Mortgage Solar Background Checks

By Craig Johnson

Figure Your DTI in 3 Easy Steps

You should know your DTI when you shop for a loan just like you know your size when you shop for shoes.

The banking industry is populated by numbers types, the kind of people who score and rank everything, who don't believe something is real unless it is assigned a number, who gaze at spreadsheets as if they are crystal balls. So it's no wonder that a single number assigned to you plays such an important part when you try to borrow a lot of money. On...

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Paying Closing Costs Now vs. Rolling Them Into a Home Loan

Should you pay closing costs out of pocket or finance them with the loan?

What's Coming If You Buy or Refi in 2021

Low rates and decelerating home prices are two pieces of good news for anyone who wants to buy a home in the new year.

5 Things You Shouldn't Do After Applying for a Mortgage

Ready to close? Steer clear of these common pitfalls.

Advantages of Buying in a New Neighborhood

New construction has the appeal of freshness but costs more.

Your Guide to Common Mortgage Options

Learn about three mortgage options that are popular among first-time buyers.

Mortgage Refinance

Refinancing vs. Loan Modification

Refinancing isn't the only way to get new mortgage terms!

Reverse Mortgage

Is a Reverse Mortgage Right for You? Q&A

For certain people a reverse mortgage is a worthwhile loan product, but how do you know if you're one of them?

Mortgage Refinance

Refinancing a Mortgage When You Have Bad Credit

Everyone deserves refinancing options. Do you know yours?

5 Signs You're Ready to Buy Your First Home

Your go-to checklist for homebuying.

Mortgage Refinance

How Many Times Can You Refinance A House?

Learn more about refinancing so that you can take advantage of falling interest rates.

Household Finances

Mortgage Prepayment: The Surprising Savings of $100 Extra

Paying down your loan principal with a little extra each month saves you big money in interest and builds equity quicker.

6 Negotiating Tips for Winning When You Buy a Home

We are in a seller's market, but you can still get ahead of the competition with this expert advice.

Cosigners and Mortgages: What Borrowers Need to Know

A mortgage cosigner could mean better terms and interest rates for the primary borrower, but how is the cosigner affected?

Mortgage Refinance

Act Now to Avoid the Adverse Market Refinance Fee

Thinking of refinancing? Do so before a new fee goes into effect.

Mortgage Process Checklist

Ready to buy a house? Follow these 10 easy steps to secure your dream home.

How Home Buying Is Different Right Now

With interest rates that previous generations could only dream of and a low housing supply, the market is red-hot despite the chill over the rest of the economy.

Household Finances

The True Cost of Late Mortgage Payments

Learn about the cost and other impacts of missing a mortgage installment.

Mortgage Refinance

2 More Good Reasons for a Cash-Out Refinance—and 1 Terrible Reason

Convert equity to cash with a timely cash-out refinance, but if you don't have a sensible plan for the money you're better off leaving it in the home.

Here's Why Your Debt-to-Income Ratio Is So Important

A low DTI paves the way for a competitive mortgage.

Getting Started

Don't Make These 4 Common Mistakes of First-Time Homebuyers

As record-low interest rates battle with record-low inventory, you can benefit by learning what first-time buyers wish they'd done differently.

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