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By Craig Johnson

Your FICO Score 10 and 10 T Explained

All about the latest FICO credit score and why it might become the new standard in home mortgages.

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Unless your credit reports are blank, you probably have multiple credit scores. That's normal. Each score is an attempt to look at the cold, hard numbers in your credit reports and draw conclusions about your fitness as a borrower. Differences between one scoring system and another can make a particular score more useful in a particular situation, ...
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Home Buying

Proven Strategies to Save for Your Dream Home

Proven strategies to save for your dream home. Click here to learn how to save for a down payment and other home-buying tips.
Home Buying

Sweetening the Deal: Unveiling Reasons Sellers Contribute to Closing Costs

Sweetening the deal: Unveiling reasons sellers contribute to closing costs. Click here to see why would a seller pay closing costs.
Home Buying

First Dibs on Your Dream Home: Understanding Right of First Refusal

First dibs on your dream home: Understanding the right of first refusal. Click here to learn more about your right of refusal in real estate.
Home Loan

Red Flags and Safeguards to Avoid Mortgage Fraud

Red flags and safeguards to avoid mortgage fraud. Learn effective safeguards with tips to protect yourself from different types of mortgage frauds.
Home Buying

Don't Be Left in the Dark: Essential Questions When Buying a House

Don't be left in the dark: essential questions when buying a house. Equip yourself with critical inquiries to make informed decisions and ensure a smooth home-buying experience.
questions to ask a mortgage lender

Top 9 Questions You Should Ask Your Mortgage Lender

Top X Questions You Should Ask Your Mortgage Lender. Avoid the hassle by asking all the right questions from your mortgage lender.
House hack

House Hacking Strategies: Tips for Maximizing Rental Income and Minimizing Expenses

House Hacking Strategies: Tips for Maximizing Rental Income and Minimizing Expenses. Follow these steps to make sure your rental income is smooth and steady.
How often can you refinance your home

Types of Refinance Loans: Choosing the Right Option for Your Situation

Types of Refinance Loans: Choosing the Right Option for Your Situation - Cash-out refinance is a type of mortgage refinancing where homeowners borrow more than their outstanding mortgage balance.
Add a room to house.

Assessing Feasibility: Determining If Your Home Can Accommodate an Additional Room

Assessing Feasibility: Determining If Your Home Can Accommodate an Additional Room - Space, both in terms of square footage and layout, dictates the feasibility and practicality of any expansion project.
What is an underwriter.

Navigating the Underwriting Process: Tips for Homebuyers and Borrowers

Navigating the Underwriting Process: Tips for Homebuyers and Borrowers - Underwriters typically require extensive documentation to verify your income, assets, employment history, and debts. Read for more.
Advantages and disadvantages of nuclear power

The Advantages and Disadvantages of Nuclear Energy: A Comprehensive Overview

The Advantages and Disadvantages of Nuclear Energy: A Comprehensive Overview. Read on to discover the pros and cons of this energy source.
What are SRECs

Solar Renewable Energy Credits (SRECs): Explained and Explored

What are SRECs? Do you go over this question multiple times a day as well? Click here to explore SRECs and learn more about them.
Negatives of Hydropower.

Hydropower: Exploring the Advantages and Drawbacks of this Renewable Energy Source

Hydropower: Exploring the Advantages and Drawbacks of this Renewable Energy Source. Learn about its impact on the environment. Discover the balance of pros and cons.
Wind pros and cons

Exploring the Benefits and Drawbacks of Wind Energy: Key Differences

Wind pros and cons are crucial while exploring the fundamental concepts of renewable energy generated by wind as a resource. Click here to learn more about it.
How Much Electricity Does an Air Conditioner Use.

Understanding Air Conditioner Energy Consumption: How Much Electricity Does It Consume?

Understanding Air Conditioner Energy Consumption: How Much Electricity Does It Consume? Get insights into AC power usage and tips for reducing your energy bills. Explore now.
Protect Your Privacy

Shut It Down: How You Can Seal Your Court Records

These are the steps jurisdictions generally require before a judge might agree to seal, or even destroy, your records.
Relationships

The Telltale Signs You Married a Bigamist

You never really know who you just tied the knot with.
Safety

Seller Beware: Your Online Ad Draws Scammers

We are instinctively cautious when purchasing from strangers, but scammers also pretend to be buyers. Learn to spot them.
Protect Your Privacy

Protect Your Information Online Like the Security Experts Do

Cyber crime is at an all-time high, and background checks might be the only answer.
Relationships

Is He Cheating? Know Once and for All

Don't be in the dark any longer.
mortgage