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By Ariel Frogge

Exploring the Pros and Cons of Electric Cars

In this article, we've rounded up a list of the pros and cons of electric cars.

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The announcement of the ban on diesel and petrol cars in 2030 has spiked the sales of electric vehicles (EV) across the globe, and if the predictions of the automakers and regulators are correct, the automobile industry's future will heavily rely upon electric-battery propulsion. Torque-rich, quiet, smooth, and efficient, EVs run on electricity and...
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HELOC

The Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners

For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
townhouse vs condo

Townhouse vs. Condo Financing - Key Differences Owners Should Know About

Discover the essential difference for a townhouse vs. condo, guiding your choice in property ownership. Explore the key differences today.
conditionally approved meaning

Mortgage Approval Stages: What Does 'Conditionally Approved' Mean?

Securing homeownership is a significant milestone in life. However, buying a home isn't easy. You must navigate several complex processes and make difficult financial decisions. Lenders have varying terms and conditions. Hence, it can be tricky to find the best provider for your needs, especially if you're unaware of the different stages of approval. In this guide, we'll walk first-time homeowners through the concept of a "conditionally approved" mortgage, explaining what it means in real esta
REO Property

A Quick Guide to Real Estate-Owned Insurance Coverage for Asset Protection

This article serves as a comprehensive guide to REO insurance coverage, highlighting its importance in asset protection. Stay with us to find out more.
How to Find Who Owns a Property

Online Tools and Resources to Find Property Owners in Your Area

Do you know how to find who owns a property in a particular area? Read on to explore different online tools and resources to search for property owners.
Cost to frame a house

Frame vs. Brick Homeowners Insurance Costs - A Quick Guide for Aspiring Property Owners

In this guide, we'll explore the costs of frame and brick homeowners insurance to help you make informed decisions when purchasing your next property.
what are hoa fees?

Homeowners Association (HOA) Fees: What They Cover and How They Impact Homeowners

Learn about the HOA fees and their impact on homeowners with Fetcharate. Secure a home loan or refinance an existing mortgage now!
Property survey

The Impact of a Property Survey on Mortgage Closing Costs

In this article, we will explore the impact of a property survey on mortgage closing costs, including why surveys are important, the cost of surveys, and how they can affect your overall home-buying experience.
What is a tax assessment on a house

Property Tax Assessment vs. Property Appraisal: Key Differences

In this article, we'll look into what these terms mean, how they work, and the key differences between them. Stay with us for more.
Taking over mortgage payments

Navigating the Process of Taking Over a Family Member's Mortgage

Are you considering taking over mortgage payments from a family member? Read on to learn about the process and the challenges that may come your way.
Deed-Restricted House

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or d

Buying Foreclosed Homes: Steps, Risks, and Potential Rewards

Purchasing a foreclosed home can be a smart way to save money on a property while at the same time supporting a community by preventing vacant homes from falling into disrepair. However, buying a foreclosed property is not the same as purchasing a standard home. There are more risks involved, and parts of the process might be unfamiliar even to experienced homebuyers. In this article, we will discuss how to buy foreclosed property, the steps you need to take, and highlight the potential risks
What is 7/6 ARM

Is a 7/6 ARM Right for You? Pros and Cons of Adjustable Rate Mortgages

7/6 ARM mortgages are a flexible option for homebuyers. Read on to discover the benefits and considerations of this adjustable-rate mortgage.
What Are Seller Concessions

Seller Concessions vs. Price Reduction: Deciding What Works for You

Buying a home in pre-foreclosure to add to your investment portfolio and generate rental income? Learn about the opportunities and risks for investors by opting for these properties.
What is endorsement in insurance

Insurance Endorsements: Customizing Your Policy to Fit Your Needs

Insurance endorsements are the key to personalizing your coverage. Read on to discover how to effectively tailor your insurance and protect your assets.
Fun Stuff

Green Bloggers Share Their Favorite Advice

What are some favorite tips from people who think of saving money and helping the environment all the time?
Solar Basics

What to Expect From a Solar Panel Contract

Are you interested in investing in a solar panel system? We'll discuss the ins and outs of a solar contract and your options for switching to solar.
Solar Basics

HOA Solar Panel Restrictions

Solar panels and homeowners associations HOA: Questions and answers!
Solar Basics

Solar Panel Maintenance

If you're looking for answers on how to ensure your solar panel system runs at optimum capacity, read further- we'll guide you through some handy tips on maintenance!
Solar Basics

All You Need to Know About Different Solar Inverter Types

In this article, we discuss the different solar inverter types so you can make an informed decision and Invest wisely.
mortgage