News & Views
Learning Center: Interest and APR—What's the Difference?
You see two rates when you shop for a loan, and we explain why.
In our Fundamentals series, Rate Simple breaks down loan concepts for ordinary people.
Among all the numbers swirling around the topic of mortgages, two determine how much you pay for the loan: interest rate and annual percentage rate. Everyone knows about interest rates because they go hand-in-hand with any kind of loan. Low interest rates are wat...
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Buying a Home
Solid Tips for First-Time Homebuyers
7 pieces of proven advice for tackling this milestone event.
Refinancing
3 Good Uses of a Cash-Out Refi
A cash-out refi can supercharge your mortgage with a new low interest rate and line your pockets too, but this is not mad money.
Buying a Home
How Much Should You Save for a Down Payment?
We all know money talks. Here's what your down payment says to lenders.
Fundamentals
Learning Center: Mortgage Myths Debunked
Some of what you have heard about home loans simply isn't true.
Green Living
Solar Success Story: The Urban Farmer
Energy independence and the environment were important incentives, but the biggest was the write-off.
Home Improvement
The Most Effective Winter Energy Tip Just Got a Lot More Important
One home improvement brings you a 117% ROI and could save you hundreds this winter.
Solar News
Is Minnesota Poised to Take Over the Solar Industry?
Minnesota’s Iron Range is planning an enormous solar panel manufacturing facility.
Solar News
California Sued Over Bogus Solar Rule
The California Solar and Storage Association is fighting back.
Solar Basics
Why the Value Proposition of Solar Keeps Improving
Marvel at all the ways solar keeps getting more affordable compared to the only real alternative people have, the grid.
Getting Started
How to Compare Mortgage Loan Estimates
Interest rate is not the only detail to focus on when comparing home loans.
Home Loan
What You Need to Know About Your Mortgage Rate-Shopping Window
It's all about your FICO score!
Mortgage Refinance
5 Mortgage Refinance Tips That Save Time and Money
What all borrowers need to know.
Home Loan
2021 Mortgage Interest Rate Forecast
The low-rate window is coming to a close!
Getting Started
5 Household Expenses You Cut Right Now, Easily
Because you can think of better uses for your hard-earned money.
Mortgage Refinance
Does Unemployment Affect Your Credit Score?
How unemployment can't—and can—affect your credit score.
Mortgage Refinance
The Risks and Rewards of Locking In Your Mortgage Rate
Locking in a low rate seems like a simple decision, but is there a catch?
Home Equity
The 3 Best and 3 Worst Ways to Use Your Home Equity
Protect your hard-earned investment!
Home Buying
What Usually Causes a Home to Fail Inspection?
When a sale falls through after a home inspection, it's often because the buyer's expectations didn't match reality.
Home Loan
When Should You Pay Off Your Mortgage Early?
Believe it or not, mortgage prepayment isn't for every borrower.
