Will Closing a Credit Card Help You Qualify for a Refinance or Mortgage?
Don't do this before applying for a mortgage or refinance.
When you are about to apply for the biggest loan of your life, a home mortgage, it's natural to think that reducing other channels of debt will make you look better in the eyes of lenders. Same with a refinance—probably the second biggest loan of your life.
The reasoning goes like this: If you're about to owe a lot of money to one creditor, wouldn'...
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