exploring the Pros and Cons of Electric Cars
In this article, we've rounded up a list of the pros and cons of electric cars.
Relationships
7 Tips for Safer Online Dating
Modern romance exposes us to strangers on the internet—protect yourself!
Advantages of Buying in a New Neighborhood
New construction has the appeal of freshness but costs more.
Green Living
Reap the Benefits of Off-Grid Living Without Going Hermit
As scientists increase their understanding of how nature benefits humans, we've learned how to bring the goodness to where we already live.
Fundamentals
Understanding the Homeowners Insurance Declaration Page
You can rely on solid coverage if you understand the details on this document thoroughly.
Background Search Basics
Do Companies Drug Test After Background Checks?
In this article, we will explore some important details about drug testing and uncover whether companies do drug tests after background checks.
Home Loan
5 Things You Shouldn't Do After Applying for a Mortgage
Ready to close? Steer clear of these common pitfalls.
Solar Incentives
Energy Prices to Rise 5% by Next Year While Solar Gets Cheaper
Rate trends strengthen home solar's value proposition.
Buying a Home
Things You Need for a New House
Minimize trips to the store by moving these essential household items into your new home on day one.
Protect Your Privacy
Can You Delete or Change Your Own Public Records?
From home addresses to court records, what personal information can you take down or change?
Home Buying
What's Coming If You Buy or Refi in 2021
Low rates and decelerating home prices are two pieces of good news for anyone who wants to buy a home in the new year.
Energy Saving Tips
The 3 Biggest Energy Hogs in a Typical Home and What You Can Do About It
Electricity is America's number one power source, so where is most of the juice going in your home?
Buying a Home
What Is a Probate Sale?
A comprehensive guide to buying property at probate auctions.
Safety
How to Keep Your Kids Safe Online
6 ways parents can reduce online risks to their children.
Home Loan
Paying Closing Costs Now vs. Rolling Them Into a Home Loan
Should you pay closing costs out of pocket or finance them with the loan?
Home Improvement
Replacing Your Roof? Why Not Go Solar As Well?
Combining both jobs can save you serious cash.
Fundamentals
Procuring Cause Real Estate: What Is It & How to Avoid a Dispute
Picture this: a real estate agent introduces you to a fantastic house that checks all your boxes. However, before visiting the property, you get busy with work and need to remember to follow up. A couple of weeks later, you attend an open house for the same property and discuss with another agent hosting the event who provides you with crucial information about the neighborhood and local amenities. You appreciate the valuable insights and keep in touch with him. Then, when you're ready to make a
Court & Criminal Records
What Does Disposition Mean in a Criminal Case?
In this article, we unravel the common question ‘what does disposition mean in a criminal case’ and explore some of its examples.
Home Loan
Your Guide to Adjustable-Rate Mortgages
Get to know this popular loan option!
Green Living
How Green Energy Is Facing the Challenges
Popular and pollution-free energy resources need to scale up and spread out, as the green energy industry well knows.
Buying a Home
How Much to Offer on a House Without Getting Ripped Off
Tips and tricks for making an offer on that home of your dreams.
Background Search Basics
8 Surprising Things a Background Check Will Reveal
Discover exactly how much you can reveal about someone by running a quick background check.
Mortgage Refinance
How Long Does It Take to Refinance a Mortgage?
Here's how soon you could have a refinanced mortgage contract in hand.
Solar News
Several U.S. Solar Companies Want Trump's Tariffs to Stay
If we want to transition to clean Energy by 2035, this is the way.
Buying a Home
Understanding a Warranty Deed and Its Importance
A warranty deed functions as evidence that indicates the rightful owner of a property and outlines the responsibilities between them and any potential buyers or sellers. This blog post discusses all the advantages of having a warranty deed and how you can create one to suit your needs. By understanding these contract basics, you can avoid costly misunderstandings and protect your rights in any real estate transaction! Get A Free Mortgage Quote What Is a House Warranty Deed? A house wa
Safety
How to Perform a Nanny Background Check
A step-by-step guide to help in selecting the right caregiver for your children.
Mortgage Refinance
3 Big Money Mistakes to Avoid in 2021
Get your financial health back on track!
Solar News
Disgraced Governor Cuomo Blocks HOAs From Restricting Solar
Measure may be his last bill signing.
What It Means to Be Conditionally Approved
Add conditional approval to the many possible stages of qualifying for a home loan. We explain what it is.
Court & Criminal Records
How Long Does a Misdemeanor Stay on Your Record?
Have you been convicted of a misdemeanor? If so, we'll take a little stress off your plate and dive into detail on how long you can expect it to stay on your record.
Mortgage Refinance
Mortgage Refinance Checklist #1: Your Goals
The first step in your refinance journey is deciding what you hope to achieve.
Solar Basics
Level Up to As Much Solar As Suits You
Solar offers levels of participation (all of them rewarding) to match any homeowner's commitment.
Fundamentals
How to Find the Owner of a Property: A Comprehensive Guide
Navigating the real estate landscape often requires a deep dive into property ownership details. Whether you are a prospective buyer interested in a particular property, a community leader organizing neighborhood outreach, or someone with personal motivations, knowing who possesses the title to a property can be invaluable. It ensures a more smooth and transparent buying procedure in real estate transactions. Understanding ownership in community initiatives fosters community relationships by f
Background Search Basics
Why an Internet Search Isn't Enough for a Detailed Background Check
We’ll discuss the cons of an internet search and why you should use a professional background check service to get your desired answers.
Mortgage Refinance
How to Boost Your Home's Appraisal Value When Refinancing
Three low-cost upgrades to tackle this weekend.
Solar News
Going Solar Might Get Much Cheaper
New bill introduced in Congress could make it happen.
Buying a Home
How to Buy Foreclosed Property
If you’ve been saving to buy a home but don’t yet have adequate funds to buy a property, you should consider buying a foreclosed property. Read on to learn more about this and the best tips on buying a foreclosed property. Get a Quote What is a Foreclosed Property? A foreclosed property is predominantly a real estate property repossessed by the lender/bank because of the property owner’s inability to make mortgage payments. The legal process takes place when the property owner defaults
Protect Your Privacy
Public Records That Can Harm Your Credit Score
Any public record on your credit report is a mark against you, but some are worse than others.
Reverse Mortgage
More Q&A to Decide Whether a Reverse Mortgage Is Right for You
You've got more question about reverse mortgages, and we've got the answers.
Home Improvement
Easy DIY Under-$200 Home Security Kit
7 straightforward items (including 1 freebie!) to secure your home affordably.
Buying a Home
What Is a Tax Assessment on a House?
Tax assessments on houses are not only complicated but can also be confusing and intimidating. They have an immense effect on not only determining your total amount due every year but also on which services you have access to! In this blog post, we'll dive deeper into the intricacies behind house assessments, such as what affects them and when you should consider contesting yours. Read till the end to master all there is about property taxes - from assessing values to understanding exactly whe
Protect Your Privacy
Does a Background Check Show Employment History?
We explain how much of a person's job history can be revealed in a background report.
Mortgage Refinance
Cash-Out Refinance vs. Home Equity Loan
Which route is right for your cash needs?
Solar News
Previously Hesitant Homeowners Are Now Going Solar in Droves
As energy costs rise, solar keeps getting cheaper.
Fundamentals
A Quick Guide to Joint Tenancy With Right of Ownership
As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spouse will get ownership o
Background Search Basics
MVR (Motor Vehicle Report) Background Checks: Explained
Gain a better understanding and the significance of MVRs for companies, their purpose, and their importance.
Mortgage Refinance
5 Fantastic Cash-Out Refinance Home Improvement Projects
High ROI upgrades to tackle with your influx of cash.
Solar Basics
Why the Value Proposition of Solar Keeps Improving
Marvel at all the ways solar keeps getting more affordable compared to the only real alternative people have, the grid.
Buying a Home
A Quick Guide to Securing a Mortgage for a Deed-Restricted House
Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or de
Protect Your Privacy
What Is FCRA Compliance?
How employers can avoid legal violations when looking into the financial records of employees and potential hires.
Home Buying
Things to Consider Before You Try House Flipping
Learn the best advice from experienced house flippers because it's not as easy as it looks on TV.
Solar News
California Sued Over Bogus Solar Rule
The California Solar and Storage Association is fighting back.
Construction Loan
7 Money-Saving Tips for Building a House Through a Construction Loan
Building a house through a construction loan is an exciting endeavor. Read on to discover tips for saving money.
Protect Your Privacy
Cameras Are Tracking You and Your Car
Technology to match you, your license plate, and everywhere you drive is spreading faster than most states can protect privacy.
Household Finances
9 Easy Ways to Save Money During COVID-19
Employed or not, here's how to get the most bang for your buck!
Solar News
Is Minnesota Poised to Take Over the Solar Industry?
Minnesota’s Iron Range is planning an enormous solar panel manufacturing facility.
What is endorsement in insurance
Insurance Endorsements: Customizing Your Policy to Fit Your Needs
Insurance endorsements are the key to personalizing your coverage. Read on to discover how to effectively tailor your insurance and protect your assets.
Background Search Basics
Does Amazon Do Background Checks?
If you're eyeing a position at Amazon, you might be curious: "Does Amazon do background checks?” This isn't just a pertinent question for job applicants but also a point of interest for anyone who wants to understand how large organizations approach recruitment. In today's career landscape, background screenings are more than a checkbox on a hiring checklist. They are an essential method for businesses to evaluate an applicant's trustworthiness, ethics, and how well they'd mesh with the compan
Mortgage Refinance
Mortgage Refinance Checklist #2: Does It Make Financial Sense?
Sometimes fees and penalties mean that you barely break even with a refi, so you definitely want the numbers on your side before getting started.
Home Improvement
The Most Effective Winter Energy Tip Just Got a Lot More Important
One home improvement brings you a 117% ROI and could save you hundreds this winter.
What Are Seller Concessions
Seller Concessions vs. Price Reduction: Deciding What Works for You
Buying a home in pre-foreclosure to add to your investment portfolio and generate rental income? Learn about the opportunities and risks for investors by opting for these properties.
Background Search Basics
Airport & TSA Background Checks: Everything You Need To Know Before You Apply
If you’re on a job hunt and considering applying for a new position at the airport, you should know a few things about the required extensive background check. In this article, we’ll discuss what TSA background checks entail, the specifics they look for, and what can get you disqualified from the position you’re applying for. Run A Free Background Search What Does a TSA Background Check Include? The TSA (Transportation Security Administration) mandates comprehensive background checks fo
Mortgage Refinance
Cash-Out Refinance Eligibility Requirements
Cash-out refi options at a glance. Which do you qualify for?
Green Living
Solar Success Story: The Urban Farmer
Energy independence and the environment were important incentives, but the biggest was the write-off.
Buying Foreclosed Homes: Steps, Risks, and Potential Rewards
Purchasing a foreclosed home can be a smart way to save money on a property while at the same time supporting a community by preventing vacant homes from falling into disrepair. However, buying a foreclosed property is not the same as purchasing a standard home. There are more risks involved, and parts of the process might be unfamiliar even to experienced homebuyers. In this article, we will discuss how to buy foreclosed property, the steps you need to take, and highlight the potential risks
Background Search Basics
A Guide to the Employment History Report – What is it and how is it Used
Understanding a candidate's professional trajectory is essential for team-building employers. At the heart of this exploration is the employment history report. This report provides a comprehensive account of a person's professional experiences, including their various positions, lengths of service, and respective organizations. Beyond just enumerating past roles, the employment history report paints a picture of a candidate's trajectory, shedding light on their consistency, adaptability, and ca
Getting Started
All Points Bulletin: What Are Points When It Comes to Mortgages?
What are buying points and discount points? Is refinancing different from purchasing? You have questions, so we get right to the point.
Solar Incentives
When It Comes to Solar Rebates & Tax Credits, Every State Is Different
We break it all down for you here.
What is a tax assessment on a house
Property Tax Assessment vs. Property Appraisal: Key Differences
In this article, we'll look into what these terms mean, how they work, and the key differences between them. Stay with us for more.
Background Check Topics
Education Background Check
Regardless of the industry, organizations want to hire the best and most qualified talent to propel their business to greater heights. Hence, recruiters work diligently to sift through thousands of resumes and shortlist the top ones that match their requirements. During the recruitment process, one of the things that genuinely impacts the hiring decision and selection is the educational background check of the potential candidates. Run A Free Background Check Education verification is equa
Mortgage Refinance
Is Refinancing Worth the Effort for Just a 1% Lower Rate?
As rates drop, here's what to consider before you make the most popular mortgage move.
Solar News
Fierce Competition Benefits Solar Customers, Keeps Industry Tense
Neighborhood solar companies succeed because they offer what the public wants.
HELOC
The Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners
For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Background Check Topics
Understanding How Far Back Fingerprint Checks Reach
Fingerprint background checks are a frequent means of authenticating a person's identification and criminal history, particularly for positions requiring high security or trust. Many consumers, however, are unclear about how far back these checks may go and what type of information they can uncover. This article will teach you the fundamentals of fingerprint background checks, such as how far back a fingerprint background check may go and how long fingerprint data are kept on file. Run A Fr
Home Loan
The Pros and Cons of Popular Mortgage Payment Options
Personal check? Online payment service? Credit card? What's the best way to pay installments?
Solar News
Two California Senators Just Changed the Solar Game With This New Bill
Less expensive solar panels and slashed energy bills promise to make this solar bill wildly popular.
ARV in Real Estate: How it Influences Home Purchase Decisions
Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Rea
Background Search Basics
Fair Credit Reporting Act (FCRA): How It Shapes Background Checks and Your Rights
Background checks are a typical and crucial step in the recruiting process for many businesses since they may be used to confirm an applicant's identification, education, job history, references, criminal history, and credit history. Background checks, however, may also have a substantial influence on the impartiality, accuracy, and privacy of the data that employers gather and utilize. To control the gathering, sharing, and utilization of consumer information by consumer reporting organizations
Mortgage Refinance
More Things People Wish They'd Known About Refinancing
Continued: By focusing on lowering their payment, some refi customers lose sight of these other effects of a mortgage refinance.
Solar Incentives
Energy Efficiency Makes Way for Enhanced Quality of Life
Energy conservation and health are intertwined.
Is Pre-Approval Bad for Credit?
The Impact of a Mortgage Pre-Approval on Your Credit Score
Considering a mortgage pre-approval but worried about your credit score? Discover how pre-approval affects your score and the best strategies to protect your credit.
Background Check Topics
Behind the Scenes of Background Checks: What Employers Want to Know
Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Getting Started
3 Important Money-Management Lessons to Teach Your Kids
How to set your children up for financial success.
Solar Basics
Winter-Prepping Your Home Solar Energy System
Preparing your solar power system for the cold season mainly involves battery maintenance because the panels are already winter-tough.
house-buying scams
Protect Yourself from the Most Common House Buying Scams in the Real Estate Market
With the real estate market booming, it can be difficult to differentiate legitimate opportunities from red flags. Here is how you can protect yourself!
Background Checks
Behind the Scenes of Background Checks: What Employers Want to Know
Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Home Improvement
Don't Lose 10% of Your Home's Value: Spring Maintenance Checklist
Spring is the ideal season to retain or renew your home's value through these mostly DIY-friendly tasks.
Fun Stuff
Dragonscales and Power Flowers: the Evolving Shape of Solar
Efficiency meets beauty in the latest, most intriguing solar capture designs.
digital real estate
Is Investing in Digital Real Estate Worth It? A Comprehensive Guide to the Virtual Property Market
Explore the opportunities and challenges of digital real estate, how to buy and sell virtual properties, and how to monetize and protect them.
Does a background check show employment history
What Employment History Shows Up in Background Checks
Does a background check show employment history? Read on to discover the significance and impact of employment history in background checks.
Mortgage Refinance
Don't Believe These 3 Popular Money Myths
Doing so could cost you big!
Solar News
Smart Electric Panels Are Coming to Solar Homeowners
Here’s what that means for you.
401k to Buy a House
Is It Wise to Buy a House Using Your 401k? Understanding the Pros and Cons of This Strategy
Considering using your 401k to buy a house? Click here to discover the pros and cons of this strategy to make an informed decision on home buying and retirement planning.
Mortgage Refinance
Mortgage Interest Rates Over Time
6-year data that could help you make smart money moves.
Solar Basics
Solar Panels vs. Natural Disasters
How do renewable energy systems fare when confronted by Mother Nature?
Cash equity loan
Exploring the Potential Use Cases of a Cash Equity Loan
If you often wonder what you can use a home equity loan for, here's an insight into the diverse application of cash equity loans. Read more.
Mortgage Refinance
3 Ways You Can Speed Up Your Mortgage Refi
Due to the soaring popularity of refinancing, the process can drag, but here are ways to accelerate it.
Green Living
Is 2022 the Year of Going Off-Grid With Solar?
Here’s a step-by-step guide on how to make it happen.
upgrade loans
How to Secure a Home Improvement or Upgrade Loan
Securing a loan for your home improvement or upgrade project can be difficult, especially when it comes to finding the right terms. Learn more!
Home Buying
Discount Points vs. More Money Down: The Best Use of Your Cash
Common sense says to put as much money down on a home as you can afford, but the power of discount points is undeniable.
Energy Saving Tips
4 Little Projects to Cut Energy Costs Throughout the House
Green guru shares money-saving tips from basement to attic.
How to Avoid 20% Down Payment on Investment Property
12 Ways to Avoid Putting Down 20% on an Investment Property to Secure a Loan
Wondering how to avoid a 20% down payment on an investment property? Discover strategies for condos, duplexes, and more to minimize your initial down payment.
Mortgage Refinance
The Relationship Between Equity and Refinancing
What happens to your hard-earned equity when you replace your mortgage contract?
Solar Basics
Can You Add a Battery to Your Existing Solar Energy System?
Everything you need to know about adding a battery after the fact.
Mortgage Refinance
Experts Urge People to Switch to 15-Year Fixed, and Here's Why
Combine a shorter term with one of today's low refi rates and you get a double dose of savings.
Solar News
Will Biden’s Plan Really Cut 30% Off the Cost of Solar?
The White House claims Build Back Better will do just that.
Mortgage Refinance
Tax Deductions and Your Mortgage Refinance
Refinanced in 2020? Here's what you need to know about tax deductions!
Solar News
Revealed: World's Biggest Solar Battery
Record-breaking storage technology extends the viability of utility-scale solar after dark.
Mortgage Refinance
Mortgage Refinance Checklist #3: The Documents You Need
The paperwork you need and where to get the documents for a faster and more informed refinance.
Solar News
Senator's New Bill Means Big Solar Incentives, But Will It Pass?
Homeowners clamoring for more solar incentives may get their wish.
Household Finances
Spring Clean Your Finances in 5 Easy Steps
It's time for a fresh financial start!
Solar News
Same-Day Permitting Launches Home Solar Into Warp Speed
Solar Access Act to reduce permit wait times to a matter of hours.
Household Finances
Homeowners Can Save 20% on Energy Bills With This Appliance Makeover
When your home needs new appliances, remember that one label means energy efficiency, quality assurance, and claims verified by third-party testing.
Solar Basics
Solar Panels vs. Other Home Improvement Projects
Tackle big-ROI upgrades.
Mortgage Refinance
50-Year Historic Low Interest Rates As a Result of Fed’s Stimulus Program
How to secure a historically low interest rate. Pay off your mortgage fast!
Home Improvement
Solar Success Story: A Home in the Woods
Follow the straightforward installation of an 18-panel rooftop solar energy system that paid for itself in five years.
Mortgage Refinance
Homeowners Are Frantic to Secure Insanely Low Refinance Rates
The Federal Reserve slashed its rate to near zero; that's great news for homeowners!
Solar Incentives
2022 Is the Final Year to Claim Your 26% Solar Tax Credit
Homeowners who don’t go solar this year are set to miss out big-time.
Debt Consolidation
Easily Calculate Your Net Worth
Calculate your net worth to see if your finances are on track.
Solar Basics
Customization Makes Going Solar Easier Than Ever
Systems can be tailored to most any home, and you can mix and match options to your liking.
Mortgage Refinance
How to Calculate the Breakeven Point of a Refi
Getting the ball rolling on a mortgage refinance takes money in the form of closing costs, so how long does the ball have to roll before the savings kick in?
Green Living
Green Clean: Let's Tackle the Kitchen
Safe, natural, and economical cleaning tips for the heart of your home.
Mortgage Refinance
5 Signs It's Time to Refinance Your Mortgage
Do any of these situations apply to you?
Solar News
Biden Extends Solar Tariffs, but There's a Catch
When it comes to President Biden’s solar tariff extension, the devil is in the details.
Getting Started
So You Want to Be a Landlord? How to Run a Credit Check on a Prospective Tenant
The legal way to screen out unreliable tenants and turn extra rooms into extra income.
Energy Saving Tips
How to Reduce Peak Demand Charges on Electricity Bills
Four things you can do today to lower your bill.
Home Improvement
3 Home Remodeling Facts No One Likes to Talk About
Are you prepared for what's to come?
Fun Stuff
Integrated Solar: a Look at Leading-Edge Tech
When it comes to advances in green tech and design, there are always new ideas under the sun.
Mortgage Refinance
Why Switching Your ARM to Fixed-Rate Is More Important Than Ever
Lock in a low interest rate today before the inevitable climb.
Solar Basics
The Lifespan of Solar Batteries
Is storing excess energy right for you?
Home Improvement
7 Home Renovations That Can Hurt Your Home's Value
Are you helping or hurting your bottom line?
Solar News
America's Biggest Urban Solar Farm to Cap a Landfill
On top of a former landfill the nation's largest urban solar farm is about to rise.
Getting Started
This Happens to Your House If You Die Without a Will
To your spouse, to your kids, or to the (gulp) state—where does your house go if you leave no will?
Solar News
Homeowners Going Solar This Summer Are in for a Pleasant Surprise
With more government rebates and incentives than ever before, solar homeowners have reason to celebrate.
Home Loan
When Should You Pay Off Your Mortgage Early?
Believe it or not, mortgage prepayment isn't for every borrower.
Solar News
Green Energy Breaks World Record in 2022 per International Energy Agency
Despite supply chain issues, solar comes out on top once again.
Home Buying
What Usually Causes a Home to Fail Inspection?
When a sale falls through after a home inspection, it's often because the buyer's expectations didn't match reality.
Solar Basics
When Is the Best Time to Go Solar?
If you are considering renewable energy, read this first!
Home Equity
The 3 Best and 3 Worst Ways to Use Your Home Equity
Protect your hard-earned investment!
Green Living
3 Unexpected Benefits of Energy Efficiency
Conservation's far-reaching perks!
Mortgage Refinance
The Risks and Rewards of Locking In Your Mortgage Rate
Locking in a low rate seems like a simple decision, but is there a catch?
Solar Basics
Don't Install Solar Before Reading This
These expert tips are considered absolute musts.
Mortgage Refinance
Does Unemployment Affect Your Credit Score?
How unemployment can't—and can—affect your credit score.
Solar News
Biden Announces Two-Year Pause on Solar Panel Tariffs
Experts agree solar could be the key to offsetting inflation.
Getting Started
5 Household Expenses You Cut Right Now, Easily
Because you can think of better uses for your hard-earned money.
Energy Saving Tips
5 Ways to Naturally Cool Your Home in Summer
Beat the heat without breaking the bank.
Home Loan
2021 Mortgage Interest Rate Forecast
The low-rate window is coming to a close!
Green Living
Off-Grid Living Reality Check
Total independence is a lofty goal, but some dependencies are worth every penny.
Mortgage Refinance
5 Mortgage Refinance Tips That Save Time and Money
What all borrowers need to know.
Solar Basics
7 Surprising Facts About Solar Energy
Is a renewable energy system right for your home?
Home Loan
What You Need to Know About Your Mortgage Rate-Shopping Window
It's all about your FICO score!
Solar News
Solar Outshines Nuclear for First Time in U.S. History
Wind provides the assist for renewables to blow by legacy power systems.
Getting Started
How to Compare Mortgage Loan Estimates
Interest rate is not the only detail to focus on when comparing home loans.
Green Living
Could You Possibly Live a Carbon-Negative Lifestyle?
As if living carbon-neutral weren't challenge enough, could you (or anyone) actually live carbon-negative?
Mortgage Refinance
Is Now Still a Good Time to Refinance a Mortgage?
What borrowers need to know.
Solar Basics
What to Expect for Installation
Every year, solar panel installation gets simpler and faster, but it still requires the expertise of an electrician who has solar installation training.
Mortgage Refinance
What a Smart Cash-Out Refi Looks Like
3 features of a cash-out refinance that indicate you are making a wise move.
Home Improvement
Lights, Camera, Traction: Latest in Solar-Powered Security
Innovative security tools draw power from the sun for cordless, hassle-free protection around your home.
Home Improvement
The Unglamorous Truth About Home Improvement Return on Investment
Don't expect a wow factor from the project with the best ROI.
Green Living
6 Things You Can Stop Paying for Without Giving Anything Up
Money-saving tips that just happen to be clean and green too.
Vacation
7 Tips for Securing Your Home Before Vacation
Many of us can't wait to travel again, but before we head out, we should take measures to keep bad guys from getting in.
Solar Basics
Don't Fall for These 5 Solar Scams
What to watch for when you upgrade your home to affordable solar energy.
Home Improvement
This Summer's Hot Patio Trends
Your home has two sides: Enjoy the outside this summer with our inspiring ideas.
Solar Incentives
Your Guide to $0 Down Solar Panel Installations and “Free” Solar Panels
Learn more about $0 down solar panels and the myth behind “free” solar panels.
Mortgage Refinance
Will Closing a Credit Card Help You Qualify for a Refinance or Mortgage?
Don't do this before applying for a mortgage or refinance.
Solar News
3 Solar Panel Trends for 2023
Where is the renewable energy market headed?
Home Improvement
Home Maintenance This Summer
The long summer days give you ample time to tackle these four tasks and get back to the fun.
Green Living
RV and Skoolie Owners Are Hitting the Road Using Solar Energy Panels
Glamping has officially become more independent with solar energy panels.
Mortgage News
Mortgage Rates Set to Skyrocket in 2022?
What does the future hold for refi rates?
Green Living
5 Simple Ways You Can Reduce Your Carbon Footprint Today
Combat climate change with these easy and eco-friendly tips.
Home Selling
What's the Deal With Those "We Buy Ugly Houses" Signs?
Predatory flippers have expanded their hunting grounds, but ugliness is in the eye of the beholder.
Solar Basics
Everything You Need to Know About Bifacial Solar Panels
Get a better understanding of how bifacial solar panels work and whether they’re right for you.
Mortgage Refinance
A Cash-Out Refi Can Make People Love Their Home Again
Features and upgrades so enticing in a new home can be added to an existing home and paid for with equity.
Home Improvement
Your Guide to Solar Tankless Water Heaters
See how solar, tankless water heaters are a game-changer for solar panel homeowners.
Household Finances
I Can Rent Out THAT?! Make Bonus Money From Space and Things You're Not Using
Thanks to our always-connected economy, something of value that you aren't using at the moment could bring you fast cash.
Solar Basics
A Guide to Ground-Mounted Solar Panels
A home solar energy system mounted somewhere other than the roof can be larger and more productive.
Home Improvement
Sweat Equity? No Sweat!
Leverage your home improvement skills into big bucks.
Solar Basics
Your Ultimate Guide to How a Solar Panel System Works
Learn about the basic solar system fundamentals, how it operates, and what to expect.
Home Improvement
How One Man Started a Real Estate Empire Without a Dollar to His Name
And you can too...
Solar Basics
Debunked: Why People Think Solar Won't Work Where They Live
Harnessing the sun's power is possible in a surprisingly wide variety of locations and weather.
Household Finances
When to Review Your Homeowners Insurance Policy
5 reasons it might be time to review your coverage.
Solar Basics
All About Solar Inverters: Which Is Right for Your Home?
The optimal solar energy system for your home will rely on one of three solar inverter types, and we explain the pros and cons.
Home Buying
Advantages of Buying in an Older Neighborhood
A more walkable life in a place with character and trees can be yours when you buy an older home.
Solar Basics
Pros and Cons of a Solar Panel Lease
Considering investing in a solar panel lease? You need to understand some pros and cons before making the final decision.
Mortgage News
Refinance Rates Freefall After Government Eliminates Universally Hated Fee
Refi fee costing homeowners thousands at closing is no more.
Solar Basics
The Solar Panel Installation Process
The benefits of solar panels are well known (saving money!) but how do you get there?
Household Finances
Stop Wasting Money Buying Rental Car Coverage Twice
Insurance by your credit card, even if there's a flat fee, is bound to be cheaper than what's offered by the rental car company.
Energy Saving Tips
Why Is My Gas Bill So High? Top 5 Reasons
Are you wondering why your gas bill is so high? If so, read this article to check out the most common reasons for this problem!
Mortgage Refinance
Are You Sitting on Refinance Gold?
A housing market downturn is great news for refinancing homeowners.
Solar Basics
NCM Batteries Explained
Learn more about the intricacies of an NCM battery, its maintenance as well as the impact of these batteries on the environment.
Getting Started
Shape Up Your Finances Prior to a Refi or Mortgage
Follow this 4-step financial fitness program so lenders will see you at your best.
Solar Basics
The Basics of Geothermal Energy
Learn how geothermal energy works and where it comes from, starting with the basics!
Mortgage Refinance
Cash Out Refinances Are Suddenly All the Rage
Historically low rates are driving more and more homeowners to tap into their home equity.
Solar Basics
What Is a Solar Power Purchase Agreement (PPA)?
Unlocking the potential of solar power purchase agreements (PPAs): Exploring benefits and pros/cons.
Mortgage Refinance
One Brilliant Way a Cash-Out Refi Can Pay the Mortgage
Boss-level home improvement: Build a tiny house on your property, and the renter pays your mortgage.
Fun Stuff
An In-Depth Guide to Flexible Solar Panels
Portable and lightweight, flexible solar panels make the difference between camping and glamping.
Home Equity
Homeowners Find Themselves Sitting on a Fortune
The time to cash out is right now.
Green Living
How Much Solar Power Do You Need for Your Shed?
A room of one’s own—with plenty of power! How to electrify your shed with sunlight.
Household Finances
Money Right, Sleep Tight: 5 Tips to Destress Your Finances
Many people lose sleep worrying about money, while others practice these five strategies.
Solar Basics
Avoid These Solar Scams and Maximize Your Savings
What to watch for when you upgrade your home to affordable solar energy.
Mortgage Refinance
Need Mortgage Refi Advice but Not Sure Where to Turn? Try Warren Buffett!
Buffett chimes in on mortgage refi boom with words of wisdom.
Energy Saving Tips
This Logo Can Save You 20% on Energy Bills
Look for this label if you want energy efficiency, quality assurance, and claims verified by third-party testing.
Mortgage News
Breaking Down Fixed-Rate Refinances by the Years
The only answer to a volatile market is picking the right term.
Solar Basics
All You Need to Know About Different Solar Inverter Types
In this article, we discuss the different solar inverter types so you can make an informed decision and Invest wisely.
Getting Started
Have You Ever Gotten Bad Real Estate Advice?
People share their top picks for the worst real estate advice out there.
Solar Basics
Solar Panel Maintenance
If you're looking for answers on how to ensure your solar panel system runs at optimum capacity, read further- we'll guide you through some handy tips on maintenance!
Mortgage News
The Federal Government Just Made Refinancing Way Easier
New programs from Fannie Mae and Freddie Mac set to change the mortgage refi game.
Solar Basics
HOA Solar Panel Restrictions
Solar panels and homeowners associations HOA: Questions and answers!
Home Buying
Beware the Mortgage Closing Scam
Criminals hijack the closing process to steal down payments, crushing people's dream of homeownership.
Solar Basics
What to Expect From a Solar Panel Contract
Are you interested in investing in a solar panel system? We'll discuss the ins and outs of a solar contract and your options for switching to solar.
Mortgage Refinance
Ready to Refinance? Here's How to Get the Lowest Rate Possible
Unlock the key to your credit score and save big.
Fun Stuff
Green Bloggers Share Their Favorite Advice
What are some favorite tips from people who think of saving money and helping the environment all the time?
Home Buying
Homes Are Growing Bigger Again
Reversing a 6-year trend, new single-family homes get bigger, so how are we using the extra space?
Solar Basics
Understanding the Solar Panel Installation Process
If you’ve been researching the feasibility of installing solar panels in your home, chances are you’ve come away with more questions than answers. Understanding the myriad of components, installation options, and financial considerations can make the decision to invest in solar seem daunting. Here, we will take a deep dive into how solar panel installations work, from start to finish, helping make sense of this complex process. After laying out all the facts and details associated with residen
Home Equity
2022: The Year of the Cash-Out Refi
Home equity is booming, interest rates are dropping, and homeowners are laughing all the way to the bank.
Solar Basics
The Pros and Cons of Solar Battery Storage
If you’ve ever considered the idea of switching to a solar-powered home, and wondered what the fuss was all about, let us make it simple for you. There are some real advantages (like cutting those nasty electricity bills) but also some drawbacks. Weighing these pros and cons of solar battery storage is essential before making such an important investment. So if you want to know exactly why investing in solar energy storage might be a great option - or not - buckle up because here we go! Get
Home Equity
3 Pleasant Side Effects of Your Home's Increased Value
How your finances change when you suddenly own a lot more home than before.
Solar Basics
Solar From a Home Appraiser's Perspective
Revealed: 3 characteristics of a PV system crucial to a home's value.
Home Loan
Is This the Last Time We'll See Mortgage Rates Dip?
Why refinancing right now might be the only move to make.
Solar Basics
The Simple Task of Solar Panel Maintenance
Learn how easy it is to keep a solar energy system operating at peak capacity for maximum money savings.
Mortgage Refinance
Watch for These 3 Things When Shopping for a Refi
Comparing offers is most effective when you know what might be hiding in the details.
Solar Basics
Solar Mini Inverter: Choosing Between Microinverters and String Inverters for Your Solar System
Solar energy stands at the forefront of sustainable power solutions, harnessing the sun's abundant resources to meet our growing electricity needs. However, the path from sunlight to usable electricity is a journey that requires the expertise of a critical component: the solar inverter. In this article, we look to understand the pivotal role mini solar inverters play in transforming the DC power of solar panels into the alternating current that powers our homes and businesses. More specifical
Home Equity
Turn Your Cash-Out Refi Into Riches With This One Simple Trick
Mortgage experts agree: 2022 is the year to cash-out refi into stock gold.
Solar Incentives
Here’s How to Take Advantage of the Federal Government's Solar Tax Credits, Solar Rebates, and Solar Incentives
Learn more about how solar energy is more accessible and affordable to Americans than ever before.
Debt Consolidation
Here Are the Best VA Refi Options for 2022
We break it all down here.
Green Living
Exploring Solar Panel for Electric Car: Benefits and Considerations
In a world where environmental consciousness meets technological innovation, the marriage of electric cars and solar panels emerges as a beacon of sustainable progress. The synergy between these two transformative technologies promises to revolutionize our commuting and signifies a pivotal step toward a greener, more eco-friendly future. Get A Free Solar Quote This article deep dives into "solar panel for electric car" to explore the intricate dance between clean energy generation and effi
Mortgage Refinance
Do This If You Have 3+ Years Left on Your ARM
In a time of low rates, refinancing can put homeowners into a more comfortable, predictable fixed-rate mortgage.
Solar Basics
Loans for Solar Panels
The rapidly increasing trend of solar panels worldwide has pushed more households to switch to solar power systems. While solar systems significantly reduce energy consumption costs, they come with a high upfront price that many cannot afford. The optimal solution most households opt for is solar panel financing. You can get loans for solar panels and embrace the true power of cost-efficient energy. However, as solar panels are a new addition to people’s homes, not many know how to get the req
Mortgage Refinance
How a "No Closing Costs" Refinance Really Works
Though you may have the option to sweep closing costs out of sight, don't push them out of mind.
Solar Basics
Negotiating Your Solar Panel Contract: Key Clauses and Agreements
Solar panel installation is a significant investment that may offer you several benefits, including clean and renewable energy, a lower carbon footprint, greater property value, and energy independence. However, careful preparation and negotiation are required to guarantee you get the best deal possible for your project. Here are some pointers on how to negotiate your solar panel contract, as well as essential conditions and agreements to look out for. Get A Free Solar Quote How to Barg
Mortgage News
Home Sales Are Up, But What Does That Mean for Mortgage Rates?
With spring just around the corner, new homeowners wonder if rates under 3% are still out there.
Solar Basics
Understanding the Solar Installation Process: From Assessment to Operation
Solar energy is a well-known and promising renewable energy source. Solar battery installation provides clean, long-term electricity. It decreases greenhouse gas emissions and reliance on fossil fuels. This article explains how to install solar panels on your own. You will learn about the process of installing solar panels on your own. It will cover every stage of the process, from evaluation to operation. Get A Free Solar Quote Steps for Installing a Solar Panel Make a detailed plan.
Home Buying
Rising Mortgage Rates Are Actually Good for Buyers—Fact or Fiction?
Believe it or not, this is looking like a cold hard fact.
NCM battery
NCM Battery Technology: Advantages for Efficient Solar Power Storage
NCM batteries have emerged as a promising option for solar power storage. Click here to learn about NCM battery technology and its applications in solar power systems.
Home Improvement
Summer Home Improvement Projects: Bang for the Buck
Plans we have been dreaming up all winter now have the time and sunlight to be realized, but think small and smart so you don’t miss out on the season’s fun.
geothermal energy pros and cons
Solar vs. Geothermal Energy: Which Renewable Option Suits You Best?
Having trouble deciding between solar and geothermal power? Click here to learn the solar and geothermal energy pros and cons to help you select the best option.
Mortgage News
Mortgage Rates and Listing Prices Just Dropped at the Same Time
Now's the time to strike for both homebuyers and refinancers alike.
solar panel maintenance
A Comprehensive Guide to Solar Panel Maintenance for Optimal Performance
Solar panels require regular maintenance. Click here to learn about solar system maintenance for optimal performance.
Mortgage Refinance
Boom or Bust? The Time to Cash Out on Home Equity Is Now
Turn your record-high home value into a lifelong fortune with these tips from our experts.
solar installation process
Understanding the Solar Installation Process: From Assessment to Operation
Solar energy is a well-known and promising renewable energy source. Solar battery installation provides clean, long-term electricity. It decreases greenhouse gas emissions and reliance on fossil fuels. This article explains how to install solar panels on your own. You will learn about the process of installing solar panels on your own. It will cover every stage of the process, from evaluation to operation. Get A Free Solar Quote Steps for Installing a Solar Panel Make a detailed plan.
Mortgage Refinance
Finally Enough Cash
Surging home values draw more to the cash-out refinance.
solar panel contract
Negotiating Your Solar Panel Contract: Key Clauses and Agreements
Installing solar panels involves signing a contract with a solar provider. Click here to learn how to negotiate your solar panel contract.
Mortgage News
Economists Predict the Buyers Market Will Reach All 50 States by Month’s End
As housing prices tumble from coast to coast, the time to negotiate is now.
pros and cons of solar battery storage
Balancing the Pros and Cons of Solar Battery Systems for Energy Independence
Solar energy is a clean source of power. Click here to find out the pros and cons of solar battery systems and how to balance them to achieve energy independence.
Getting Started
Figure Your DTI in 3 Easy Steps
You should know your DTI when you shop for a loan just like you know your size when you shop for shoes.
solar panel for electric car
Powering Your EV with Solar: The Advantages of Solar Panels for Electric Cars
Solar panels can be used to charge your electric vehicle for free. Click here to learn the advantages of solar panels for electric cars and how to get started.
Home Loan
15-Year vs. 30-Year Mortgage: Making the Choice
No one has a crystal ball to see 15 years ahead, much less 30, but if your income is strong and stable, a larger monthly payment will get you to the finish line sooner.
Loan for solar panels
Solar Panel Loans: A Cost-Effective Way to Embrace Renewable Energy
Loans for solar panels help you go green affordably. Read on to discover the benefits and financing options for your renewable energy journey.
Home Improvement
Wondering What a Bathroom Renovation Costs?
A cash-out refinance could be the key to covering the whole thing.
bifacial solar panels
The Future of Solar Technology: Exploring the Potential of Bifacial Modules
Bifacial modules can generate electricity from both sides. Learn how bifacial modules work, what are its advantages and challenges, and how to install and use them.
Getting Started
Choosing the Right Loan Product
So many options are out there, but one loan product is the best fit for you.
tracking solar arrays
The Advantages of Solar Tracking Mounts: How Loans Can Help You Invest Wisely
Solar tracking mounts can boost solar energy output. Learn how solar tracking mounts work, what are the benefits and costs, and how to finance and install them.
Mortgage Refinance
Mortgage Refi vs. Personal Loan to Escape Credit Card Debt
What are the pros and cons of these two popular debt consolidation strategies?
Solar-powered heater
7 Reasons to Install a Solar Pool Heater in Your Home
A solar-powered heater for your pool offers several benefits, including eco-friendly features, cost savings, and efficiency. Read the x reasons to get one!
Household Finances
The Only Times You Should Close a Credit Card (and How to Do It Right)
Close a credit card only for a good reason, and do it this way.
Solar scams
The Most Common Solar Scams You Should Know About
Discover the most common solar scams and protect yourself from potential fraud. Learn how to identify red flags and make a secure investment.
Mortgage Refinance
Inflation, Skyrocketing Rates, Fed Rate Hikes Oh My!
Between inflation and the latest fed rate hikes, should you consider home refinancing?
Solar Panel Inverter
Factors to Consider When Buying a Solar Panel Inverter for Your System
Do you want to know how to buy the best solar panel inverter for your solar panel system? Read on to find the most crucial factors you should check beforehand.
Mortgage Refinance
Should You Refinance Your Home Again?
4 advantages to refinancing a home mortgage after only 4 years.
Invisible solar cells
The Advantages of Financing Invisible Solar Solutions for Home and Business
Wondering if you should invest in invisible solar panels for your home or businesses? Here are 14 advantages of installing invisible solar cells to get you on board.
Home Equity
Tap Into Your Home’s Equity With a Cash-Out Refinance or a Home Equity Line of Credit (HELOC) and Get Money for the Things You Need
Which should you choose? Cash-out refinance vs. home equity line of credit (HELOC).
Mortgage Refinance
Cash-Out Refinance to Buy a Second Home
Why you should consider a cash-out refinance to buy a second home for vacations, future retirement, or rental income.
VA Home Loan
How a VA Loan Works: Explained
Your thorough yet simplified guide to one of the most substantial benefits of military service.
Reverse Mortgage
Is a Reverse Mortgage a Good Idea [2023]
A reverse mortgage might be a decent home loan option for certain people. Are you one of them?
Mortgage Refinance
Your FICO Score 5 Is the Credit Score Mortgage Lenders Look At
A credit check reveals a lot about you to lenders, but they focus on one particular rating.
Getting Started
Your FICO Score 8: What Is It and How Can You Raise It?
Learn about the one score that blends your activity from all three credit reports.
Getting Started
Your FICO Score 9 Explained
How FICO Score 9 works and how you can boost your credit score.
Home Buying
Best First Time Home Buyer Tips of 2023
7 tips every first-time homebuyer needs.
Household Finances
The Credit Scores That Matter Most in Your Situation
Learn about the particular credit scores that stand between you and a new credit card, a car loan, or a mortgage.
Household Finances
Your FICO Score 10 and 10 T Explained
All about the latest FICO credit score and why it might become the new standard in home mortgages.
Home Loan
Mortgage Underwriting: What It Is and What to Expect
Understanding this vital step in the home loan process.
Mortgage Refinance
Mortgage Recasting Explained: Why You Might Want to Do It
Keep your great low interest rate while lowering your payment—the double benefits of mortgage recasting.
Home Buying
Quitclaim Deeds Explained
A quitclaim deed is a fast way to transfer property, but unlike other ways, it includes no protections for the buyer.
VA Home Loan
VA Loan Appraisal and VA Inspection Requirements, Including the VA Minimum Property Requirements for 2023
Everything you need to know about the VA loan appraisal process and VA inspection, including the VA Minimum Property Requirements for 2023.
Major Purchase
Tenancy In Common (TIC) In Real Estate Explained
Get a quick breakdown of one of the real estate’s most popular terms, tenants in common or (TIC), how it works, and the pros and cons to see if making this real estate move would benefit you.
Household Finances
12 Retro Household Savings Tips
Which of these vintage money-saving hacks around the house will you share first?
Home Buying
Townhouse vs. Condo: Understanding the Differences
These two ownership options are different in many ways.
Major Purchase
Tenancy By Entirety: Important Details You Should Know
See if tenancy by entirety is a good choice for you and your significant other
VA Home Loan
VA Construction Loans Explained
How a VA construction loan works: Borrow and build exactly the home you want.
Home Buying
Grantee vs Grantor in Real Estate Explained
Grantee vs grantor simplified. We explain these common real estate roles.
Getting Started
What Is Digital Real Estate?
Find out what digital real estate is and if you should start investing!
Home Buying
Joint Tenancy With Right of Survivorship: What to Know
Set yourself up for a smoother transfer of a home in trying times by signing on for joint tenancy with right of survivorship.
Mortgage Refinance
Can You Refinance an FHA Loan?
Despite the unique features of an FHA loan, refinancing one is a lot like a conventional loan.
Home Loan
How Do I Get a USDA Home Loan?
Discover if a USDA home loan is right for you and if you qualify.
Getting Started
How to Find Out Who Owns a Property
Are you trying to find out the ownership details of a particular home or property? We discuss numerous avenues to determine a property's owner.
Major Purchase
Tax Lien Investing Explained
In many states you can buy the right to collect someone's tax debt and charge high interest, but proceed with caution.
Getting Started
What Is a Warranty Deed—Top Things You Should Know
Find out what a warranty deed is, learn the benefits, and see if it’s the right real estate move for you.
Getting Started
What Is An Easement?
Easement in real estate explained.
Getting Started
Seller Financing: How It Works, Pros And Cons, And If It’s A Right Move For You
Gain a better understanding of seller financing, how it works, and the pros and cons from a buyer and seller perspective.
Home Buying
Assumable Mortgages Explained: The Appeal and the Pros and Cons
Becoming a homeowner by taking over someone's mortgage can be especially beneficial in times of high interest rates.
Getting Started
A Guide to Property Surveys: Acquisition and Pricing
Curious about what a property survey is? We'll cover the basics around property surveys, how they work, how much they cost, and more important details.
Home Buying
The Importance of Real Estate Agents in the Housing Market
Most people looking to buy or sell a property could use the help of a professional who understands the market.
Getting Started
Escrow in Real Estate Explained
Find out the meaning of “escrow” in real estate terminology, how it works, and the process when you buy a house.
Home Buying
Home Loan Options for Those With Bad Credit
This article aims to explore the available choices for individuals with bad credit who are looking to purchase a house and provide insights into how they can qualify for a mortgage.
Getting Started
Condominiums vs. Cooperative Apartments: What's the Difference?
We’ll take a deep dive into the world of condominiums versus cooperatives and let you choose which one would suit you best.
Home Buying
Buying a House With Cash: Pros and Cons (Yes, There Are Cons)
We explain the pros and cons of all-cash home purchases, which have been on the rise in recent years.
Cash-Out Refinance
FHA Cash-Out Plan: How It Works
A cash-out refinance from the FHA is available to more homeowners than you might think.
Home Buying
Deed Restricted Community | All You Need To Know as a First-Time Home Buyer
Are you new to the concept of a deed-restricted community? We'd like to explain what they are, their benefits, potential limitations, and everything you need to know before considering living in one.
Home Buying
Real Estate Terminology: What Does Contingent Mean?
Let's help you understand the term contingent and provide a detailed analysis of its significance, implications, and how it can impact the buying and selling process.
Getting Started
Everything You Need to Know About ARV (After-Repair Value)
We'll explain what ARV is and whether utilizing this option is right for you.
Getting Started
What You Should Know About Making Rental Income With Your Home
Making money off extra living space in your home is definitely worth considering, but don't go in blind.
Mortgage Refinance
3 Things Homeowners Wish They'd Known About Refinancing
When focusing on lowering their monthly payment, some refi customers lose sight of these other effects of a mortgage refinance.
Getting Started
How to Find Out Who Owns a Property: Your Comprehensive Guide
If you are wondering how to find who owns a property, you have come to the right place. Let’s go through the steps!
Home Equity
The Home Equity Boost From Going Solar
The verified boost in home value is great enough to offset the installation cost of solar panels.
Getting Started
A Comprehensive Guide to Assuming Someone Else's Mortgage
In the wake of some unfortunate situations, such as a divorce or death, transferring a mortgage to someone else is common practice during a sale. Even with outstanding payments, selling the home is possible, so taking over a mortgage is also possible. Some lenders allow mortgage transfers, provided the seller has an assumable mortgage. Get A Free Mortgage Quote What Is an Assumable Mortgage? An assumable mortgage is a home loan a buyer can take over before a home's sale. This is a good
Getting Started
Understanding 7/6 ARM (Adjustable-Rate Mortgage)
For those interested in understanding what a 7/6 ARM is and whether it's the best option for their mortgage needs, this article explores the adjustable rate mortgage type. We'll start by examining the meaning behind each informally-named aspect of a 7/6 ARM - seven and six - to provide an overview of how these particular ARMs work, followed by outlining both their benefits and drawbacks. Finally, when considering if this type of loan is better suited than a fixed-rate mortgage or another adjus
Home Buying
Special Warranty Deeds Explained
Some guarantees are better than none: Why special warranty deeds have a place in real estate.
Getting Started
Averse Possession Explained
Squatters can become property owners if they meet specific legal requirements. How to protect your real estate.
Home Loan
What Is Endorsement in Insurance?
Do you have an insurance policy but are confused about what ‘endorsement’ means? Then this article is for you! Endorsement is a key concept of insurance policies, and it affects the coverage provided by your particular plan. In this blog post, we will discuss what is endorsement in insurance, their different types, how they can affect your claim, and when endorsements can be most helpful. Get A Free Mortgage Quote Understanding Endorsements in Insurance Insurance endorsements are impo
Home Buying
Seller Concessions
Purchasing a dream house might entail a complicated process for the seller and the buyer, where both are searching for ways to make the most out of their revenues or restrict the expenses in the buying process. Understanding the market where you want to purchase the property is crucial should you decide on seller concessions. Continue reading below to find out more about the seller concessions. Get A Free Mortgage Quote What Are Seller Concessions? Seller Concessions, often called sel
HELOC
Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners
For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Home Buying
Everything You Need To Know About Short Sale Homes
If you want to invest and purchase a house and search to buy it at a lower price, consider short-sales homes. It is a safer option for sellers and lenders than foreclosure since the properties are frequently valued at a lower market value. However, short sales homes are more complicated than traditional home sales and might be more risky. Before you decide if the short-sale homes are best for you, continue to read below to understand what it is all about and the steps in buying one. Get A
Getting Started
Understanding Mortgage Contingency When Buying a Real Estate Property
If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm o
Home Buying
APR Vs. Interest Rate
If you are searching for a home mortgage or using your credit card, you might bump into APR vs Interest Rate stipulations. Both indicate the borrowing cost and can significantly impact your financial decisions. Knowing their differences is essential to making intelligent financial choices. Get A Free Mortgage Quote Interest Rate: What Is It? The interest rate is the amount paid off for the money borrowed from a creditor for a specified period of time. Interest rates are either fixed or
Home Buying
Buying a Home in Pre-Foreclosure -Opportunities and Risks for Investors
Pre-foreclosure properties are becoming popular among savvy investors seeking a bargain in the market. But what is pre-foreclosure, and how can investors benefit from this unique opportunity financially? Are there any risks involved? In this quick guide, we'll discuss the potential opportunities and risks investors should consider before purchasing pre-foreclosure properties. Get A Free Mortgage Quote Understanding Pre-Foreclosure Foreclosure occurs when a homeowner defaults on their
Home Improvement
ARV in Real Estate: How it Influences Home Purchase Decisions
Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Re
Home Loan
DSCR Loans: What Are They?
If you are a property developer or a realty investor searching for a simple and expeditious mortgage, the debt service coverage ratio or DSCR loans might be a practical choice. This kind of loan is appropriate for a cash flow produced by investing in a property, which speeds up the process since it does not require strict conditions such as information on your employment, pay stubs, or income tax returns. The typical process in assessing if the borrower will be eligible for financing is to eva
joint ownership with right of survivorship
A Quick Guide to Joint Tenancy With Right of Ownership
As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. Source: Statista At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spous
Major Purchase
Co-signer Vs. Co-borrower
When someone is applying for a loan or credit, they may be asked to provide additional support to strengthen their application. Two standard options are to have a co-signer or a co-borrower. While both co-signers and co-borrowers can help someone qualify for a loan, there are essential differences between the two (2) roles. Understanding the responsibilities and implications of each part is vital for anyone considering applying for a loan or credit with the assistance of a co-signer or a co-borr
© BuzzTipper.com