Do This If You Have 3+ Years Left on Your ARM
In a time of low rates, refinancing can put homeowners into a more comfortable, predictable fixed-rate mortgage.
Escaping an adjustable-rate mortgage is one of the strongest reasons for a refinance. Life is unpredictable enough already. Who needs a question mark hanging over their payment amount every year? An ARM makes financial planning harder. Long-term goals like retirement savings and college tuition can be upturned when a person's mortgage rate adjusts...
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