Home Loan
Learning Center: Pros and Cons of 15- and 30-Year Mortgages
No one has a crystal ball to see 15 years ahead, much less 30, but if you can swing a higher payment, a shorter term will save you a lot of money.
In our Fundamentals series, Rate Simple breaks down loan concepts for ordinary people.
Owning your home outright after just 15 years. What an appealing idea! Some of us have shirts older than 15 years. The trade-off is, of course, higher monthly payments. A home buyer considering a 15-year mortgage should make a careful assessment of income and fin...
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emergency loan, no credit home loans
Emergency Loans Without Credit Checks: What Homeowners Should Know
Emergency Loans Without Credit Checks: What Homeowners Should Know. Explore quick funding options for urgent expenses and find the best solutions for your needs!
Home Buying
Common Misconceptions: First-Time Home Buyer Questions You Didn’t Know to Ask
Common misconceptions: first-time home buyer questions you didn’t know to ask are listed here. Learn more here before even thinking about buying a new home.
Home Buying
The Benefits and Risks of Refinancing Your Personal Loan
The Benefits and Risks of Refinancing Your Personal Loan. Discover how to lower payments and interest rates while weighing potential fees and long-term costs.
Home Buying
Exploring 40-Year Home Loans: Advantages and Disadvantages for Homebuyers
Exploring 40-Year Home Loans: Understand the pros and cons of a 40-year mortgage, including its impact on monthly payments, equity, and total interest costs.
Collateral lending
How Collateral Lending Can Secure Your Loan: A Comprehensive Guide
How Collateral Lending Can Secure Your Loan: A Comprehensive Guide to understanding how leveraging assets can provide financial security and easy loan approval.
selling a house without a realtor
Selling a House on Your Own: What You Need to Know
Selling a House on Your Own: What You Need to Know. Read the blog post to gain insight into the steps and strategies needed to navigate the process successfully
problems with net-zero homes
Net Zero Homes: Common Problems and How to Address Them
Net Zero Homes: Common Problems and How to Address Them. Read this blog post to find out more.
how to lower property taxes on your home, lower property taxes
How to Challenge and Reduce Your Property Taxes?
How to Challenge and Reduce Your Property Taxes? Read the blog post to save money on your home expenses.
Conditional Loan Approval
The Process of Conditional Loan Approval: What You Need to Know
The Process of Conditional Loan Approval: What You Need to Know – Explore essential tips and insights for effectively navigating the mortgage approval phase.
what are off peak hours, peak sun hours
Maximizing Benefits from Off-Peak Hours: Tips and Insights
Maximizing Benefits from Off-Peak Hours: Tips and Insights. Lower your energy costs by using electricity during off-peak times. Discover practical strategies today!
SRECs
The Basics of SRECs: Definition and Function in Solar Energy
The Basics of SRECs: Definition and Function in Solar Energy. Learn how SRECs work, their financial benefits, and why they're essential for solar energy producers.
Is net metering worth it
The Benefits and Drawbacks of Net Metering: Is It Worth It?
The Benefits and Drawbacks of Net Metering: Is It Worth It? Discover how net metering can reduce bills, its environmental impact, and potential challenges.
why is my power bill so high
High Power Bill? How to Identify and Address the Causes
High Power Bill? How to Identify and Address the Causes—discover simple solutions, energy-saving tips, and government incentives to reduce your energy costs and keep your home efficient.
Dryer wattage, Average dryer wattage
Understanding Dryer Wattage: What You Need to Know
Understanding Dryer Wattage: What You Need to Know. Learn how dryer wattage affects energy use, tips to save, and how solar panels can power your dryer efficiently.
Background Search Basics
NACI (National Agency Check with Inquiries) Background Check Explained
If you’re looking to apply for a federal position, here’s some information you need to know about the application process for a NACI background check.
Background Search Basics
Tips to Help You Pass a Background Check
We explain what it means to pass a background check and how to tilt the odds in your favor when you face a background check.
Background Search Basics
Reverse Address Lookup: Who Lives There?
Vet your neighbors, research a home for sale, and other good uses for a reverse address search.
Safety
Job Hunting? What to Do About Gaps in Your Employment Record
Be prepared to address longer periods of downtime in a job interview with these valuable strategies.
Relationships
4 Things You Can Learn From a Person's Address History
Public records can reveal the messy truth that you won't always see on someone's social media.
