Refinancing
Learning Center: Pros and Cons of 15- and 30-Year Mortgages
No one has a crystal ball to see 15 years ahead, much less 30, but if you can swing a higher payment, a shorter term will save you a lot of money.
In our Fundamentals series, Rate Simple breaks down loan concepts for ordinary people.
Owning your home outright after just 15 years. What an appealing idea! Some of us have shirts older than 15 years. The trade-off is, of course, higher monthly payments. A home buyer considering a 15-year mortgage should make a careful assessment of income and fin...
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Refinancing
More Good Uses for a Cash-Out Refi (and One Bad Use)
The cash from a cash-out refinance can put you on stable footing to make smart moves with your money.
Buying a Home
How You Can Avoid Paying PMI
Putting 20% down is the surefire way to avoid PMI, but here are three other ways.
News & Views
Higher Rates, Lower Prices. The Housing Market Course Correction Is Here.
As sellers scramble, buyers suddenly find themselves in the catbird seat.
Buying a Home
Silver Linings Playbook: Why Higher Rates Are Actually Good for Homebuyers
It’s counterintuitive, sure. It also just so happens to be true.
Energy Saving Tips
4 Little Projects to Cut Energy Costs Throughout the House
Green guru shares money-saving tips from basement to attic.
Green Living
Is 2022 the Year of Going Off-Grid With Solar?
Here’s a step-by-step guide on how to make it happen.
Solar Basics
Solar Panels vs. Natural Disasters
How do renewable energy systems fare when confronted by Mother Nature?
Solar News
Smart Electric Panels Are Coming to Solar Homeowners
Here’s what that means for you.
Fun Stuff
Dragonscales and Power Flowers: the Evolving Shape of Solar
Efficiency meets beauty in the latest, most intriguing solar capture designs.
Mortgage Refinance
Cash Out Refinances Are Suddenly All the Rage
Historically low rates are driving more and more homeowners to tap into their home equity.
Getting Started
Shape Up Your Finances Prior to a Refi or Mortgage
Follow this 4-step financial fitness program so lenders will see you at your best.
Mortgage Refinance
Are You Sitting on Refinance Gold?
A housing market downturn is great news for refinancing homeowners.
Household Finances
Stop Wasting Money Buying Rental Car Coverage Twice
Insurance by your credit card, even if there's a flat fee, is bound to be cheaper than what's offered by the rental car company.
Mortgage News
Refinance Rates Freefall After Government Eliminates Universally Hated Fee
Refi fee costing homeowners thousands at closing is no more.
Home Buying
Advantages of Buying in an Older Neighborhood
A more walkable life in a place with character and trees can be yours when you buy an older home.
Household Finances
When to Review Your Homeowners Insurance Policy
5 reasons it might be time to review your coverage.
Home Improvement
How One Man Started a Real Estate Empire Without a Dollar to His Name
And you can too...
Home Improvement
Sweat Equity? No Sweat!
Leverage your home improvement skills into big bucks.
Household Finances
I Can Rent Out THAT?! Make Bonus Money From Space and Things You're Not Using
Thanks to our always-connected economy, something of value that you aren't using at the moment could bring you fast cash.
