Home Buying
Learning Center: Pros and Cons of 15- and 30-Year Mortgages
No one has a crystal ball to see 15 years ahead, much less 30, but if you can swing a higher payment, a shorter term will save you a lot of money.
In our Fundamentals series, Rate Simple breaks down loan concepts for ordinary people.
Owning your home outright after just 15 years. What an appealing idea! Some of us have shirts older than 15 years. The trade-off is, of course, higher monthly payments. A home buyer considering a 15-year mortgage should make a careful assessment of income and fin...
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Mortgage Refinance
5 Fantastic Cash-Out Refinance Home Improvement Projects
High ROI upgrades to tackle with your influx of cash.
Mortgage Refinance
Cash-Out Refinance vs. Home Equity Loan
Which route is right for your cash needs?
Reverse Mortgage
More Q&A to Decide Whether a Reverse Mortgage Is Right for You
You've got more question about reverse mortgages, and we've got the answers.
Mortgage Refinance
How to Boost Your Home's Appraisal Value When Refinancing
Three low-cost upgrades to tackle this weekend.
Mortgage Refinance
Mortgage Refinance Checklist #1: Your Goals
The first step in your refinance journey is deciding what you hope to achieve.
Mortgage Refinance
3 Big Money Mistakes to Avoid in 2021
Get your financial health back on track!
Mortgage Refinance
How Long Does It Take to Refinance a Mortgage?
Here's how soon you could have a refinanced mortgage contract in hand.
Home Loan
Your Guide to Adjustable-Rate Mortgages
Get to know this popular loan option!
Home Loan
Paying Closing Costs Now vs. Rolling Them Into a Home Loan
Should you pay closing costs out of pocket or finance them with the loan?
Home Buying
What's Coming If You Buy or Refi in 2021
Low rates and decelerating home prices are two pieces of good news for anyone who wants to buy a home in the new year.
Home Loan
5 Things You Shouldn't Do After Applying for a Mortgage
Ready to close? Steer clear of these common pitfalls.
Advantages of Buying in a New Neighborhood
New construction has the appeal of freshness but costs more.
Home Loan
Your Guide to Common Mortgage Options
Learn about three mortgage options that are popular among first-time buyers.
Mortgage Refinance
Refinancing vs. Loan Modification
Refinancing isn't the only way to get new mortgage terms!
Reverse Mortgage
Is a Reverse Mortgage Right for You? Q&A
For certain people a reverse mortgage is a worthwhile loan product, but how do you know if you're one of them?
Mortgage Refinance
Refinancing a Mortgage When You Have Bad Credit
Everyone deserves refinancing options. Do you know yours?
Home Buying
5 Signs You're Ready to Buy Your First Home
Your go-to checklist for homebuying.
Mortgage Refinance
How Many Times Can You Refinance A House?
Learn more about refinancing so that you can take advantage of falling interest rates.
Household Finances
Mortgage Prepayment: The Surprising Savings of $100 Extra
Paying down your loan principal with a little extra each month saves you big money in interest and builds equity quicker.
