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By Craig Johnson

Interest Rate vs. APR: What's the Difference?

Making sense of annual percentage rates and interest rates.

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Among all the numbers swirling around the topic of mortgages, two determine how much you pay for the loan: interest rate and annual percentage rate. Everyone knows about interest rates because they go hand-in-hand with any kind of loan. Low interest rates are water cooler conversation, inescapable in advertising, a spark that ignites an interest in...
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How to Put a House in a Trust with a Mortgage: Step-by-Step Guide

When it comes to supervising your estate with a strategic approach and guaranteeing the safety of your assets, at this point, placing your property in a trust with a mortgage is probably the best and most secure choice you can ever make. Predominantly, homeowners with a mortgage have a question appearing in their mind, “How to put a house in trust with a mortgage?” The reason why we put our house with trust in a mortgage is to facilitate a smooth transfer of your assets to beneficiaries without

How to Get Out of a Lease When Purchasing a Home: Legal Options Explained

How to Get Out of a Lease When Purchasing a Home: Legal Options Explained

How Long Does an Appraiser Stay at Your House? What Happens During an Appraisal

How Long Does an Appraiser Stay at Your House? What Happens During an Appraisal

Right of Way Easement Example: How It Works in Real Estate

Right of Way Easement Example: How It Works in Real Estate

How Long Does an Appraiser Stay at Your House? What Happens During an Appraisal

How Long Does an Appraiser Stay at Your House? What Happens During an Appraisal

Digital Real Estate: What It Is and How to Invest in It

Digital Real Estate: What It Is and How to Invest in It

What Is a Variance in Real Estate? Understanding Property Exceptions

What Is a Variance in Real Estate? Understanding Property Exceptions

FHA Gift Funds: Guidelines and Rules for Homebuyers

FHA Gift Funds: Guidelines and Rules for Homebuyers

Escrow Refund: When to Expect It and How It Works

Escrow Refund: When to Expect It and How It Works

Cash to Close: What It Covers and How to Prepare

Cash to Close: What It Covers and How to Prepare

Why Battery Backup Is Better Than a Generator: A Comparison

Why Battery Backup Is Better Than a Generator: A Comparison

5 Common Roof Types for Solar Panels: Choosing the Right Setup

5 Common Roof Types for Solar Panels: Choosing the Right Setup

Why Are Solar Panels Blue? The Science Behind Their Color

Why Are Solar Panels Blue? The Science Behind Their Color

Why Is My Electric Bill So High with Solar Panels? Common Reasons Explained

Why Is My Electric Bill So High with Solar Panels? Common Reasons Explained.

Things to Know When Installing Flat Roof Solar Panels

Things to Know When Installing Flat Roof Solar Panels
Does a background check show employment history

What Employment History Shows Up in Background Checks

Does a background check show employment history? Read on to discover the significance and impact of employment history in background checks.
Background Checks

Behind the Scenes of Background Checks: What Employers Want to Know

Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Background Check Topics

Behind the Scenes of Background Checks: What Employers Want to Know

Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Background Search Basics

Fair Credit Reporting Act (FCRA): How It Shapes Background Checks and Your Rights

Background checks are a typical and crucial step in the recruiting process for many businesses since they may be used to confirm an applicant's identification, education, job history, references, criminal history, and credit history. Background checks, however, may also have a substantial influence on the impartiality, accuracy, and privacy of the data that employers gather and utilize. To control the gathering, sharing, and utilization of consumer information by consumer reporting organizations
Background Check Topics

Understanding How Far Back Fingerprint Checks Reach

Fingerprint background checks are a frequent means of authenticating a person's identification and criminal history, particularly for positions requiring high security or trust. Many consumers, however, are unclear about how far back these checks may go and what type of information they can uncover. This article will teach you the fundamentals of fingerprint background checks, such as how far back a fingerprint background check may go and how long fingerprint data are kept on file. Run A Fr
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