Home Loan
The Most Effective Winter Energy Tip Just Got a Lot More Important
One home improvement brings you a 117% ROI and could save you hundreds this winter.
There's a crispness in the air, and shadows are growing longer. The scent of pumpkin spice wafts from every café door. Fire-colored leaves crunch beneath our feet. Fall is here; winter is coming. And this year, big sticker shock is also coming.
In this article we share two impressive facts about the number-one most effective energy-saving home impr...
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Buying a Home
Buying Foreclosed Homes: Steps, Risks, and Potential Rewards
Purchasing a foreclosed home can be a smart way to save money on a property while at the same time supporting a community by preventing vacant homes from falling into disrepair. However, buying a foreclosed property is not the same as purchasing a standard home. There are more risks involved, and parts of the process might be unfamiliar even to experienced homebuyers. In this article, we will discuss how to buy foreclosed property, the steps you need to take, and highlight the potential risks
Home Improvement
ARV in Real Estate: How it Influences Home Purchase Decisions
Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Re
Home Buying
Buying a Home in Pre-Foreclosure -Opportunities and Risks for Investors
Pre-foreclosure properties are becoming popular among savvy investors seeking a bargain in the market. But what is pre-foreclosure, and how can investors benefit from this unique opportunity financially? Are there any risks involved? In this quick guide, we'll discuss the potential opportunities and risks investors should consider before purchasing pre-foreclosure properties. Get A Free Mortgage Quote Understanding Pre-Foreclosure Foreclosure occurs when a homeowner defaults on their
Buying a Home
Condo vs Co-op Mortgages - Key Differences and Considerations for Owners & Investors
When it comes to real estate, condominiums (condos) and cooperative housing (co-ops) are popular choices for homebuyers and investors. These two forms of shared ownership have distinct characteristics that can significantly impact the way you finance your property. In this article, we will explore the key differences between condo and co-op mortgages, shedding light on their definitions, the fundamental distinctions between the two, and considerations for potential owners and investors. Get
Home Buying
APR Vs. Interest Rate
If you are searching for a home mortgage or using your credit card, you might bump into APR vs Interest Rate stipulations. Both indicate the borrowing cost and can significantly impact your financial decisions. Knowing their differences is essential to making intelligent financial choices. Get A Free Mortgage Quote Interest Rate: What Is It? The interest rate is the amount paid off for the money borrowed from a creditor for a specified period of time. Interest rates are either fixed or
Buying a Home
Mortgage Approval Stages: What Does 'Conditionally Approved' Mean?
Securing homeownership is a significant milestone in life. However, buying a home isn't easy. You must navigate several complex processes and make difficult financial decisions. Lenders have varying terms and conditions. Hence, it can be tricky to find the best provider for your needs, especially if you're unaware of the different stages of approval. In this guide, we'll walk first-time homeowners through the concept of a "conditionally approved" mortgage, explaining what it means in real esta
Getting Started
Understanding Mortgage Contingency When Buying a Real Estate Property
If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm o
Home Buying
Everything You Need To Know About Short Sale Homes
If you want to invest and purchase a house and search to buy it at a lower price, consider short-sales homes. It is a safer option for sellers and lenders than foreclosure since the properties are frequently valued at a lower market value. However, short sales homes are more complicated than traditional home sales and might be more risky. Before you decide if the short-sale homes are best for you, continue to read below to understand what it is all about and the steps in buying one. Get A
HELOC
Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners
For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Fundamentals
Exploring the Pros and Cons of Electric Cars
In this article, we've rounded up a list of the pros and cons of electric cars.
Fundamentals
What Does Homeowners Insurance Cover?
Learn about the coverage you get with home insurance and how to lower the cost.
Fundamentals
Does Home Insurance Cover Mold Removal?
This article will explore the complex relationship between home insurance and mold removal.
Fundamentals
What Is Homeowners Insurance?
Learn the basics of homeowners insurance, such as policy options, cost, if it is required, and more details.
Buying a Home
What Is a Special Warranty Deed?
In real estate transactions, a special (limited) warranty deed provides a medium level of protection to the buyer.
Green Living
6 Things You Can Stop Paying for Without Giving Anything Up
Money-saving tips that just happen to be clean and green too.
Home Improvement
Lights, Camera, Traction: Latest in Solar-Powered Security
Innovative security tools draw power from the sun for cordless, hassle-free protection around your home.
Solar Basics
What to Expect for Installation
Every year, solar panel installation gets simpler and faster, but it still requires the expertise of an electrician who has solar installation training.
Green Living
Could You Possibly Live a Carbon-Negative Lifestyle?
As if living carbon-neutral weren't challenge enough, could you (or anyone) actually live carbon-negative?
Solar News
Solar Outshines Nuclear for First Time in U.S. History
Wind provides the assist for renewables to blow by legacy power systems.
