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By Craig Johnson

How You Can Avoid Paying PMI

Putting 20% down is the surefire way to avoid PMI, but here are three other ways.

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What is PMI, and who has to pay it? Private mortgage insurance, sometimes called lenders mortgage insurance, is usually required whenever a home is purchased with less than 20% down. Lenders are most confident in a person's ability to pay back a home loan when that person has skin in the game to the tune of 20% of the home's sale price or appraised...
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Buying a Home

5 Ways to Save for a Mortgage Down Payment

Here are five easy things you can do to save for a down payment on a new home.
Home Loans

The Most Common Mortgage Myths

Breaking down the most common mortgage and home loan myths and facts
Getting Started

Condominiums vs. Cooperative Apartments: What's the Difference?

We’ll take a deep dive into the world of condominiums versus cooperatives and let you choose which one would suit you best.
Home Buying

Home Loan Options for Those With Bad Credit

This article aims to explore the available choices for individuals with bad credit who are looking to purchase a house and provide insights into how they can qualify for a mortgage.
Getting Started

Escrow in Real Estate Explained

Find out the meaning of “escrow” in real estate terminology, how it works, and the process when you buy a house.
Home Buying

The Importance of Real Estate Agents in the Housing Market

Most people looking to buy or sell a property could use the help of a professional who understands the market.
Refinance

Pros and Cons of HELOC vs. Refinance

Both a HELOC and a cash-out refinance help homeowners by converting equity into cash.
Getting Started

A Guide to Property Surveys: Acquisition and Pricing

Curious about what a property survey is? We'll cover the basics around property surveys, how they work, how much they cost, and more important details.
Home Loans

Buyer's Guide: What Is a VA Loan?

Read about all the varieties and benefits of VA loans and who is eligible.
Buying a Home

9 Steps to Determine How Much to Offer on a House

Purchasing a house can be overwhelming, and determining how much to offer can be one of the most challenging aspects of the home-buying journey. You don't want to pay too much and end up in debt, but you also don't want to offer too little and lose out on your dream home. Fortunately, there are steps you can take to help determine how much to offer on a house. Step 1: Research the Market The first step to determining how much to offer on a house is to research the local housing market. Star
Refinancing

More Good Uses for a Cash-Out Refi (and One Bad Use)

The cash from a cash-out refinance can put you on stable footing to make smart moves with your money.
News & Views

Higher Rates, Lower Prices. The Housing Market Course Correction Is Here.

As sellers scramble, buyers suddenly find themselves in the catbird seat.
Buying a Home

Silver Linings Playbook: Why Higher Rates Are Actually Good for Homebuyers

It’s counterintuitive, sure. It also just so happens to be true.
Buying a Home

Hot Features You Should Look for in a New Home

Trends change; these are the feaures people want in new homes today.
Solar Basics

Customization Makes Going Solar Easier Than Ever

Systems can be tailored to most any home, and you can mix and match options to your liking.
Solar Incentives

2022 Is the Final Year to Claim Your 26% Solar Tax Credit

Homeowners who don’t go solar this year are set to miss out big-time.
Home Improvement

Solar Success Story: A Home in the Woods

Follow the straightforward installation of an 18-panel rooftop solar energy system that paid for itself in five years.
Solar Basics

Solar Panels vs. Other Home Improvement Projects

Tackle big-ROI upgrades.
Solar News

Same-Day Permitting Launches Home Solar Into Warp Speed

Solar Access Act to reduce permit wait times to a matter of hours.
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