Home Buying
Figure Your DTI in 3 Easy Steps
You should know your DTI when you shop for a loan just like you know your size when you shop for shoes.
The banking industry is populated by numbers types, the kind of people who score and rank everything, who don't believe something is real unless it is assigned a number, who gaze at spreadsheets as if they are crystal balls. So it's no wonder that a single number assigned to you plays such an important part when you try to borrow a lot of money.
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Home Loan
Cosigners and Mortgages: What Borrowers Need to Know
A mortgage cosigner could mean better terms and interest rates for the primary borrower, but how is the cosigner affected?
Mortgage Refinance
Act Now to Avoid the Adverse Market Refinance Fee
Thinking of refinancing? Do so before a new fee goes into effect.
Home Buying
Mortgage Process Checklist
Ready to buy a house? Follow these 10 easy steps to secure your dream home.
Home Buying
How Home Buying Is Different Right Now
With interest rates that previous generations could only dream of and a low housing supply, the market is red-hot despite the chill over the rest of the economy.
Household Finances
The True Cost of Late Mortgage Payments
Learn about the cost and other impacts of missing a mortgage installment.
Mortgage Refinance
2 More Good Reasons for a Cash-Out Refinance—and 1 Terrible Reason
Convert equity to cash with a timely cash-out refinance, but if you don't have a sensible plan for the money you're better off leaving it in the home.
Home Loan
Here's Why Your Debt-to-Income Ratio Is So Important
A low DTI paves the way for a competitive mortgage.
Getting Started
Don't Make These 4 Common Mistakes of First-Time Homebuyers
As record-low interest rates battle with record-low inventory, you can benefit by learning what first-time buyers wish they'd done differently.
Home Loan
The Secret to Getting the Best Interest Rate
Do this to get a low interest rate so you can save thousands over the life of a loan.
Personal Loan
4 Good Uses for a Personal Loan—and 1 Bad Use
From debt consolidation to home improvement, you can put a personal loan to smart use.
Personal Loan
Cash for Whatever: Check Out Personal Loans
Personalized terms and lower interest than most credit cards make personal loans a viable method of getting cash fast.
Personal Loan
A Personal Loan Can Lift You Out of Credit Card Debt, Raise Your Credit Score
A personal loan is the flexible financial tool that lets you consolidate and pay down debts sensibly.
Reverse Mortgage
Reverse Mortgage Pros and Cons
The controversial loan product does have sensible uses and lets homeowners enjoy the equity they have built up without selling.
Home Loan
Mortgage Prequalification vs. Preapproval
Learn the differences between the two so you don't miss out on your dream home.
Mortgage Refinance
3 Good Reasons for a Cash-Out Refinance
Homeowners do a cash-out refinance so they can turn some of the equity they've built up in their home into cash.
Home Buying
Easily Improve Your Financial Health With These 5 Tips
Evaluate your financial health and get tips for ways to better prepare for your future.
VA Mortgage Refinance
VA Rate Reduction Refinance
Hello, my name is IRRRL: The faster, easier way that military members and families can refinance their VA loan and lock in lower rates.
Home Buying
The 7 Most In-Demand Home Features
Whether you're looking to buy or need some home improvement ideas, this list of the most in-demand house features can help.
Home Selling
Sell Faster With This Home Staging Advice From the Experts
From first impressions to lasting appeal, smart staging makes your home stand out.
