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By Marisa Schley

3 Unexpected Benefits of Energy Efficiency

Conservation's far-reaching perks!

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When you think about the perks of energy efficiency, what comes to mind? If you are like most homeowners, you think about the money you can save while protecting the planet. Yes, being aware of your home's energy consumption and making use of efficient appliances can help you cut your electricity bill while significantly reducing your carbon footpr...
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What is a plat

What Is a Plat in Real Estate? What Homebuyers Need to Know about Lot Boundaries

What is a plat? Dive into the world of real estate with our comprehensive guide on plats. Discover the difference between plats and plots and empower yourself to become an informed homebuyer.
mortgage payments

Monthly Mortgage Payments vs. Biweekly Mortgage Payments vs. Pros and Cons

Mortgages are a huge part of many people's financial journeys. This blog digs deep into the pros and cons of the two mortgage payment plans.
land contract

Understanding Land Contracts: A Guide to Home-ownership Without a Mortgage

A land contract is an understanding between a purchaser and a dealer, where the purchaser pays the agent over the long haul. Click here to find out more.
What is appraisal contingency

Appraisal Contingency vs. Financing Contingency: Key Differences and Interactions

What is appraisal contingency? Explore the critical disparities between appraisal contingency and financing contingency in real estate transactions.
how is property tax calculated

Understanding Property Tax Calculation: What Aspiring Homeowners Should Know

Property tax is one of the main expenses that homeowners have to bear. Learn how to calculate property tax, what factors affect it, and how to reduce it.
Refinancing appraisals

Refinancing Appraisals: What Are They and Why Are They Important?

Explore the world of refinancing appraisals and their importance in the insurance landscape. Stay informed to make sound decisions.
Zero-Lot-Lin

Zero Lot Line Homes Vs. Traditional Homes: Key Differences and Comparisons

Do you want to know how zero-lot-line homes differ from traditional homes? Read on to find out everything you need to know to make a wise property choice.
Refinancing Second Mortgage

How to Refinance a Second Mortgage: A Step-by-Step Guide

Considering refinancing your second mortgage? Discover the pros and cons of refinancing and learn how to navigate this financial decision with our step-by-step guide.
First Time Home Buyer Tax Credit

Mortgage Loans and First-Time Home Buyer Tax Credits – A Quick Guide for Aspiring Homeowners

Are you looking to buy your first home? Learn about first-time home buyer tax credits and mortgage options in our comprehensive guide for aspiring homeowners.
how to save for a down payment

4 Effective Tips for Saving for a Down Payment

Achieving the dream of homeownership can be intimidating. Here, we will discuss how to save for a down payment for your new home.
What Are Seller Concessions

Seller Concessions vs. Price Reduction: Deciding What Works for You

Buying a home in pre-foreclosure to add to your investment portfolio and generate rental income? Learn about the opportunities and risks for investors by opting for these properties.
What is endorsement in insurance

Insurance Endorsements: Customizing Your Policy to Fit Your Needs

Insurance endorsements are the key to personalizing your coverage. Read on to discover how to effectively tailor your insurance and protect your assets.
Construction Loan

7 Money-Saving Tips for Building a House Through a Construction Loan

Building a house through a construction loan is an exciting endeavor. Read on to discover tips for saving money.
Buying a Home

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or de
Fundamentals

A Quick Guide to Joint Tenancy With Right of Ownership

As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spouse will get ownership o
Solar Basics

NCM Batteries Explained

Learn more about the intricacies of an NCM battery, its maintenance as well as the impact of these batteries on the environment.
Energy Saving Tips

Why Is My Gas Bill So High? Top 5 Reasons

Are you wondering why your gas bill is so high? If so, read this article to check out the most common reasons for this problem!
Solar Basics

The Solar Panel Installation Process

The benefits of solar panels are well known (saving money!) but how do you get there?
Solar Basics

Pros and Cons of a Solar Panel Lease

Considering investing in a solar panel lease? You need to understand some pros and cons before making the final decision.
Solar Basics

All About Solar Inverters: Which Is Right for Your Home?

The optimal solar energy system for your home will rely on one of three solar inverter types, and we explain the pros and cons.
solar