Home Loan
How to Use a Mortgage Calculator to Plan Your Home Purchase
Your First Step Toward Smart Homebuying Buying a home is exciting, but figuring out what you can actually afford can feel overwhelming. That’s where a mortgage calculator becomes your best friend. Instead of guessing or waiting for a lender to run the numbers, you can quickly see what your monthly payment might be — and how changes to the price, down payment, or loan term affect it. Lendgo’s calculators make this process easy and practical. They give you the power to plan ahead and connect you
Your First Step Toward Smart HomebuyingBuying a home is exciting, but figuring out what you can actually afford can feel overwhelming. That’s where a mortgage calculator becomes your best friend. Instead of guessing or waiting for a lender to run the numbers, you can quickly see what your monthly payment might be — and how changes to the price, dow...
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Home Buying
What Is Private Mortgage Insurance (PMI), and How Can You Avoid It?
PMI: What Every Homebuyer Should Know Buying a home is exciting, but there’s one extra cost that surprises many first-time buyers: Private Mortgage Insurance (PMI). If you’re planning to put less than 20% down on a conventional loan, PMI is almost guaranteed to be part of the picture. Here’s the truth—PMI doesn’t protect you as the homeowner. It protects the lender in case you stop making payments. But understanding how it works, how much it costs, and how to get rid of it as quickly as possib
Home Buying
What Is Private Mortgage Insurance (PMI), and How Can You Avoid It?
Why PMI Matters for Homebuyers If you’re preparing to buy a home, you may have already come across the term Private Mortgage Insurance (PMI). For many first-time buyers, PMI feels like a confusing extra fee layered onto an already expensive process. And in some ways, it is. PMI doesn’t protect you as the homeowner—it protects the lender in case you default on your loan. But here’s the reality: PMI is extremely common, and for many buyers, it’s unavoidable at first. The good news? There are str
How to Refinance Your Mortgage: When, Why, and How to Do It Right
Refinancing as a Financial Tool For most homeowners, a mortgage is the largest financial commitment they’ll ever take on. But that doesn’t mean the terms you agreed to years ago are set in stone forever. Refinancing is essentially your chance to reset the clock—trading in your old loan for a new one with terms that better suit your current life. Done thoughtfully, it can save you money, reduce stress, and give you more control over your financial future. The key is knowing when refinancing is
Home Buying
Understanding Closing Costs: What to Expect & How to Save
Why Closing Costs Matter Buying a home involves more than just a down payment. One of the most common—and often surprising—expenses for new homeowners is mortgage closing costs. These fees can add thousands of dollars to your home purchase, and if you’re not prepared, they could catch you off guard at the finish line. The good news? With the right knowledge, you can budget for these costs and even find ways to reduce them. In this guide, we’ll break down typical home closing fees, explain why
What is Multi-Level Home Insurance?
A multi-level residence is defined as a structure having more than one level. These homes assist the purpose of providing further space and privacy, ideal for families or anyone who prefers to keep detached spaces for living, working, or napping. But owning a multi-level home also means thinking carefully about home insurance. Get A Free Mortgage Quote In this article, we’ll explain in everyday language how insurance works for multi-level homes, what risks to consider, and how to ensure yo
What is the Sales Comparison Approach?
The Sales Comparison Approach (SCA) is a widely accepted method of determining the value of a property in real estate based on the sales of previously sold properties. This means you must compare the subject property with similar houses that have recently sold in the area. This approach is based on the theory that comparable home sales in the market affect a home’s value. Get A Free Mortgage Quote Wondering about the science behind your property’s value? In this post, we’ll discuss what is
What is an Asset Statement?
If you are applying for a mortgage, personal loan, or financial aid, there is a chance you will be asked for an ‘asset statement’, which is somewhat unfamiliar to most people. It’s not as troublesome as it sounds, though. Get A Free Mortgage Quote In this article, we’ll explain what an asset statement is, why it matters, what it includes, and how to prepare one. It helps to understand asset statements while buying a home or applying for a loan because it can help your application go more s
Does FHA Loans Allow Non-Occupant Co-Borrowers?
What is an FHA Loan? An FHA loan is a government-backed home loan. It enables people to purchase homes, even if their credit isn’t perfect or they can’t afford a large down payment. These loans are particularly valuable for first-time homebuyers. Get A Free Mortgage Quote One of the useful features of FHA loans is that they allow you to have someone else help you qualify to purchase your home—even if they won’t be living in the home once the loan is approved. This is known as a non-occup
Which is Best for You: Home Refinance vs. HELOC
If you’re in need of cash and you own a home, you may have heard that there are some popular options: You can do a cash-out refinance, or you can take out a home equity loan (also known as a second mortgage). They both allow you to borrow money using the value of your home, but they do so in different ways. Get A Free Mortgage Quote To help you decide which could be best for you, this guide will go over each in simple terms without using technical terms. What is Home Refinance? Gettin
Geothermal Heat Pumps Costs, Benefits, and Long-Term Savings
Geothermal heat pumps have become the main energy-efficient system among environmentally conscious homeowners choosing their heating and cooling systems. A major advantage of geothermal heat pumps is their ability to deliver extended energy savings, which exceed conventional HVAC systems in performance. People usually begin their inquiries by asking what the total expense will be before investing. Get A Free Solar Quote That is where the conversation around ground source heat pump cost beg
Are Free Solar Panels Really Free? What You Need to Know
“Go solar with zero upfront cost!” “Get free solar panels for your home!” The advertising material for these claims spreads throughout online advertisements and traditional radio broadcasts, whereas sellers perform door-to-door promotions. The apparent free solar panels offer come with numerous hidden details beyond what consumers notice. Get A Free Solar Quote This article deciphers the mysteries surrounding complimentary solar panel schemes along with their hidden terms of agreement, and
Alternatives to Rooftop Solar What Is a Solar Panel Carport?
Most people have solar rooftop panels in mind when considering solar energy systems. Users need alternative sustainable energy solutions beyond rooftop solar systems when their roofs cannot support solar panels or they seek flexibility in solar design. Get A Free Solar Quote The innovation of solar carports brings to society an exciting dual-purpose technology that links solar power production with parking infrastructure. The following information explains solar carports with explanations
What’s the Average Electric Bill? A Breakdown by State and Usage
Ever wondered if your electric bill is too high, or maybe suspiciously low? You’re definitely not alone. Millions of Americans open their electric bills each month without knowing whether what they’re paying is “normal.” The truth is, there’s no universal answer. What you pay depends on a unique mix of where you live, how much power you use, the season, and the size of your home. Get A Free Solar Quote So, what’s the real average electric bill? What does the electricity bill for one person
Utility Scale Battery Storage How It Works and Why It Matters
Modern society gives primary consideration to renewable energy sources such as solar panels, and wind turbines, as well as hydroelectric power, because they provide clean energy at a time when their importance surpasses previous levels. But another vital piece of the puzzle often goes unnoticed: utility scale battery storage. Get A Free Solar Quote Energy storage systems develop into crucial infrastructure because they enable electrical supply regulation while boosting renewable energy imp
Background Check Topics
Education Background Check
Regardless of the industry, organizations want to hire the best and most qualified talent to propel their business to greater heights. Hence, recruiters work diligently to sift through thousands of resumes and shortlist the top ones that match their requirements. During the recruitment process, one of the things that genuinely impacts the hiring decision and selection is the educational background check of the potential candidates. Run A Free Background Check Education verification is equa
Background Search Basics
A Guide to the Employment History Report – What is it and how is it Used
Understanding a candidate's professional trajectory is essential for team-building employers. At the heart of this exploration is the employment history report. This report provides a comprehensive account of a person's professional experiences, including their various positions, lengths of service, and respective organizations. Beyond just enumerating past roles, the employment history report paints a picture of a candidate's trajectory, shedding light on their consistency, adaptability, and ca
Background Search Basics
Airport & TSA Background Checks: Everything You Need To Know Before You Apply
If you’re on a job hunt and considering applying for a new position at the airport, you should know a few things about the required extensive background check. In this article, we’ll discuss what TSA background checks entail, the specifics they look for, and what can get you disqualified from the position you’re applying for. Run A Free Background Search What Does a TSA Background Check Include? The TSA (Transportation Security Administration) mandates comprehensive background checks fo
Background Search Basics
Does Amazon Do Background Checks?
If you're eyeing a position at Amazon, you might be curious: "Does Amazon do background checks?” This isn't just a pertinent question for job applicants but also a point of interest for anyone who wants to understand how large organizations approach recruitment. In today's career landscape, background screenings are more than a checkbox on a hiring checklist. They are an essential method for businesses to evaluate an applicant's trustworthiness, ethics, and how well they'd mesh with the compan
Protect Your Privacy
Cameras Are Tracking You and Your Car
Technology to match you, your license plate, and everywhere you drive is spreading faster than most states can protect privacy.
