Home Buying
Your FICO Score 5 Is the Credit Score Mortgage Lenders Look At
A credit check reveals a lot about you to lenders, but they focus on one particular rating.
Homebuyers, especially first-timers, can often feel some anxiety about their credit score. Many questions swirl around in their head. Is their score high enough to qualify for one of today's remarkably low interest rates? Will top-tier lenders approve their application, or will they have to deal with a bank they've never heard of?
Your credit reput...
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Home Buying
How Home Buying Is Different Right Now
With interest rates that previous generations could only dream of and a low housing supply, the market is red-hot despite the chill over the rest of the economy.
Household Finances
The True Cost of Late Mortgage Payments
Learn about the cost and other impacts of missing a mortgage installment.
Mortgage Refinance
2 More Good Reasons for a Cash-Out Refinance—and 1 Terrible Reason
Convert equity to cash with a timely cash-out refinance, but if you don't have a sensible plan for the money you're better off leaving it in the home.
Home Loan
Here's Why Your Debt-to-Income Ratio Is So Important
A low DTI paves the way for a competitive mortgage.
Getting Started
Don't Make These 4 Common Mistakes of First-Time Homebuyers
As record-low interest rates battle with record-low inventory, you can benefit by learning what first-time buyers wish they'd done differently.
Home Loan
The Secret to Getting the Best Interest Rate
Do this to get a low interest rate so you can save thousands over the life of a loan.
Personal Loan
4 Good Uses for a Personal Loan—and 1 Bad Use
From debt consolidation to home improvement, you can put a personal loan to smart use.
Personal Loan
Cash for Whatever: Check Out Personal Loans
Personalized terms and lower interest than most credit cards make personal loans a viable method of getting cash fast.
Personal Loan
A Personal Loan Can Lift You Out of Credit Card Debt, Raise Your Credit Score
A personal loan is the flexible financial tool that lets you consolidate and pay down debts sensibly.
Reverse Mortgage
Reverse Mortgage Pros and Cons
The controversial loan product does have sensible uses and lets homeowners enjoy the equity they have built up without selling.
Home Loan
Mortgage Prequalification vs. Preapproval
Learn the differences between the two so you don't miss out on your dream home.
Mortgage Refinance
3 Good Reasons for a Cash-Out Refinance
Homeowners do a cash-out refinance so they can turn some of the equity they've built up in their home into cash.
Home Buying
Easily Improve Your Financial Health With These 5 Tips
Evaluate your financial health and get tips for ways to better prepare for your future.
VA Mortgage Refinance
VA Rate Reduction Refinance
Hello, my name is IRRRL: The faster, easier way that military members and families can refinance their VA loan and lock in lower rates.
Home Buying
The 7 Most In-Demand Home Features
Whether you're looking to buy or need some home improvement ideas, this list of the most in-demand house features can help.
Home Selling
Sell Faster With This Home Staging Advice From the Experts
From first impressions to lasting appeal, smart staging makes your home stand out.
Home Improvement
3 Reasons to Go Solar in Your First Home
Ensure you get the most out of your first home by installing solar panels.
Home Equity
4 Ways to Build Quick Equity
Tried and true strategies for optimizing the investment in your home in a relatively short time.
Household Finances
3 Tips to Strengthen and Protect Your Credit Score
Work towards a high credit score so you can secure low interest rates on your mortgage.
