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By Marisa Schley

Easily Improve Your Financial Health With These 5 Tips

Evaluate your financial health and get tips for ways to better prepare for your future.

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Your Financial Future Needs Your Attention TodayDid you know that 38% of employees live paycheck to paycheck? And that 70% are saving less for retirement than they think they should? That's according to a study done by Willis Towers Watson, and it highlights some disturbing findings when it comes to the average person's ability to save.When you thi...
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joint tenants with rights of survivorship.

Understanding Joint Tenants with Rights of Survivorship (JTWROS) and Their Impact on Shared Mortgages

Understanding Joint Tenants with Rights of Survivorship (JTWROS) and Their Impact on Shared Mortgages: JTWROS is established through legal documentation, typically in the form of a deed or title.
gift of equity

Understanding the Gift of Equity in Mortgage Transactions

Understanding the Gift of Equity in Mortgage Transactions: It involves the transfer of equity in a property from one party to another without monetary exchange. Read for more.
How to calculate APY, how to find APY.

How to Calculate Annual Percentage Yield (APY) Of A House Loan

How to Calculate Annual Percentage Yield (APY) Of A House Loan: Those wondering how to find APY must gather loan details like principal amount, interest rate, and loan term.
Selling a house with solar panels

Benefits of Selling A House With Solar Panels

Benefits of Selling A House With Solar Panels. Read on to discover how solar panels can increase the value and market for your house.
Upgrade loans

What Are Home Upgrade Loans? Everything You Need to Know

What Are Home Upgrade Loans? Everything You Need to Know. Read on to learn more about upgrade loans, their benefits, and how to apply for one.
easement in gross

What is Easement in Gross? A Quick Guide for Homeowners

What is easement in gross? A quick guide for homeowners. Find out key characteristics and considerations here.
Pay mortgage with credit card

Is It Wise to Pay Mortgage with Credit Card? Understanding the Pros and Cons

Is It Wise to Pay Mortgage with Credit Card? Understanding the Pros and Cons: Paying your mortgage with a credit card can seem convenient, but it's not always wise.
Escalation clause

A Quick Guide to Escalation Clauses For Homebuyers and Sellers

A Quick Guide to Escalation Clauses For Homebuyers and Sellers: Escalation clauses operate as strategic provisions in real estate purchase agreements, allowing buyers to increase their offer for competing bids.
Capital improvement.

What Is Capital Improvement? Everything Homeowners Should Know

What Is Capital Improvement? Everything Homeowners Should Know: Capital improvement refers to significant enhancements or additions made to a property, infrastructure, or asset. Read to learn more.
Rambler house

Key Benefits and Drawbacks of Buying a Rambler House

Key Benefits and Drawbacks of Buying a Rambler House. Read on to discover the pros and cons of this timeless housing option for your next home.
what is a collateral loan

HELOC Vs. Collateral Mortgage - Key Differences to Understand

HELOC Vs. Collateral Mortgage: A comprehensive guide exploring key differences to help you make informed financial decisions.
Boat Loan Terms

Using a HELOC to Finance a Boat for Your Waterfront Property

A waterfront home offers a special set of benefits, such as direct access to calm seas and breathtaking vistas. For many waterfront property owners, the desire to have a boat and embrace the lifestyle fully is a common aspiration. Although boat ownership can be a thrilling experience, it often comes with a major financial commitment. One way to explore this avenue is by using a Home Equity Line of Credit (HELOC) to finance a boat purchase. HELOCs are a type of second mortgage as they are backe
Lease Buyout Loan

What Is a Lease Buyout Loan? A Quick Guide for Beginners

What is a lease buyout loan? A quick guide for beginners looking to purchase an already leased car without returning it back to the lessor!
Budgeting Methods

11 Budgeting Methods You Can Use to Save for a Down Payment

11 budgeting methods you can use to save for a down payment! So, hurry up and keep reading till the end to make your dream of homeownership a reality!
cheapest medical schools

Using a HELOC to Pay for Medical School - A Smart Alternative for Middle-Income Parents

Using a HELOC to Pay for Medical School - A Smart Alternative for Middle-Income Parents. Read up on the benefits, best features, and risks here.
Invisible solar cells

The Advantages of Financing Invisible Solar Solutions for Home and Business

Wondering if you should invest in invisible solar panels for your home or businesses? Here are 14 advantages of installing invisible solar cells to get you on board.
Solar Panel Inverter

Factors to Consider When Buying a Solar Panel Inverter for Your System

Do you want to know how to buy the best solar panel inverter for your solar panel system? Read on to find the most crucial factors you should check beforehand.
Solar scams

The Most Common Solar Scams You Should Know About

Discover the most common solar scams and protect yourself from potential fraud. Learn how to identify red flags and make a secure investment.
Solar-powered heater

7 Reasons to Install a Solar Pool Heater in Your Home

A solar-powered heater for your pool offers several benefits, including eco-friendly features, cost savings, and efficiency. Read the x reasons to get one!
tracking solar arrays

The Advantages of Solar Tracking Mounts: How Loans Can Help You Invest Wisely

Solar tracking mounts can boost solar energy output. Learn how solar tracking mounts work, what are the benefits and costs, and how to finance and install them. 
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