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By Craig Johnson

This Logo Can Save You 20% on Energy Bills

Look for this label if you want energy efficiency, quality assurance, and claims verified by third-party testing.

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When you're shopping for home appliances, entertainment devices, and computer equipment, you often sort through dozens of specs and features. You weigh what you're getting for your money. One of the specs we seldom consider, however, is energy consumption—even when a lot of money is on the line. Product photos on websites and in ads, and shiny new ...
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Home Loan

Here's Why Your Debt-to-Income Ratio Is So Important

A low DTI paves the way for a competitive mortgage.
Getting Started

Don't Make These 4 Common Mistakes of First-Time Homebuyers

As record-low interest rates battle with record-low inventory, you can benefit by learning what first-time buyers wish they'd done differently.
Home Loan

The Secret to Getting the Best Interest Rate

Do this to get a low interest rate so you can save thousands over the life of a loan.
Personal Loan

4 Good Uses for a Personal Loan—and 1 Bad Use

From debt consolidation to home improvement, you can put a personal loan to smart use.
Personal Loan

Cash for Whatever: Check Out Personal Loans

Personalized terms and lower interest than most credit cards make personal loans a viable method of getting cash fast.
Personal Loan

A Personal Loan Can Lift You Out of Credit Card Debt, Raise Your Credit Score

A personal loan is the flexible financial tool that lets you consolidate and pay down debts sensibly.
Reverse Mortgage

Reverse Mortgage Pros and Cons

The controversial loan product does have sensible uses and lets homeowners enjoy the equity they have built up without selling.
Home Loan

Mortgage Prequalification vs. Preapproval

Learn the differences between the two so you don't miss out on your dream home.
Mortgage Refinance

3 Good Reasons for a Cash-Out Refinance

Homeowners do a cash-out refinance so they can turn some of the equity they've built up in their home into cash.
Home Buying

Easily Improve Your Financial Health With These 5 Tips

Evaluate your financial health and get tips for ways to better prepare for your future.
VA Mortgage Refinance

VA Rate Reduction Refinance

Hello, my name is IRRRL: The faster, easier way that military members and families can refinance their VA loan and lock in lower rates.
Home Buying

The 7 Most In-Demand Home Features

Whether you're looking to buy or need some home improvement ideas, this list of the most in-demand house features can help.
Home Selling

Sell Faster With This Home Staging Advice From the Experts

From first impressions to lasting appeal, smart staging makes your home stand out.
Home Improvement

3 Reasons to Go Solar in Your First Home

Ensure you get the most out of your first home by installing solar panels.
Home Equity

4 Ways to Build Quick Equity

Tried and true strategies for optimizing the investment in your home in a relatively short time.
Household Finances

3 Tips to Strengthen and Protect Your Credit Score

Work towards a high credit score so you can secure low interest rates on your mortgage.
Home Buying

Negotiate a 2.79% Mortgage Rate Like This

It didn't happen overnight, but research and tenacity got them a dream rate.
Home Buying

What Is PMI and Can I Avoid It?

PMI is the drawback of buying a home for a low down payment, but equity earns your way out.
Home Buying

5 Simple Ways to Save for a Down Payment

Thinking about buying a home? Put money aside for a down payment with help from these tips.
Home Buying

11 Mortgage Terms You Should Know

Head into the homebuying process well informed.
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