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By Dan Johnson

The Pros and Cons of Guaranteed Approval Personal Loans: What You Need to Know

The Pros and Cons of Guaranteed Approval Personal Loans: What You Need to Know. Discover the benefits, risks, and alternatives before making a decision.

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Your mailbox is filling up with loan offers, and one term keeps catching your eye: "Guaranteed Approval Personal Loans." It sounds like a dream, right? No credit checks, instant approval, and fast cash. But before diving headfirst into one of these offers, it’s essential to weigh both the pros and the cons. Not all that glitters is gold, especially...
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10 Home Refinance Myths You Shouldn’t Believe

Refinancing one’s home is a brilliant way of saving money. It may help you to get a lower interest rate, lower your monthly rate, or get some cash. However, many people shy away from refinancing due to common misconceptions. Get A Free Mortgage Quote Let’s clear up the confusion. In this article, we are going to tell you about the top home refinance myths that you should not believe, and which are written simply so that all people can understand. Myth 1: You Can Only Home Refinance Once

Are Property Taxes Paid in Arrears?

If you own a home, you know that property taxes are one of the most consistent bills you have to pay. However, have you ever questioned, “Are property taxes paid in arrears?” That means you’re paying the taxes after living in the house for a year. It may sound a bit puzzling at first, but it’s actually pretty simple. Get A Free Mortgage Quote In this article, we’ll clarify what it means to pay property taxes this way, why most places do it like this, and what it means for both homeowners a

The Importance of a Sewer Scope Before Home Buying

When we are shopping for a home, most of us consider the size of the kitchen, the condition of the backyard, and the type of neighborhood. One often overlooked factor is that the main sewer line that serves the home is in good shape. Therefore, that’s why sewer inspection is important. Get A Free Mortgage Quote While not as exciting, a sewer inspection can stop you from facing costly repairs afterward. This article discusses a sewer inspection, its worth, the fee, and what may happen if on

What is a Mortgage Subordination Clause?

The term “subordination clause” comes to mind when you buy a home or take out a loan. This can look puzzling, but it's just a law that helps decide which debt is paid off first if you are unable to make payments or sell your home. Get A Free Mortgage Quote What a subordination clause is, why it matters, and what it means to you will all be explained in simple terms in this article. What is a Subordination Clause? A subordination clause is a part of a loan agreement that shows the orde

How to Use a Home Cost Basis Worksheet

If you own a home, you might have heard about something called cost basis, especially if you plan to sell your home someday. But what does that mean? And what is a home cost basis worksheet? Get A Free Mortgage Quote In this article, we’ll explain what cost basis is, why it matters, and how a worksheet can help you keep track of it so you don’t get stressed later on. What Is Cost Basis? Your cost basis is the amount of money you spent to buy your home and make it better. It helps the

How Long Is an Appraisal Good For? Key Timelines Explained

How Long Is an Appraisal Good For? Key Timelines Explained

Breaking a Lease to Buy a House: What You Need to Know

Breaking a Lease to Buy a House: What You Need to Know

Owner Occupied: What It Means for Your Mortgage and Taxes

Owner Occupied: What It Means for Your Mortgage and Taxes

Mortgage Servicing Rights: What Homeowners Should Know

Mortgage Servicing Rights: What Homeowners Should Know

Can You Buy a House with an LLC and Rent It to Yourself?

Can You Buy a House with an LLC and Rent It to Yourself?

The Best Smart Panel: Features, Benefits, and Top Picks

The Best Smart Panel: Features, Benefits, and Top Picks

Solar Pool Heater: How It Works and Is It Worth It?

Solar Pool Heater: How It Works and Is It Worth It?

Solar Installers Mass Renewables: Finding the Right Provider

Solar Installers Mass Renewables: Finding the Right Provider

Pros and Cons of Hydropower: Weighing the Benefits and Drawbacks

Pros and Cons of Hydropower: Weighing the Benefits and Drawbacks

Installing a Pellet Stove: Step-by-Step Guide and Benefits

Installing a Pellet Stove: Step-by-Step Guide and Benefits
Background Search Basics

NACI (National Agency Check with Inquiries) Background Check Explained

If you’re looking to apply for a federal position, here’s some information you need to know about the application process for a NACI background check.
Background Search Basics

Tips to Help You Pass a Background Check

We explain what it means to pass a background check and how to tilt the odds in your favor when you face a background check.
Background Search Basics

Reverse Address Lookup: Who Lives There?

Vet your neighbors, research a home for sale, and other good uses for a reverse address search.
Safety

Job Hunting? What to Do About Gaps in Your Employment Record

Be prepared to address longer periods of downtime in a job interview with these valuable strategies.
Relationships

4 Things You Can Learn From a Person's Address History

Public records can reveal the messy truth that you won't always see on someone's social media.
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