Home Loan
Do This If You Have 3+ Years Left on Your ARM
In a time of low rates, refinancing can put homeowners into a more comfortable, predictable fixed-rate mortgage.
Escaping an adjustable-rate mortgage is one of the strongest reasons for a refinance. Life is unpredictable enough already. Who needs a question mark hanging over their payment amount every year? An ARM makes financial planning harder. Long-term goals like retirement savings and college tuition can be upturned when a person's mortgage rate adjusts...
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Getting Started
5 Household Expenses You Cut Right Now, Easily
Because you can think of better uses for your hard-earned money.
Mortgage Refinance
Does Unemployment Affect Your Credit Score?
How unemployment can't—and can—affect your credit score.
Mortgage Refinance
The Risks and Rewards of Locking In Your Mortgage Rate
Locking in a low rate seems like a simple decision, but is there a catch?
Home Equity
The 3 Best and 3 Worst Ways to Use Your Home Equity
Protect your hard-earned investment!
Home Buying
What Usually Causes a Home to Fail Inspection?
When a sale falls through after a home inspection, it's often because the buyer's expectations didn't match reality.
Home Loan
When Should You Pay Off Your Mortgage Early?
Believe it or not, mortgage prepayment isn't for every borrower.
Getting Started
This Happens to Your House If You Die Without a Will
To your spouse, to your kids, or to the (gulp) state—where does your house go if you leave no will?
Home Improvement
7 Home Renovations That Can Hurt Your Home's Value
Are you helping or hurting your bottom line?
Mortgage Refinance
Why Switching Your ARM to Fixed-Rate Is More Important Than Ever
Lock in a low interest rate today before the inevitable climb.
Home Improvement
3 Home Remodeling Facts No One Likes to Talk About
Are you prepared for what's to come?
Getting Started
So You Want to Be a Landlord? How to Run a Credit Check on a Prospective Tenant
The legal way to screen out unreliable tenants and turn extra rooms into extra income.
Mortgage Refinance
5 Signs It's Time to Refinance Your Mortgage
Do any of these situations apply to you?
Mortgage Refinance
How to Calculate the Breakeven Point of a Refi
Getting the ball rolling on a mortgage refinance takes money in the form of closing costs, so how long does the ball have to roll before the savings kick in?
Debt Consolidation
Easily Calculate Your Net Worth
Calculate your net worth to see if your finances are on track.
Mortgage Refinance
Homeowners Are Frantic to Secure Insanely Low Refinance Rates
The Federal Reserve slashed its rate to near zero; that's great news for homeowners!
Mortgage Refinance
50-Year Historic Low Interest Rates As a Result of Fed’s Stimulus Program
How to secure a historically low interest rate. Pay off your mortgage fast!
Household Finances
Homeowners Can Save 20% on Energy Bills With This Appliance Makeover
When your home needs new appliances, remember that one label means energy efficiency, quality assurance, and claims verified by third-party testing.
Household Finances
Spring Clean Your Finances in 5 Easy Steps
It's time for a fresh financial start!
Solar Basics
The Ultimate Beginner's Guide to Solar Panels
From evaluating your roof to installation and maintenance, EnergyBillCruncher has you covered.
