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By John Leiter

The Importance of Pre-Determining Post Home Purchase Expenses Before Getting a Mortgage

The importance of pre-determining post home purchase expenses before getting a mortgage can’t be understated! Check out the things to buy for a new house here.

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Buying a new home is quite exciting but has certain financial responsibilities. All homeowners should list the things to buy for a new house before they finalize their mortgage plans. Pre-determining these costs will help you make a great financial transition. Buying a new home is an exciting journey, but it comes with financial responsibilities be...
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conditionally approved meaning

Mortgage Approval Stages: What Does 'Conditionally Approved' Mean?

Securing homeownership is a significant milestone in life. However, buying a home isn't easy. You must navigate several complex processes and make difficult financial decisions. Lenders have varying terms and conditions. Hence, it can be tricky to find the best provider for your needs, especially if you're unaware of the different stages of approval. In this guide, we'll walk first-time homeowners through the concept of a "conditionally approved" mortgage, explaining what it means in real esta
REO Property

A Quick Guide to Real Estate-Owned Insurance Coverage for Asset Protection

This article serves as a comprehensive guide to REO insurance coverage, highlighting its importance in asset protection. Stay with us to find out more.
How to Find Who Owns a Property

Online Tools and Resources to Find Property Owners in Your Area

Do you know how to find who owns a property in a particular area? Read on to explore different online tools and resources to search for property owners.
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Frame vs. Brick Homeowners Insurance Costs - A Quick Guide for Aspiring Property Owners

In this guide, we'll explore the costs of frame and brick homeowners insurance to help you make informed decisions when purchasing your next property.
what are hoa fees?

Homeowners Association (HOA) Fees: What They Cover and How They Impact Homeowners

Learn about the HOA fees and their impact on homeowners with Fetcharate. Secure a home loan or refinance an existing mortgage now!
Property survey

The Impact of a Property Survey on Mortgage Closing Costs

In this article, we will explore the impact of a property survey on mortgage closing costs, including why surveys are important, the cost of surveys, and how they can affect your overall home-buying experience.
Taking over mortgage payments

Navigating the Process of Taking Over a Family Member's Mortgage

Are you considering taking over mortgage payments from a family member? Read on to learn about the process and the challenges that may come your way.
Deed-Restricted House

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or d
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Is a 7/6 ARM Right for You? Pros and Cons of Adjustable Rate Mortgages

7/6 ARM mortgages are a flexible option for homebuyers. Read on to discover the benefits and considerations of this adjustable-rate mortgage.
Mortgage Contingency

Understanding Mortgage Contingency When Buying a Real Estate Property

If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm
Buying a Home

How to Buy Foreclosed Property

If you’ve been saving to buy a home but don’t yet have adequate funds to buy a property, you should consider buying a foreclosed property. Read on to learn more about this and the best tips on buying a foreclosed property. Get a Quote What is a Foreclosed Property? A foreclosed property is predominantly a real estate property repossessed by the lender/bank because of the property owner’s inability to make mortgage payments. The legal process takes place when the property owner defaults
Fundamentals

How to Find the Owner of a Property: A Comprehensive Guide

Navigating the real estate landscape often requires a deep dive into property ownership details. Whether you are a prospective buyer interested in a particular property, a community leader organizing neighborhood outreach, or someone with personal motivations, knowing who possesses the title to a property can be invaluable. It ensures a more smooth and transparent buying procedure in real estate transactions. Understanding ownership in community initiatives fosters community relationships by f

What It Means to Be Conditionally Approved

Add conditional approval to the many possible stages of qualifying for a home loan. We explain what it is.
Buying a Home

Understanding a Warranty Deed and Its Importance

A warranty deed functions as evidence that indicates the rightful owner of a property and outlines the responsibilities between them and any potential buyers or sellers. This blog post discusses all the advantages of having a warranty deed and how you can create one to suit your needs. By understanding these contract basics, you can avoid costly misunderstandings and protect your rights in any real estate transaction! Get A Free Mortgage Quote What Is a House Warranty Deed? A house wa
Buying a Home

How Much to Offer on a House Without Getting Ripped Off

Tips and tricks for making an offer on that home of your dreams.
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Debunked: Why People Think Solar Won't Work Where They Live

Harnessing the sun's power is possible in a surprisingly wide variety of locations and weather.
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Your Ultimate Guide to How a Solar Panel System Works

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A Guide to Ground-Mounted Solar Panels

A home solar energy system mounted somewhere other than the roof can be larger and more productive.
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Your Guide to Solar Tankless Water Heaters

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Everything You Need to Know About Bifacial Solar Panels

Get a better understanding of how bifacial solar panels work and whether they’re right for you.
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