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By Ariel Frogge

Exploring the Pros and Cons of Electric Cars

In this article, we've rounded up a list of the pros and cons of electric cars.

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The announcement of the ban on diesel and petrol cars in 2030 has spiked the sales of electric vehicles (EV) across the globe, and if the predictions of the automakers and regulators are correct, the automobile industry's future will heavily rely upon electric-battery propulsion. Torque-rich, quiet, smooth, and efficient, EVs run on electricity and...
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HELOC

Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners

For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Home Buying

Seller Concessions

Purchasing a dream house might entail a complicated process for the seller and the buyer, where both are searching for ways to make the most out of their revenues or restrict the expenses in the buying process. Understanding the market where you want to purchase the property is crucial should you decide on seller concessions. Continue reading below to find out more about the seller concessions. Get A Free Mortgage Quote What Are Seller Concessions? Seller Concessions, often called sel
Refinance

How to Refinance Your VA Loan With the Rate Reduction Program

A home loans already bring such benefits as lower down payments, no mortgage insurance, and low interest rates, but what happens when rates drop even lower? How can VA homeowners reduce their interest rates? Hello, my name is IRRRL. Get A Free Mortgage Quote Interest Rate Reduction Refinancing Loans An IRRRL is a mortgage product offered by the U.S. Department of Veterans Affairs (VA) to veterans and military families. The loan goes by other names, such as a VA streamline refinance and
Home Loan

What Is Endorsement in Insurance?

Do you have an insurance policy but are confused about what ‘endorsement’ means? Then this article is for you! Endorsement is a key concept of insurance policies, and it affects the coverage provided by your particular plan. In this blog post, we will discuss what is endorsement in insurance, their different types, how they can affect your claim, and when endorsements can be most helpful. Get A Free Mortgage Quote Understanding Endorsements in Insurance Insurance endorsements are impo
Buying a Home

What Are Seller Concessions: A Comprehensive Guide for Homebuyers

In this article, we'll help you understand the concept of seller concessions, shedding light on what they are, how they work, and why they matter.
Getting Started

Averse Possession Explained

Squatters can become property owners if they meet specific legal requirements. How to protect your real estate.
Refinance

Refinance Checklist: What Are Your Goals? (#1)

We help you decide what you want from a mortgage refinance, because the possibilities are numerous.
Buying a Home

All About Special Warranty Deeds

What is guaranteed and what is not when you buy or sell real estate with a special warranty deed.
Home Buying

Special Warranty Deeds Explained

Some guarantees are better than none: Why special warranty deeds have a place in real estate.
Getting Started

Understanding 7/6 ARM (Adjustable-Rate Mortgage)

For those interested in understanding what a 7/6 ARM is and whether it's the best option for their mortgage needs, this article explores the adjustable rate mortgage type. We'll start by examining the meaning behind each informally-named aspect of a 7/6 ARM - seven and six - to provide an overview of how these particular ARMs work, followed by outlining both their benefits and drawbacks. Finally, when considering if this type of loan is better suited than a fixed-rate mortgage or another adjus
Buying a Home

How Much to Offer on a House Without Getting Ripped Off

Tips and tricks for making an offer on that home of your dreams.
Fundamentals

Procuring Cause Real Estate: What Is It & How to Avoid a Dispute

Picture this: a real estate agent introduces you to a fantastic house that checks all your boxes. However, before visiting the property, you get busy with work and need to remember to follow up. A couple of weeks later, you attend an open house for the same property and discuss with another agent hosting the event who provides you with crucial information about the neighborhood and local amenities. You appreciate the valuable insights and keep in touch with him. Then, when you're ready to make a
Buying a Home

What Is a Probate Sale?

A comprehensive guide to buying property at probate auctions.
Buying a Home

Things You Need for a New House

Minimize trips to the store by moving these essential household items into your new home on day one.
Fundamentals

Understanding the Homeowners Insurance Declaration Page

You can rely on solid coverage if you understand the details on this document thoroughly.
Solar Basics

Pros and Cons of a Solar Panel Lease

Considering investing in a solar panel lease? You need to understand some pros and cons before making the final decision.
Solar Basics

All About Solar Inverters: Which Is Right for Your Home?

The optimal solar energy system for your home will rely on one of three solar inverter types, and we explain the pros and cons.
Solar Basics

Debunked: Why People Think Solar Won't Work Where They Live

Harnessing the sun's power is possible in a surprisingly wide variety of locations and weather.
Solar Basics

Your Ultimate Guide to How a Solar Panel System Works

Learn about the basic solar system fundamentals, how it operates, and what to expect.
Solar Basics

A Guide to Ground-Mounted Solar Panels

A home solar energy system mounted somewhere other than the roof can be larger and more productive.
mortgage