Reverse Mortgage
Learning Center: Interest and APR—What's the Difference?
You see two rates when you shop for a loan, and we explain why.
In our Fundamentals series, Rate Simple breaks down loan concepts for ordinary people.
Among all the numbers swirling around the topic of mortgages, two determine how much you pay for the loan: interest rate and annual percentage rate. Everyone knows about interest rates because they go hand-in-hand with any kind of loan. Low interest rates are wat...
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Mortgage Refinance
How to Boost Your Home's Appraisal Value When Refinancing
Three low-cost upgrades to tackle this weekend.
Mortgage Refinance
Mortgage Refinance Checklist #1: Your Goals
The first step in your refinance journey is deciding what you hope to achieve.
Mortgage Refinance
3 Big Money Mistakes to Avoid in 2021
Get your financial health back on track!
Mortgage Refinance
How Long Does It Take to Refinance a Mortgage?
Here's how soon you could have a refinanced mortgage contract in hand.
Home Loan
Your Guide to Adjustable-Rate Mortgages
Get to know this popular loan option!
Home Loan
Paying Closing Costs Now vs. Rolling Them Into a Home Loan
Should you pay closing costs out of pocket or finance them with the loan?
Home Buying
What's Coming If You Buy or Refi in 2021
Low rates and decelerating home prices are two pieces of good news for anyone who wants to buy a home in the new year.
Home Loan
5 Things You Shouldn't Do After Applying for a Mortgage
Ready to close? Steer clear of these common pitfalls.
Advantages of Buying in a New Neighborhood
New construction has the appeal of freshness but costs more.
Home Loan
Your Guide to Common Mortgage Options
Learn about three mortgage options that are popular among first-time buyers.
Mortgage Refinance
Refinancing vs. Loan Modification
Refinancing isn't the only way to get new mortgage terms!
Reverse Mortgage
Is a Reverse Mortgage Right for You? Q&A
For certain people a reverse mortgage is a worthwhile loan product, but how do you know if you're one of them?
Mortgage Refinance
Refinancing a Mortgage When You Have Bad Credit
Everyone deserves refinancing options. Do you know yours?
Home Buying
5 Signs You're Ready to Buy Your First Home
Your go-to checklist for homebuying.
Mortgage Refinance
How Many Times Can You Refinance A House?
Learn more about refinancing so that you can take advantage of falling interest rates.
Household Finances
Mortgage Prepayment: The Surprising Savings of $100 Extra
Paying down your loan principal with a little extra each month saves you big money in interest and builds equity quicker.
Home Buying
6 Negotiating Tips for Winning When You Buy a Home
We are in a seller's market, but you can still get ahead of the competition with this expert advice.
Home Loan
Cosigners and Mortgages: What Borrowers Need to Know
A mortgage cosigner could mean better terms and interest rates for the primary borrower, but how is the cosigner affected?
Mortgage Refinance
Act Now to Avoid the Adverse Market Refinance Fee
Thinking of refinancing? Do so before a new fee goes into effect.
