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By Craig Johnson

What Is a Buyer's Agent and What Do They Do?

You might want to rely on the experience and expertise of a buyer's agent when shopping for property.

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If you are looking to purchase a new home, you may be wondering where to start. Many people who opt to perform the home search themselves rely on online resources, such as search engines, to look through current listings. However, there is far more involved in choosing and buying a new home than this, and it's difficult to do it effectively without...
Home Loan

Interest Rate vs. APR: What's the Difference?

Making sense of annual percentage rates and interest rates.
Solar Basics

The Ultimate Beginner's Guide to Solar Panels

From evaluating your roof to installation and maintenance, EnergyBillCruncher has you covered.
Fundamentals

Learning Center: Interest and APR—What's the Difference?

You see two rates when you shop for a loan, and we explain why.
Background Search Basics

How Public Records Give You an Edge in Homebuying

Dig up data on the seller, street, and neighborhood to inform your home search and your buying decisions.
Mortgage Refinance

COVID-19: Timing Right for Mortgage Refi

Low and volatile rates are drawing many refinancers to the market right now.
Solar Basics

The Secret to Comparing Solar Quotes

You can use this handy three-point checklist to look over competing solar offers.
Fundamentals

Learning Center: Pros and Cons of 15- and 30-Year Mortgages

No one has a crystal ball to see 15 years ahead, much less 30, but if you can swing a higher payment, a shorter term will save you a lot of money.
Background Check Topics

Is Blockchain Pointing Its Gaze at the Background Check Industry?

With the new tech on the cusp of taking over, background reports may start looking a tad bit different.
Home Loan

7 Common Mortgage Myths Debunked

Don’t be swayed by misinformation when it comes to a home loan. Get the facts straight before beginning the search for your dream home.
Solar Incentives

What's the Federal Solar Tax Credit?

And how will it change over the years?
Refinancing

Return of the Cash-Out Refi

The current cash-out refi boom looks a lot different from last time. Here’s why.
Protect Your Privacy

Are You Vaccinated? The Answer Could Start Showing Up on Background Reports

Companies could potentially look to background checks for proof of vaccination.
VA Home Loan

Buying a Home With a VA Loan

No down payments and good rates are just two of the excellent mortgage benefits for military members.
Solar Basics

Impressive Solar Ground Frameworks

Reimagine solar installations by getting off the roof.
Fundamentals

Learning Center: Popular Loan Products at a Glance

Learn about the major choices because one kind of mortgage is the best fit for you.
Relationships

Did You Just Swipe Right on a “Roach”?

Here's how to defend yourself from the disturbing online hookup trend known only as "Roaching"...
Personal Loan

5 Common Uses for a Personal Loan

Here's a taste of what you can use loan money for.
Solar Incentives

5 Incentives to Solar Up

Concrete financial incentives that any homeowner thinking of solar power needs to know about.
Fundamentals

Learning Center: Mortgage Myths Debunked

Some of what you have heard about home loans simply isn't true.
Relationships

Is He Cheating? Know Once and for All

Don't be in the dark any longer.
Home Improvement

6 DIY Weekend Home Projects

Results in a weekend from these do-it-yourself home life improvers.
Green Living

Solar Success Story: The Neumanns

Blackout? What Blackout? A couple's first 100 days with a cutting-edge solar system.
Buying a Home

How Much Should You Save for a Down Payment?

We all know money talks. Here's what your down payment says to lenders.
Protect Your Privacy

Protect Your Information Online Like the Security Experts Do

Cyber crime is at an all-time high, and background checks might be the only answer.
Home Buying

How Much for a Down Payment?

Money talks. What does your down payment say?
Solar Basics

The Main Benefits of Solar Power

From aggressive incentives to curbing greenhouse gases, there are so many advantages to installing solar panels onto your home.
Refinancing

3 Good Uses of a Cash-Out Refi

A cash-out refi can supercharge your mortgage with a new low interest rate and line your pockets too, but this is not mad money.
Safety

Seller Beware: Your Online Ad Draws Scammers

We are instinctively cautious when purchasing from strangers, but scammers also pretend to be buyers. Learn to spot them.
Home Buying

7 Tips for First-Time Homebuyers

Things you need to know before starting the search for your dream home.
Solar Basics

Buying vs. Leasing Solar Panels

Which is right for you?
Buying a Home

Solid Tips for First-Time Homebuyers

7 pieces of proven advice for tackling this milestone event.
Relationships

The Telltale Signs You Married a Bigamist

You never really know who you just tied the knot with.
Home Buying

11 Mortgage Terms You Should Know

Head into the homebuying process well informed.
Solar Basics

Solar Power Battery Basics

What can a battery do for your solar energy system, and is it worth the cost?
News & Views

Reversing 6-Year Shrink, Homes Get Bigger

New single-family homes are growing again, but how are we using the extra space?
Protect Your Privacy

Shut It Down: How You Can Seal Your Court Records

These are the steps jurisdictions generally require before a judge might agree to seal, or even destroy, your records.
Home Buying

5 Simple Ways to Save for a Down Payment

Thinking about buying a home? Put money aside for a down payment with help from these tips.
Solar Basics

4 Drawbacks to Leasing (and Why People Still Do)

In the long term, the benefits of buying are tough to beat.
Refinancing

Experts Agree: Before You Refinance, Master Your Credit

This one simple trick can save you thousands each year off your mortgage payments.
Background Check Topics

Global Cyber Criminals Are Getting Caught by Background Checks

Atlanta fraudster may have been stopped in his tracks by a background report.
Home Buying

What Is PMI and Can I Avoid It?

PMI is the drawback of buying a home for a low down payment, but equity earns your way out.
Solar Basics

The Dos and Don'ts of Cleaning Solar Panels

Got debris buildup? Read how to wash your panels without damaging them.
News & Views

Criminals Are Hijacking Mortgage Closings

Beware! Scammers hiding inside compromised email accounts can steal your down payment.
Background Check Topics

The Colorado Elections Clerk Who Stole All the Info

Investigators turn to background reports to stop hackers in their tracks.
Home Buying

Negotiate a 2.79% Mortgage Rate Like This

It didn't happen overnight, but research and tenacity got them a dream rate.
Green Living

The Impact Solar Panels Have on the Environment

Learn about three major benefits.
Refinancing

How to Speed Up Your Refi

Avoid having to wait several weeks for your lower payment to start by removing hurdles in the process.
Protect Your Privacy

Here's What Google Knows About You

If you printed out the personal details Google collects on the average person, the papers would stack as high as the Eiffel Tower.
Household Finances

3 Tips to Strengthen and Protect Your Credit Score

Work towards a high credit score so you can secure low interest rates on your mortgage.
Solar Incentives

How Strong Net Metering Benefits You

All about the incentive system and technology that monetizes your home's solar energy output.
Buying a Home

Saving for a Down Payment: 5 Straightforward Tips

The money represents your instant equity in the new home, and with this advice you can save more.
Background Check Topics

She Opened Her Husband’s Laptop Only to Discover His Shocking Betrayal

Shocked and appalled, her next steps were not what you might expect.
Home Equity

4 Ways to Build Quick Equity

Tried and true strategies for optimizing the investment in your home in a relatively short time.
Solar Basics

Solar Panels: Fact vs. Fiction

Let's get to the truth about renewable energy.
Buying a Home

Hot Features You Should Look for in a New Home

Trends change; these are the feaures people want in new homes today.
Protect Your Privacy

How to Remove Your Personal Information From the Internet

Read our step-by-step guide to reducing your online footprint.
Home Improvement

3 Reasons to Go Solar in Your First Home

Ensure you get the most out of your first home by installing solar panels.
Solar News

Where Solar Is Soaring and Why

These 10 states set the examples to follow coast to coast.
Buying a Home

Silver Linings Playbook: Why Higher Rates Are Actually Good for Homebuyers

It’s counterintuitive, sure. It also just so happens to be true.
Background Search Basics

Why You Should Background-Search Yourself, and How

To potential employers, creditors, landlords, and strangers, your records are your reputation.
Home Selling

Sell Faster With This Home Staging Advice From the Experts

From first impressions to lasting appeal, smart staging makes your home stand out.
Solar Basics

Panel Tech: the Breakthroughs

Technological leaps in solar energy systems then, now, and in the future.
News & Views

Higher Rates, Lower Prices. The Housing Market Course Correction Is Here.

As sellers scramble, buyers suddenly find themselves in the catbird seat.
Protect Your Privacy

Beware Friends Reading Posts: The Scary Social Media Loophole

If you think that restricting your account only to friends makes your social media interactions private, think again.
Home Buying

The 7 Most In-Demand Home Features

Whether you're looking to buy or need some home improvement ideas, this list of the most in-demand house features can help.
Solar Basics

Solar Panel Payback Period

How long will it take to break even?
Buying a Home

How You Can Avoid Paying PMI

Putting 20% down is the surefire way to avoid PMI, but here are three other ways.
Relationships

4 Tips for Finding Long-Lost Family

When you're ready to reunite with a loved one, use these proven tips.
VA Mortgage Refinance

VA Rate Reduction Refinance

Hello, my name is IRRRL: The faster, easier way that military members and families can refinance their VA loan and lock in lower rates.
Solar News

The Rising Cost of Electricity

The lowdown on residential rates.
Refinancing

More Good Uses for a Cash-Out Refi (and One Bad Use)

The cash from a cash-out refinance can put you on stable footing to make smart moves with your money.
Relationships

Credit Scores and Committed Relationships: Your Love Match

The surprising link between lasting relationships and matching credit scores.
Home Buying

Easily Improve Your Financial Health With These 5 Tips

Evaluate your financial health and get tips for ways to better prepare for your future.
Solar News

Large-Scale Solar Projects on the Rise in 2020

The dependability and the cost-effectiveness of solar power shine in a year of much uncertainty.
Refinancing

Refi Breakeven Point: How to Calculate Yours

A mortgage refinance takes money in the form of closing costs, so when does the saving start?
Safety

The Free Tax Prep Service You Already Pay for but Probably Never Heard Of

70% of Americans could prepare their federal tax return easily online for free, if only they knew about the IRS Free File.
Mortgage Refinance

3 Good Reasons for a Cash-Out Refinance

Homeowners do a cash-out refinance so they can turn some of the equity they've built up in their home into cash.
Home Improvement

The Solar Panel Bump to Home Values

Energy bills down, home value up. We shine a light on the solar win-win.
Refinancing

Refi or Personal Loan to Vanquish Credit Card Debt?

Two popular strategies for escaping credit card debt are to refinance a mortgage or take out a personal loan.
Relationships

Is Your Divorce Public Record?

The realities of (and alternatives to) your divorce records being open to public view.
Home Loan

Mortgage Prequalification vs. Preapproval

Learn the differences between the two so you don't miss out on your dream home.
Energy Saving Tips

Going Green Saves Green: a Cost-Effective Way to Live

A green household is more efficient and less expensive in these many ways.
Money Tips

5 Easy Ways to Improve Your Financial Health

These tips will help you evaluate your finances and prepare for the future.
Relationships

Do Dating Apps Even Try to Verify Their Users' Backgrounds?

What the big services in the dating scene do to discourage abuse and how you can protect yourself.
Reverse Mortgage

Reverse Mortgage Pros and Cons

The controversial loan product does have sensible uses and lets homeowners enjoy the equity they have built up without selling.
Energy Saving Tips

Tips That Help You Get the Most out of Your Solar Panels

We help you maximize use and savings.
Buying a Home

People Share the Bad Real Estate Advice They've Heard

What dubious tips have led some people astray in buying or selling a home? Hear the worst real estate advice going around.
Relationships

Practice Safe Dating: Have You Done a Background Search on the Person You're About to Meet?

Catfish, cheater, axe murderer, felon—who could you be dating?
Personal Loan

A Personal Loan Can Lift You Out of Credit Card Debt, Raise Your Credit Score

A personal loan is the flexible financial tool that lets you consolidate and pay down debts sensibly.
Solar Basics

Water and Power: How Rain and Clouds Affect Solar Energy Generation

How much does inclement weather affect solar energy production, and does it mean we need to have battery backup?
Refinancing

How Often Can You Refinance Your Home?

Watch for these four signs to know when another home refinance might be worthwhile.
Background Search Basics

A Comprehensive Guide to a Background Check

What you need to know about a background check
Personal Loan

Cash for Whatever: Check Out Personal Loans

Personalized terms and lower interest than most credit cards make personal loans a viable method of getting cash fast.
Home Improvement

Is a Grid-Tied Solar Panel System Right for You?

The pros, cons, and potential savings.
Equity & Value

Four Proven Ways to Build Home Equity Quickly

Owning more and owing less is the heart of home equity, and here are proven ways to tilt the seesaw in your favor faster.
Background Search Basics

Could a Background Check Hurt Your Job Search?

Some employers will look beyond your resume, but there are rules for what they can see about you and how they use it.
Personal Loan

4 Good Uses for a Personal Loan—and 1 Bad Use

From debt consolidation to home improvement, you can put a personal loan to smart use.
Solar Basics

5 Questions to Ask When Choosing a Solar Installer

These tips can help you choose a solar company.
Equity & Value

Make Your Home Renovations Come True With Cash-Out Refinancing

Cash-out refinancing could be your chance to complete your home renovation checklist.
Safety

Defeat Porch Pirates: Tips for Avoiding Package Theft

Package thieves get bolder and smarter every day. Here's how you can outwit them and stop them from stealing your package.
Home Loan

The Secret to Getting the Best Interest Rate

Do this to get a low interest rate so you can save thousands over the life of a loan.
Solar News

What's the Future of Energy?

Which energy sources are set to dominate the industry?
Refinancing

When Can I Refinance My Home?

Discover the best time to refinance your home and the perks of doing it.
Relationships

Find Hidden Social Media Profiles

Put on your sleuthing cap and deploy these 5 tried-and-true tricks to uncover hidden social media profiles.
Getting Started

Don't Make These 4 Common Mistakes of First-Time Homebuyers

As record-low interest rates battle with record-low inventory, you can benefit by learning what first-time buyers wish they'd done differently.
Solar News

Markets Are Moving Away From Fossil Fuels

You're probably divesting from fossil fuels without knowing it as markets shed carbon companies in favor of clean tech.
Buying a Home

Mortgage Broker, Mortgage Banker, or Loan Officer? What's the Right Call?

The differences can be subtle but crucial. Here’s what you need to know.
Background Search Basics

What Do Employers Look for in a Background Check?

Know what employers look for in a background check so you can be prepared.
Home Loan

Here's Why Your Debt-to-Income Ratio Is So Important

A low DTI paves the way for a competitive mortgage.
Solar News

Clean Energy Jobs Pay Better

Jobs in clean energy pay much more than average and, after the pandemic, are likely to recover quicker than fossil fuel jobs.
Buying a Home

Identifying a Property With Better Short-Term Rental Potential

How to pick a winning vacation rental and what to do if yours isn't generating the income you expected.
Background Search Basics

How Long Do Background Checks Take?

Discover how long a background check typically takes and what you can expect during the process.
Mortgage Refinance

2 More Good Reasons for a Cash-Out Refinance—and 1 Terrible Reason

Convert equity to cash with a timely cash-out refinance, but if you don't have a sensible plan for the money you're better off leaving it in the home.
Solar News

Oil Companies Blend Renewable Energy Into the Mix

Profit and predictability drive a growing investment by Big Oil in solar, wind, and other green resources.
Buying a Home

Can You Increase Your Preapproval Amount?

When the right homes always seem just out of reach, here’s how to get preapproved for a bigger mortgage.
Court & Criminal Records

How Long Does a Misdemeanor Stay on Your Record?

Even though a misdemeanor is a minor violation, it is still considered a criminal offense and will appear on a person's record.
Household Finances

The True Cost of Late Mortgage Payments

Learn about the cost and other impacts of missing a mortgage installment.
Solar Basics

Should You Buy a Home With Solar Panels?

What you need to know about buying a house with a renewable energy system.

Your Refinancing Options If You Have Bad Credit

We think everyone deserves a chance to refinance their home mortgage.
Background Search Basics

How Far Back Do Background Checks Go?

Understand the scope and limitations of background checks regarding the timeframe of past records.
Home Buying

How Home Buying Is Different Right Now

With interest rates that previous generations could only dream of and a low housing supply, the market is red-hot despite the chill over the rest of the economy.
Solar News

Continued Strong, Growing Support for Renewable Energy, With a Generation Gap

Most Americans favor expanding our renewable energy sources, with the under-40 set most keen, surveys show.
Buying a Home

Everything You Need to Know About VA Loans

Understanding how a VA loan works will help determine if it’s the right mortgage for your home purchase.
Court & Criminal Records

Can You Pass a Background Check With a Misdemeanor?

The possible consequences of having a misdemeanor on your background report, and how long it stays there.
Home Buying

Mortgage Process Checklist

Ready to buy a house? Follow these 10 easy steps to secure your dream home.
Energy Saving Tips

5 Energy-Saving Tips for the Holidays

Combat a rise in energy expenses while spending time with your loved ones.
Fundamentals

7 Expert Tips on Home Staging to Sell Faster

Help your home stand out with this proven advice for attracting more potential buyers and selling faster.
Background Search Basics

What Is a Military Background Check, and What Does It Include?

As you would imagine, military background checks are quite thorough. Could you pass one?
Mortgage Refinance

Act Now to Avoid the Adverse Market Refinance Fee

Thinking of refinancing? Do so before a new fee goes into effect.
Energy Saving Tips

Use These 6 Household Appliances Smarter for Lower Energy Bills

Many people are more familiar with the settings on their smartphone than their household appliances, but smarter use of your appliances will lower your energy bills.
Fundamentals

Deed Vs. Title: What Are the Differences?

When buying or selling real estate, the terms ‘deed’ and ‘title’ are often used interchangeably.
Background Search Basics

How Do I Know If I Passed My Background Check?

Are nerves getting the best of you when it comes down to knowing if you passed your background check? We'll talk about the basics of background checks, how they work, how long they take, and what to do if you don't pass your background check.
Home Loan

Cosigners and Mortgages: What Borrowers Need to Know

A mortgage cosigner could mean better terms and interest rates for the primary borrower, but how is the cosigner affected?
Solar News

With 1.5 Gigawatts of Big Installed Solar, Southeast Outpaces California for Third Year

America installed 4.5 GW of utility-scale solar in 2019, bringing the country's cumulative capacity to 29 GW.
Buying a Home

What Is a Buyer's Agent and What Do They Do?

You might want to rely on the experience and expertise of a buyer's agent when shopping for property.
Safety

Know Your Neighbor: A "Golden Girls" Lesson

You might be friendly with the new neighbors at first, until George Clooney shows up.
Home Buying

6 Negotiating Tips for Winning When You Buy a Home

We are in a seller's market, but you can still get ahead of the competition with this expert advice.
Solar News

Remarkably, Solar Stayed Strong in Rocky 2020

How solar energy managed to thrive in a tumultuous year full of challenges.
Fundamentals

FHA Construction Loan Requirements

Are you looking to have a house built? Today we’ll discuss the critical requirements for the FHA construction loan.
Relationships

4 Things You Can Learn From a Person's Address History

Public records can reveal the messy truth that you won't always see on someone's social media.
Household Finances

Mortgage Prepayment: The Surprising Savings of $100 Extra

Paying down your loan principal with a little extra each month saves you big money in interest and builds equity quicker.
Green Living

4 Surprising Ways Las Vegas Leans Green

Conservation makes fiscal sense in the Entertainment Capital of the World, but it's important that guests still feel dazzled and pampered.
Fundamentals

What Is a Real Estate Broker? Definition, Types, and Duties

Real estate brokers have a wealth of knowledge and experience in the industry, which they use to guide you through every step.
Safety

Job Hunting? What to Do About Gaps in Your Employment Record

Be prepared to address longer periods of downtime in a job interview with these valuable strategies.
Mortgage Refinance

How Many Times Can You Refinance A House?

Learn more about refinancing so that you can take advantage of falling interest rates.
Solar News

So We've Reached Grid Parity. What's Ahead?

Now that cities can build solar fields for no more money than coal plants, advances will accelerate.
Buying a Home

Insight Into Seller Concessions

Offering concessions can be a powerful tool for sellers by making their home more attractive to buyers.
Background Search Basics

Reverse Address Lookup: Who Lives There?

Vet your neighbors, research a home for sale, and other good uses for a reverse address search.
Home Buying

5 Signs You're Ready to Buy Your First Home

Your go-to checklist for homebuying.
Solar News

Covid-19 Hastened Peak Oil, If It Isn't Already Here: Experts

The pandemic set oil production back two years while investments in alternative energy grew, leading some forecasters to predict an earlier arrival of peak oil.
Buying a Home

What Is a Special Warranty Deed?

In real estate transactions, a special (limited) warranty deed provides a medium level of protection to the buyer.
Background Search Basics

Tips to Help You Pass a Background Check

We explain what it means to pass a background check and how to tilt the odds in your favor when you face a background check.
Mortgage Refinance

Refinancing a Mortgage When You Have Bad Credit

Everyone deserves refinancing options. Do you know yours?
Solar News

Tech Heavyweights Pledge Green Futures

This decade, the world's most valuable companies (all of them American) will be putting their money where their mouth is.
Fundamentals

What Is Homeowners Insurance?

Learn the basics of homeowners insurance, such as policy options, cost, if it is required, and more details.
Background Search Basics

NACI (National Agency Check with Inquiries) Background Check Explained

If you’re looking to apply for a federal position, here’s some information you need to know about the application process for a NACI background check.
Reverse Mortgage

Is a Reverse Mortgage Right for You? Q&A

For certain people a reverse mortgage is a worthwhile loan product, but how do you know if you're one of them?
Solar Basics

How Many Hours of Sunlight Do Solar Panels Need?

And how to calculate those peak hours.
Fundamentals

Does Home Insurance Cover Mold Removal?

This article will explore the complex relationship between home insurance and mold removal.
Background Search Basics

A Step-by-Step Guide: How to Run a Background Check on Yourself

Discover how to run a quick background check on yourself and the eight steps to follow for a successful outcome.
Mortgage Refinance

Refinancing vs. Loan Modification

Refinancing isn't the only way to get new mortgage terms!
Solar Basics

Solar Panel Inspection and Permit Process

What to expect when the time comes to go solar.
Fundamentals

What Does Homeowners Insurance Cover?

Learn about the coverage you get with home insurance and how to lower the cost.
Court & Criminal Records

Legal Lingo Explained: Breaking Down the Meaning of “Awaiting Disposition”

If you're unfamiliar with legal jargon and need to know what "awaiting disposition" means, we'll cover every aspect in today's article.
Home Loan

Your Guide to Common Mortgage Options

Learn about three mortgage options that are popular among first-time buyers.
Solar Basics

How Much Solar Would It Take to Replace Your Energy Bill?

A simplified look at how powerful a solar energy system your house would need for you to replace your energy bill.
Fundamentals

Exploring the Pros and Cons of Electric Cars

In this article, we've rounded up a list of the pros and cons of electric cars.
Relationships

7 Tips for Safer Online Dating

Modern romance exposes us to strangers on the internet—protect yourself!

Advantages of Buying in a New Neighborhood

New construction has the appeal of freshness but costs more.
Green Living

Reap the Benefits of Off-Grid Living Without Going Hermit

As scientists increase their understanding of how nature benefits humans, we've learned how to bring the goodness to where we already live.
Fundamentals

Understanding the Homeowners Insurance Declaration Page

You can rely on solid coverage if you understand the details on this document thoroughly.
Background Search Basics

Do Companies Drug Test After Background Checks?

In this article, we will explore some important details about drug testing and uncover whether companies do drug tests after background checks.
Home Loan

5 Things You Shouldn't Do After Applying for a Mortgage

Ready to close? Steer clear of these common pitfalls.
Solar Incentives

Energy Prices to Rise 5% by Next Year While Solar Gets Cheaper

Rate trends strengthen home solar's value proposition.
Buying a Home

Things You Need for a New House

Minimize trips to the store by moving these essential household items into your new home on day one.
Protect Your Privacy

Can You Delete or Change Your Own Public Records?

From home addresses to court records, what personal information can you take down or change?
Home Buying

What's Coming If You Buy or Refi in 2021

Low rates and decelerating home prices are two pieces of good news for anyone who wants to buy a home in the new year.
Energy Saving Tips

The 3 Biggest Energy Hogs in a Typical Home and What You Can Do About It

Electricity is America's number one power source, so where is most of the juice going in your home?
Buying a Home

What Is a Probate Sale?

A comprehensive guide to buying property at probate auctions.
Safety

How to Keep Your Kids Safe Online

6 ways parents can reduce online risks to their children.
Home Loan

Paying Closing Costs Now vs. Rolling Them Into a Home Loan

Should you pay closing costs out of pocket or finance them with the loan?
Home Improvement

Replacing Your Roof? Why Not Go Solar As Well?

Combining both jobs can save you serious cash.
Fundamentals

Procuring Cause Real Estate: What Is It & How to Avoid a Dispute

Picture this: a real estate agent introduces you to a fantastic house that checks all your boxes. However, before visiting the property, you get busy with work and need to remember to follow up. A couple of weeks later, you attend an open house for the same property and discuss with another agent hosting the event who provides you with crucial information about the neighborhood and local amenities. You appreciate the valuable insights and keep in touch with him. Then, when you're ready to make a
Court & Criminal Records

What Does Disposition Mean in a Criminal Case?

In this article, we unravel the common question ‘what does disposition mean in a criminal case’ and explore some of its examples.
Home Loan

Your Guide to Adjustable-Rate Mortgages

Get to know this popular loan option!
Green Living

How Green Energy Is Facing the Challenges

Popular and pollution-free energy resources need to scale up and spread out, as the green energy industry well knows.
Buying a Home

How Much to Offer on a House Without Getting Ripped Off

Tips and tricks for making an offer on that home of your dreams.
Background Search Basics

8 Surprising Things a Background Check Will Reveal

Discover exactly how much you can reveal about someone by running a quick background check.
Mortgage Refinance

How Long Does It Take to Refinance a Mortgage?

Here's how soon you could have a refinanced mortgage contract in hand.
Solar News

Several U.S. Solar Companies Want Trump's Tariffs to Stay

If we want to transition to clean Energy by 2035, this is the way.
Buying a Home

Understanding a Warranty Deed and Its Importance

A warranty deed functions as evidence that indicates the rightful owner of a property and outlines the responsibilities between them and any potential buyers or sellers. This blog post discusses all the advantages of having a warranty deed and how you can create one to suit your needs. By understanding these contract basics, you can avoid costly misunderstandings and protect your rights in any real estate transaction! Get A Free Mortgage Quote What Is a House Warranty Deed? A house wa
Safety

How to Perform a Nanny Background Check

A step-by-step guide to help in selecting the right caregiver for your children.
Mortgage Refinance

3 Big Money Mistakes to Avoid in 2021

Get your financial health back on track!
Solar News

Disgraced Governor Cuomo Blocks HOAs From Restricting Solar

Measure may be his last bill signing.

What It Means to Be Conditionally Approved

Add conditional approval to the many possible stages of qualifying for a home loan. We explain what it is.
Court & Criminal Records

How Long Does a Misdemeanor Stay on Your Record?

Have you been convicted of a misdemeanor? If so, we'll take a little stress off your plate and dive into detail on how long you can expect it to stay on your record.
Mortgage Refinance

Mortgage Refinance Checklist #1: Your Goals

The first step in your refinance journey is deciding what you hope to achieve.
Solar Basics

Level Up to As Much Solar As Suits You

Solar offers levels of participation (all of them rewarding) to match any homeowner's commitment.
Fundamentals

How to Find the Owner of a Property: A Comprehensive Guide

Navigating the real estate landscape often requires a deep dive into property ownership details. Whether you are a prospective buyer interested in a particular property, a community leader organizing neighborhood outreach, or someone with personal motivations, knowing who possesses the title to a property can be invaluable. It ensures a more smooth and transparent buying procedure in real estate transactions. Understanding ownership in community initiatives fosters community relationships by f
Background Search Basics

Why an Internet Search Isn't Enough for a Detailed Background Check

We’ll discuss the cons of an internet search and why you should use a professional background check service to get your desired answers.
Mortgage Refinance

How to Boost Your Home's Appraisal Value When Refinancing

Three low-cost upgrades to tackle this weekend.
Solar News

Going Solar Might Get Much Cheaper

New bill introduced in Congress could make it happen.
Buying a Home

How to Buy Foreclosed Property

If you’ve been saving to buy a home but don’t yet have adequate funds to buy a property, you should consider buying a foreclosed property. Read on to learn more about this and the best tips on buying a foreclosed property. Get a Quote What is a Foreclosed Property? A foreclosed property is predominantly a real estate property repossessed by the lender/bank because of the property owner’s inability to make mortgage payments. The legal process takes place when the property owner defaults
Protect Your Privacy

Public Records That Can Harm Your Credit Score

Any public record on your credit report is a mark against you, but some are worse than others.
Reverse Mortgage

More Q&A to Decide Whether a Reverse Mortgage Is Right for You

You've got more question about reverse mortgages, and we've got the answers.
Home Improvement

Easy DIY Under-$200 Home Security Kit

7 straightforward items (including 1 freebie!) to secure your home affordably.
Buying a Home

What Is a Tax Assessment on a House?

Tax assessments on houses are not only complicated but can also be confusing and intimidating. They have an immense effect on not only determining your total amount due every year but also on which services you have access to! In this blog post, we'll dive deeper into the intricacies behind house assessments, such as what affects them and when you should consider contesting yours. Read till the end to master all there is about property taxes - from assessing values to understanding exactly whe
Protect Your Privacy

Does a Background Check Show Employment History?

We explain how much of a person's job history can be revealed in a background report.
Mortgage Refinance

Cash-Out Refinance vs. Home Equity Loan

Which route is right for your cash needs?
Solar News

Previously Hesitant Homeowners Are Now Going Solar in Droves

As energy costs rise, solar keeps getting cheaper.
Fundamentals

A Quick Guide to Joint Tenancy With Right of Ownership

As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spouse will get ownership o
Background Search Basics

MVR (Motor Vehicle Report) Background Checks: Explained

Gain a better understanding and the significance of MVRs for companies, their purpose, and their importance.
Mortgage Refinance

5 Fantastic Cash-Out Refinance Home Improvement Projects

High ROI upgrades to tackle with your influx of cash.
Solar Basics

Why the Value Proposition of Solar Keeps Improving

Marvel at all the ways solar keeps getting more affordable compared to the only real alternative people have, the grid.
Buying a Home

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or de
Protect Your Privacy

What Is FCRA Compliance?

How employers can avoid legal violations when looking into the financial records of employees and potential hires.
Home Buying

Things to Consider Before You Try House Flipping

Learn the best advice from experienced house flippers because it's not as easy as it looks on TV.
Solar News

California Sued Over Bogus Solar Rule

The California Solar and Storage Association is fighting back.
Construction Loan

7 Money-Saving Tips for Building a House Through a Construction Loan

Building a house through a construction loan is an exciting endeavor. Read on to discover tips for saving money.
Protect Your Privacy

Cameras Are Tracking You and Your Car

Technology to match you, your license plate, and everywhere you drive is spreading faster than most states can protect privacy.
Household Finances

9 Easy Ways to Save Money During COVID-19

Employed or not, here's how to get the most bang for your buck!
Solar News

Is Minnesota Poised to Take Over the Solar Industry?

Minnesota’s Iron Range is planning an enormous solar panel manufacturing facility.
What is endorsement in insurance

Insurance Endorsements: Customizing Your Policy to Fit Your Needs

Insurance endorsements are the key to personalizing your coverage. Read on to discover how to effectively tailor your insurance and protect your assets.
Background Search Basics

Does Amazon Do Background Checks?

If you're eyeing a position at Amazon, you might be curious: "Does Amazon do background checks?” This isn't just a pertinent question for job applicants but also a point of interest for anyone who wants to understand how large organizations approach recruitment. In today's career landscape, background screenings are more than a checkbox on a hiring checklist. They are an essential method for businesses to evaluate an applicant's trustworthiness, ethics, and how well they'd mesh with the compan
Mortgage Refinance

Mortgage Refinance Checklist #2: Does It Make Financial Sense?

Sometimes fees and penalties mean that you barely break even with a refi, so you definitely want the numbers on your side before getting started.
Home Improvement

The Most Effective Winter Energy Tip Just Got a Lot More Important

One home improvement brings you a 117% ROI and could save you hundreds this winter.
What Are Seller Concessions

Seller Concessions vs. Price Reduction: Deciding What Works for You

Buying a home in pre-foreclosure to add to your investment portfolio and generate rental income? Learn about the opportunities and risks for investors by opting for these properties.
Background Search Basics

Airport & TSA Background Checks: Everything You Need To Know Before You Apply

If you’re on a job hunt and considering applying for a new position at the airport, you should know a few things about the required extensive background check. In this article, we’ll discuss what TSA background checks entail, the specifics they look for, and what can get you disqualified from the position you’re applying for. Run A Free Background Search What Does a TSA Background Check Include? The TSA (Transportation Security Administration) mandates comprehensive background checks fo
Mortgage Refinance

Cash-Out Refinance Eligibility Requirements

Cash-out refi options at a glance. Which do you qualify for?
Green Living

Solar Success Story: The Urban Farmer

Energy independence and the environment were important incentives, but the biggest was the write-off.

Buying Foreclosed Homes: Steps, Risks, and Potential Rewards

Purchasing a foreclosed home can be a smart way to save money on a property while at the same time supporting a community by preventing vacant homes from falling into disrepair. However, buying a foreclosed property is not the same as purchasing a standard home. There are more risks involved, and parts of the process might be unfamiliar even to experienced homebuyers. In this article, we will discuss how to buy foreclosed property, the steps you need to take, and highlight the potential risks
Background Search Basics

A Guide to the Employment History Report – What is it and how is it Used

Understanding a candidate's professional trajectory is essential for team-building employers. At the heart of this exploration is the employment history report. This report provides a comprehensive account of a person's professional experiences, including their various positions, lengths of service, and respective organizations. Beyond just enumerating past roles, the employment history report paints a picture of a candidate's trajectory, shedding light on their consistency, adaptability, and ca
Getting Started

All Points Bulletin: What Are Points When It Comes to Mortgages?

What are buying points and discount points? Is refinancing different from purchasing? You have questions, so we get right to the point.
Solar Incentives

When It Comes to Solar Rebates & Tax Credits, Every State Is Different

We break it all down for you here.
What is a tax assessment on a house

Property Tax Assessment vs. Property Appraisal: Key Differences

In this article, we'll look into what these terms mean, how they work, and the key differences between them. Stay with us for more.
Background Check Topics

Education Background Check

Regardless of the industry, organizations want to hire the best and most qualified talent to propel their business to greater heights. Hence, recruiters work diligently to sift through thousands of resumes and shortlist the top ones that match their requirements. During the recruitment process, one of the things that genuinely impacts the hiring decision and selection is the educational background check of the potential candidates. Run A Free Background Check Education verification is equa
Mortgage Refinance

Is Refinancing Worth the Effort for Just a 1% Lower Rate?

As rates drop, here's what to consider before you make the most popular mortgage move.
Solar News

Fierce Competition Benefits Solar Customers, Keeps Industry Tense

Neighborhood solar companies succeed because they offer what the public wants.
HELOC

The Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners

For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Background Check Topics

Understanding How Far Back Fingerprint Checks Reach

Fingerprint background checks are a frequent means of authenticating a person's identification and criminal history, particularly for positions requiring high security or trust. Many consumers, however, are unclear about how far back these checks may go and what type of information they can uncover. This article will teach you the fundamentals of fingerprint background checks, such as how far back a fingerprint background check may go and how long fingerprint data are kept on file. Run A Fr
Home Loan

The Pros and Cons of Popular Mortgage Payment Options

Personal check? Online payment service? Credit card? What's the best way to pay installments?
Solar News

Two California Senators Just Changed the Solar Game With This New Bill

Less expensive solar panels and slashed energy bills promise to make this solar bill wildly popular.

ARV in Real Estate: How it Influences Home Purchase Decisions

Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Rea
Background Search Basics

Fair Credit Reporting Act (FCRA): How It Shapes Background Checks and Your Rights

Background checks are a typical and crucial step in the recruiting process for many businesses since they may be used to confirm an applicant's identification, education, job history, references, criminal history, and credit history. Background checks, however, may also have a substantial influence on the impartiality, accuracy, and privacy of the data that employers gather and utilize. To control the gathering, sharing, and utilization of consumer information by consumer reporting organizations
Mortgage Refinance

More Things People Wish They'd Known About Refinancing

Continued: By focusing on lowering their payment, some refi customers lose sight of these other effects of a mortgage refinance.
Solar Incentives

Energy Efficiency Makes Way for Enhanced Quality of Life

Energy conservation and health are intertwined.
Is Pre-Approval Bad for Credit?

The Impact of a Mortgage Pre-Approval on Your Credit Score

Considering a mortgage pre-approval but worried about your credit score? Discover how pre-approval affects your score and the best strategies to protect your credit.
Background Check Topics

Behind the Scenes of Background Checks: What Employers Want to Know

Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Getting Started

3 Important Money-Management Lessons to Teach Your Kids

How to set your children up for financial success.
Solar Basics

Winter-Prepping Your Home Solar Energy System

Preparing your solar power system for the cold season mainly involves battery maintenance because the panels are already winter-tough.
house-buying scams

Protect Yourself from the Most Common House Buying Scams in the Real Estate Market

With the real estate market booming, it can be difficult to differentiate legitimate opportunities from red flags. Here is how you can protect yourself!
Background Checks

Behind the Scenes of Background Checks: What Employers Want to Know

Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Home Improvement

Don't Lose 10% of Your Home's Value: Spring Maintenance Checklist

Spring is the ideal season to retain or renew your home's value through these mostly DIY-friendly tasks.
Fun Stuff

Dragonscales and Power Flowers: the Evolving Shape of Solar

Efficiency meets beauty in the latest, most intriguing solar capture designs.
digital real estate

Is Investing in Digital Real Estate Worth It? A Comprehensive Guide to the Virtual Property Market

Explore the opportunities and challenges of digital real estate, how to buy and sell virtual properties, and how to monetize and protect them.
Does a background check show employment history

What Employment History Shows Up in Background Checks

Does a background check show employment history? Read on to discover the significance and impact of employment history in background checks.
Mortgage Refinance

Don't Believe These 3 Popular Money Myths

Doing so could cost you big!
Solar News

Smart Electric Panels Are Coming to Solar Homeowners

Here’s what that means for you.
401k to Buy a House

Is It Wise to Buy a House Using Your 401k? Understanding the Pros and Cons of This Strategy

Considering using your 401k to buy a house? Click here to discover the pros and cons of this strategy to make an informed decision on home buying and retirement planning.
Mortgage Refinance

Mortgage Interest Rates Over Time

6-year data that could help you make smart money moves.
Solar Basics

Solar Panels vs. Natural Disasters

How do renewable energy systems fare when confronted by Mother Nature?
Cash equity loan

Exploring the Potential Use Cases of a Cash Equity Loan

If you often wonder what you can use a home equity loan for, here's an insight into the diverse application of cash equity loans. Read more.
Mortgage Refinance

3 Ways You Can Speed Up Your Mortgage Refi

Due to the soaring popularity of refinancing, the process can drag, but here are ways to accelerate it.
Green Living

Is 2022 the Year of Going Off-Grid With Solar?

Here’s a step-by-step guide on how to make it happen.
upgrade loans

How to Secure a Home Improvement or Upgrade Loan

Securing a loan for your home improvement or upgrade project can be difficult, especially when it comes to finding the right terms. Learn more!
Home Buying

Discount Points vs. More Money Down: The Best Use of Your Cash

Common sense says to put as much money down on a home as you can afford, but the power of discount points is undeniable.
Energy Saving Tips

4 Little Projects to Cut Energy Costs Throughout the House

Green guru shares money-saving tips from basement to attic.
How to Avoid 20% Down Payment on Investment Property

12 Ways to Avoid Putting Down 20% on an Investment Property to Secure a Loan

Wondering how to avoid a 20% down payment on an investment property? Discover strategies for condos, duplexes, and more to minimize your initial down payment.
Mortgage Refinance

The Relationship Between Equity and Refinancing

What happens to your hard-earned equity when you replace your mortgage contract?
Solar Basics

Can You Add a Battery to Your Existing Solar Energy System?

Everything you need to know about adding a battery after the fact.
Mortgage Refinance

Experts Urge People to Switch to 15-Year Fixed, and Here's Why

Combine a shorter term with one of today's low refi rates and you get a double dose of savings.
Solar News

Will Biden’s Plan Really Cut 30% Off the Cost of Solar?

The White House claims Build Back Better will do just that.
Mortgage Refinance

Tax Deductions and Your Mortgage Refinance

Refinanced in 2020? Here's what you need to know about tax deductions!
Solar News

Revealed: World's Biggest Solar Battery

Record-breaking storage technology extends the viability of utility-scale solar after dark.
Mortgage Refinance

Mortgage Refinance Checklist #3: The Documents You Need

The paperwork you need and where to get the documents for a faster and more informed refinance.
Solar News

Senator's New Bill Means Big Solar Incentives, But Will It Pass?

Homeowners clamoring for more solar incentives may get their wish.
Household Finances

Spring Clean Your Finances in 5 Easy Steps

It's time for a fresh financial start!
Solar News

Same-Day Permitting Launches Home Solar Into Warp Speed

Solar Access Act to reduce permit wait times to a matter of hours.
Household Finances

Homeowners Can Save 20% on Energy Bills With This Appliance Makeover

When your home needs new appliances, remember that one label means energy efficiency, quality assurance, and claims verified by third-party testing.
Solar Basics

Solar Panels vs. Other Home Improvement Projects

Tackle big-ROI upgrades.
Mortgage Refinance

50-Year Historic Low Interest Rates As a Result of Fed’s Stimulus Program

How to secure a historically low interest rate. Pay off your mortgage fast!
Home Improvement

Solar Success Story: A Home in the Woods

Follow the straightforward installation of an 18-panel rooftop solar energy system that paid for itself in five years.
Mortgage Refinance

Homeowners Are Frantic to Secure Insanely Low Refinance Rates

The Federal Reserve slashed its rate to near zero; that's great news for homeowners!
Solar Incentives

2022 Is the Final Year to Claim Your 26% Solar Tax Credit

Homeowners who don’t go solar this year are set to miss out big-time.
Debt Consolidation

Easily Calculate Your Net Worth

Calculate your net worth to see if your finances are on track.
Solar Basics

Customization Makes Going Solar Easier Than Ever

Systems can be tailored to most any home, and you can mix and match options to your liking.
Mortgage Refinance

How to Calculate the Breakeven Point of a Refi

Getting the ball rolling on a mortgage refinance takes money in the form of closing costs, so how long does the ball have to roll before the savings kick in?
Green Living

Green Clean: Let's Tackle the Kitchen

Safe, natural, and economical cleaning tips for the heart of your home.
Mortgage Refinance

5 Signs It's Time to Refinance Your Mortgage

Do any of these situations apply to you?
Solar News

Biden Extends Solar Tariffs, but There's a Catch

When it comes to President Biden’s solar tariff extension, the devil is in the details.
Getting Started

So You Want to Be a Landlord? How to Run a Credit Check on a Prospective Tenant

The legal way to screen out unreliable tenants and turn extra rooms into extra income.
Energy Saving Tips

How to Reduce Peak Demand Charges on Electricity Bills

Four things you can do today to lower your bill.
Home Improvement

3 Home Remodeling Facts No One Likes to Talk About

Are you prepared for what's to come?
Fun Stuff

Integrated Solar: a Look at Leading-Edge Tech

When it comes to advances in green tech and design, there are always new ideas under the sun.
Mortgage Refinance

Why Switching Your ARM to Fixed-Rate Is More Important Than Ever

Lock in a low interest rate today before the inevitable climb.
Solar Basics

The Lifespan of Solar Batteries

Is storing excess energy right for you?
Home Improvement

7 Home Renovations That Can Hurt Your Home's Value

Are you helping or hurting your bottom line?
Solar News

America's Biggest Urban Solar Farm to Cap a Landfill

On top of a former landfill the nation's largest urban solar farm is about to rise.
Getting Started

This Happens to Your House If You Die Without a Will

To your spouse, to your kids, or to the (gulp) state—where does your house go if you leave no will?
Solar News

Homeowners Going Solar This Summer Are in for a Pleasant Surprise

With more government rebates and incentives than ever before, solar homeowners have reason to celebrate.
Home Loan

When Should You Pay Off Your Mortgage Early?

Believe it or not, mortgage prepayment isn't for every borrower.
Solar News

Green Energy Breaks World Record in 2022 per International Energy Agency

Despite supply chain issues, solar comes out on top once again.
Home Buying

What Usually Causes a Home to Fail Inspection?

When a sale falls through after a home inspection, it's often because the buyer's expectations didn't match reality.
Solar Basics

When Is the Best Time to Go Solar?

If you are considering renewable energy, read this first!
Home Equity

The 3 Best and 3 Worst Ways to Use Your Home Equity

Protect your hard-earned investment!
Green Living

3 Unexpected Benefits of Energy Efficiency

Conservation's far-reaching perks!
Mortgage Refinance

The Risks and Rewards of Locking In Your Mortgage Rate

Locking in a low rate seems like a simple decision, but is there a catch?
Solar Basics

Don't Install Solar Before Reading This

These expert tips are considered absolute musts.
Mortgage Refinance

Does Unemployment Affect Your Credit Score?

How unemployment can't—and can—affect your credit score.
Solar News

Biden Announces Two-Year Pause on Solar Panel Tariffs

Experts agree solar could be the key to offsetting inflation.
Getting Started

5 Household Expenses You Cut Right Now, Easily

Because you can think of better uses for your hard-earned money.
Energy Saving Tips

5 Ways to Naturally Cool Your Home in Summer

Beat the heat without breaking the bank.
Home Loan

2021 Mortgage Interest Rate Forecast

The low-rate window is coming to a close!
Green Living

Off-Grid Living Reality Check

Total independence is a lofty goal, but some dependencies are worth every penny.
Mortgage Refinance

5 Mortgage Refinance Tips That Save Time and Money

What all borrowers need to know.
Solar Basics

7 Surprising Facts About Solar Energy

Is a renewable energy system right for your home?
Home Loan

What You Need to Know About Your Mortgage Rate-Shopping Window

It's all about your FICO score!
Solar News

Solar Outshines Nuclear for First Time in U.S. History

Wind provides the assist for renewables to blow by legacy power systems.
Getting Started

How to Compare Mortgage Loan Estimates

Interest rate is not the only detail to focus on when comparing home loans.
Green Living

Could You Possibly Live a Carbon-Negative Lifestyle?

As if living carbon-neutral weren't challenge enough, could you (or anyone) actually live carbon-negative?
Mortgage Refinance

Is Now Still a Good Time to Refinance a Mortgage?

What borrowers need to know.
Solar Basics

What to Expect for Installation

Every year, solar panel installation gets simpler and faster, but it still requires the expertise of an electrician who has solar installation training.
Mortgage Refinance

What a Smart Cash-Out Refi Looks Like

3 features of a cash-out refinance that indicate you are making a wise move.
Home Improvement

Lights, Camera, Traction: Latest in Solar-Powered Security

Innovative security tools draw power from the sun for cordless, hassle-free protection around your home.
Home Improvement

The Unglamorous Truth About Home Improvement Return on Investment

Don't expect a wow factor from the project with the best ROI.
Green Living

6 Things You Can Stop Paying for Without Giving Anything Up

Money-saving tips that just happen to be clean and green too.
Vacation

7 Tips for Securing Your Home Before Vacation

Many of us can't wait to travel again, but before we head out, we should take measures to keep bad guys from getting in.
Solar Basics

Don't Fall for These 5 Solar Scams

What to watch for when you upgrade your home to affordable solar energy.
Home Improvement

This Summer's Hot Patio Trends

Your home has two sides: Enjoy the outside this summer with our inspiring ideas.
Solar Incentives

Your Guide to $0 Down Solar Panel Installations and “Free” Solar Panels

Learn more about $0 down solar panels and the myth behind “free” solar panels.
Mortgage Refinance

Will Closing a Credit Card Help You Qualify for a Refinance or Mortgage?

Don't do this before applying for a mortgage or refinance.
Solar News

3 Solar Panel Trends for 2023

Where is the renewable energy market headed?
Home Improvement

Home Maintenance This Summer

The long summer days give you ample time to tackle these four tasks and get back to the fun.
Green Living

RV and Skoolie Owners Are Hitting the Road Using Solar Energy Panels

Glamping has officially become more independent with solar energy panels.
Mortgage News

Mortgage Rates Set to Skyrocket in 2022?

What does the future hold for refi rates?
Green Living

5 Simple Ways You Can Reduce Your Carbon Footprint Today

Combat climate change with these easy and eco-friendly tips.
Home Selling

What's the Deal With Those "We Buy Ugly Houses" Signs?

Predatory flippers have expanded their hunting grounds, but ugliness is in the eye of the beholder.
Solar Basics

Everything You Need to Know About Bifacial Solar Panels

Get a better understanding of how bifacial solar panels work and whether they’re right for you.
Mortgage Refinance

A Cash-Out Refi Can Make People Love Their Home Again

Features and upgrades so enticing in a new home can be added to an existing home and paid for with equity.
Home Improvement

Your Guide to Solar Tankless Water Heaters

See how solar, tankless water heaters are a game-changer for solar panel homeowners.
Household Finances

I Can Rent Out THAT?! Make Bonus Money From Space and Things You're Not Using

Thanks to our always-connected economy, something of value that you aren't using at the moment could bring you fast cash.
Solar Basics

A Guide to Ground-Mounted Solar Panels

A home solar energy system mounted somewhere other than the roof can be larger and more productive.
Home Improvement

Sweat Equity? No Sweat!

Leverage your home improvement skills into big bucks.
Solar Basics

Your Ultimate Guide to How a Solar Panel System Works

Learn about the basic solar system fundamentals, how it operates, and what to expect.
Home Improvement

How One Man Started a Real Estate Empire Without a Dollar to His Name

And you can too...
Solar Basics

Debunked: Why People Think Solar Won't Work Where They Live

Harnessing the sun's power is possible in a surprisingly wide variety of locations and weather.
Household Finances

When to Review Your Homeowners Insurance Policy

5 reasons it might be time to review your coverage.
Solar Basics

All About Solar Inverters: Which Is Right for Your Home?

The optimal solar energy system for your home will rely on one of three solar inverter types, and we explain the pros and cons.
Home Buying

Advantages of Buying in an Older Neighborhood

A more walkable life in a place with character and trees can be yours when you buy an older home.
Solar Basics

Pros and Cons of a Solar Panel Lease

Considering investing in a solar panel lease? You need to understand some pros and cons before making the final decision.
Mortgage News

Refinance Rates Freefall After Government Eliminates Universally Hated Fee

Refi fee costing homeowners thousands at closing is no more.
Solar Basics

The Solar Panel Installation Process

The benefits of solar panels are well known (saving money!) but how do you get there?
Household Finances

Stop Wasting Money Buying Rental Car Coverage Twice

Insurance by your credit card, even if there's a flat fee, is bound to be cheaper than what's offered by the rental car company.
Energy Saving Tips

Why Is My Gas Bill So High? Top 5 Reasons

Are you wondering why your gas bill is so high? If so, read this article to check out the most common reasons for this problem!
Mortgage Refinance

Are You Sitting on Refinance Gold?

A housing market downturn is great news for refinancing homeowners.
Solar Basics

NCM Batteries Explained

Learn more about the intricacies of an NCM battery, its maintenance as well as the impact of these batteries on the environment.
Getting Started

Shape Up Your Finances Prior to a Refi or Mortgage

Follow this 4-step financial fitness program so lenders will see you at your best.
Solar Basics

The Basics of Geothermal Energy

Learn how geothermal energy works and where it comes from, starting with the basics!
Mortgage Refinance

Cash Out Refinances Are Suddenly All the Rage

Historically low rates are driving more and more homeowners to tap into their home equity.
Solar Basics

What Is a Solar Power Purchase Agreement (PPA)?

Unlocking the potential of solar power purchase agreements (PPAs): Exploring benefits and pros/cons.
Mortgage Refinance

One Brilliant Way a Cash-Out Refi Can Pay the Mortgage

Boss-level home improvement: Build a tiny house on your property, and the renter pays your mortgage.
Fun Stuff

An In-Depth Guide to Flexible Solar Panels

Portable and lightweight, flexible solar panels make the difference between camping and glamping.
Home Equity

Homeowners Find Themselves Sitting on a Fortune

The time to cash out is right now.
Green Living

How Much Solar Power Do You Need for Your Shed?

A room of one’s own—with plenty of power! How to electrify your shed with sunlight.
Household Finances

Money Right, Sleep Tight: 5 Tips to Destress Your Finances

Many people lose sleep worrying about money, while others practice these five strategies.
Solar Basics

Avoid These Solar Scams and Maximize Your Savings

What to watch for when you upgrade your home to affordable solar energy.
Mortgage Refinance

Need Mortgage Refi Advice but Not Sure Where to Turn? Try Warren Buffett!

Buffett chimes in on mortgage refi boom with words of wisdom.
Energy Saving Tips

This Logo Can Save You 20% on Energy Bills

Look for this label if you want energy efficiency, quality assurance, and claims verified by third-party testing.
Mortgage News

Breaking Down Fixed-Rate Refinances by the Years

The only answer to a volatile market is picking the right term.
Solar Basics

All You Need to Know About Different Solar Inverter Types

In this article, we discuss the different solar inverter types so you can make an informed decision and Invest wisely.
Getting Started

Have You Ever Gotten Bad Real Estate Advice?

People share their top picks for the worst real estate advice out there.
Solar Basics

Solar Panel Maintenance

If you're looking for answers on how to ensure your solar panel system runs at optimum capacity, read further- we'll guide you through some handy tips on maintenance!
Mortgage News

The Federal Government Just Made Refinancing Way Easier

New programs from Fannie Mae and Freddie Mac set to change the mortgage refi game.
Solar Basics

HOA Solar Panel Restrictions

Solar panels and homeowners associations HOA: Questions and answers!
Home Buying

Beware the Mortgage Closing Scam

Criminals hijack the closing process to steal down payments, crushing people's dream of homeownership.
Solar Basics

What to Expect From a Solar Panel Contract

Are you interested in investing in a solar panel system? We'll discuss the ins and outs of a solar contract and your options for switching to solar.
Mortgage Refinance

Ready to Refinance? Here's How to Get the Lowest Rate Possible

Unlock the key to your credit score and save big.
Fun Stuff

Green Bloggers Share Their Favorite Advice

What are some favorite tips from people who think of saving money and helping the environment all the time?
Home Buying

Homes Are Growing Bigger Again

Reversing a 6-year trend, new single-family homes get bigger, so how are we using the extra space?
Solar Basics

Understanding the Solar Panel Installation Process

If you’ve been researching the feasibility of installing solar panels in your home, chances are you’ve come away with more questions than answers. Understanding the myriad of components, installation options, and financial considerations can make the decision to invest in solar seem daunting. Here, we will take a deep dive into how solar panel installations work, from start to finish, helping make sense of this complex process. After laying out all the facts and details associated with residen
Home Equity

2022: The Year of the Cash-Out Refi

Home equity is booming, interest rates are dropping, and homeowners are laughing all the way to the bank.
Solar Basics

The Pros and Cons of Solar Battery Storage

If you’ve ever considered the idea of switching to a solar-powered home, and wondered what the fuss was all about, let us make it simple for you. There are some real advantages (like cutting those nasty electricity bills) but also some drawbacks. Weighing these pros and cons of solar battery storage is essential before making such an important investment. So if you want to know exactly why investing in solar energy storage might be a great option - or not - buckle up because here we go! Get
Home Equity

3 Pleasant Side Effects of Your Home's Increased Value

How your finances change when you suddenly own a lot more home than before.
Solar Basics

Solar From a Home Appraiser's Perspective

Revealed: 3 characteristics of a PV system crucial to a home's value.
Home Loan

Is This the Last Time We'll See Mortgage Rates Dip?

Why refinancing right now might be the only move to make.
Solar Basics

The Simple Task of Solar Panel Maintenance

Learn how easy it is to keep a solar energy system operating at peak capacity for maximum money savings.
Mortgage Refinance

Watch for These 3 Things When Shopping for a Refi

Comparing offers is most effective when you know what might be hiding in the details.
Solar Basics

Solar Mini Inverter: Choosing Between Microinverters and String Inverters for Your Solar System

Solar energy stands at the forefront of sustainable power solutions, harnessing the sun's abundant resources to meet our growing electricity needs. However, the path from sunlight to usable electricity is a journey that requires the expertise of a critical component: the solar inverter. In this article, we look to understand the pivotal role mini solar inverters play in transforming the DC power of solar panels into the alternating current that powers our homes and businesses. More specifical
Home Equity

Turn Your Cash-Out Refi Into Riches With This One Simple Trick

Mortgage experts agree: 2022 is the year to cash-out refi into stock gold.
Solar Incentives

Here’s How to Take Advantage of the Federal Government's Solar Tax Credits, Solar Rebates, and Solar Incentives

Learn more about how solar energy is more accessible and affordable to Americans than ever before.
Debt Consolidation

Here Are the Best VA Refi Options for 2022

We break it all down here.
Green Living

Exploring Solar Panel for Electric Car: Benefits and Considerations

In a world where environmental consciousness meets technological innovation, the marriage of electric cars and solar panels emerges as a beacon of sustainable progress. The synergy between these two transformative technologies promises to revolutionize our commuting and signifies a pivotal step toward a greener, more eco-friendly future. Get A Free Solar Quote This article deep dives into "solar panel for electric car" to explore the intricate dance between clean energy generation and effi
Mortgage Refinance

Do This If You Have 3+ Years Left on Your ARM

In a time of low rates, refinancing can put homeowners into a more comfortable, predictable fixed-rate mortgage.
Solar Basics

Loans for Solar Panels

The rapidly increasing trend of solar panels worldwide has pushed more households to switch to solar power systems. While solar systems significantly reduce energy consumption costs, they come with a high upfront price that many cannot afford. The optimal solution most households opt for is solar panel financing. You can get loans for solar panels and embrace the true power of cost-efficient energy. However, as solar panels are a new addition to people’s homes, not many know how to get the req
Mortgage Refinance

How a "No Closing Costs" Refinance Really Works

Though you may have the option to sweep closing costs out of sight, don't push them out of mind.
Solar Basics

Negotiating Your Solar Panel Contract: Key Clauses and Agreements

Solar panel installation is a significant investment that may offer you several benefits, including clean and renewable energy, a lower carbon footprint, greater property value, and energy independence. However, careful preparation and negotiation are required to guarantee you get the best deal possible for your project. Here are some pointers on how to negotiate your solar panel contract, as well as essential conditions and agreements to look out for. Get A Free Solar Quote How to Barg
Mortgage News

Home Sales Are Up, But What Does That Mean for Mortgage Rates?

With spring just around the corner, new homeowners wonder if rates under 3% are still out there.
Solar Basics

Understanding the Solar Installation Process: From Assessment to Operation

Solar energy is a well-known and promising renewable energy source. Solar battery installation provides clean, long-term electricity. It decreases greenhouse gas emissions and reliance on fossil fuels. This article explains how to install solar panels on your own. You will learn about the process of installing solar panels on your own. It will cover every stage of the process, from evaluation to operation. Get A Free Solar Quote Steps for Installing a Solar Panel Make a detailed plan.
Home Buying

Rising Mortgage Rates Are Actually Good for Buyers—Fact or Fiction?

Believe it or not, this is looking like a cold hard fact.
NCM battery

NCM Battery Technology: Advantages for Efficient Solar Power Storage

NCM batteries have emerged as a promising option for solar power storage. Click here to learn about NCM battery technology and its applications in solar power systems.
Home Improvement

Summer Home Improvement Projects: Bang for the Buck

Plans we have been dreaming up all winter now have the time and sunlight to be realized, but think small and smart so you don’t miss out on the season’s fun.
geothermal energy pros and cons

Solar vs. Geothermal Energy: Which Renewable Option Suits You Best?

Having trouble deciding between solar and geothermal power? Click here to learn the solar and geothermal energy pros and cons to help you select the best option.
Mortgage News

Mortgage Rates and Listing Prices Just Dropped at the Same Time

Now's the time to strike for both homebuyers and refinancers alike.
solar panel maintenance

A Comprehensive Guide to Solar Panel Maintenance for Optimal Performance

Solar panels require regular maintenance. Click here to learn about solar system maintenance for optimal performance.
Mortgage Refinance

Boom or Bust? The Time to Cash Out on Home Equity Is Now

Turn your record-high home value into a lifelong fortune with these tips from our experts.
solar installation process

Understanding the Solar Installation Process: From Assessment to Operation

Solar energy is a well-known and promising renewable energy source. Solar battery installation provides clean, long-term electricity. It decreases greenhouse gas emissions and reliance on fossil fuels. This article explains how to install solar panels on your own. You will learn about the process of installing solar panels on your own. It will cover every stage of the process, from evaluation to operation. Get A Free Solar Quote Steps for Installing a Solar Panel Make a detailed plan.
Mortgage Refinance

Finally Enough Cash

Surging home values draw more to the cash-out refinance.
solar panel contract

Negotiating Your Solar Panel Contract: Key Clauses and Agreements

Installing solar panels involves signing a contract with a solar provider. Click here to learn how to negotiate your solar panel contract.
Mortgage News

Economists Predict the Buyers Market Will Reach All 50 States by Month’s End

As housing prices tumble from coast to coast, the time to negotiate is now.
pros and cons of solar battery storage

Balancing the Pros and Cons of Solar Battery Systems for Energy Independence

Solar energy is a clean source of power. Click here to find out the pros and cons of solar battery systems and how to balance them to achieve energy independence.
Getting Started

Figure Your DTI in 3 Easy Steps

You should know your DTI when you shop for a loan just like you know your size when you shop for shoes.
solar panel for electric car

Powering Your EV with Solar: The Advantages of Solar Panels for Electric Cars

Solar panels can be used to charge your electric vehicle for free. Click here to learn the advantages of solar panels for electric cars and how to get started.
Home Loan

15-Year vs. 30-Year Mortgage: Making the Choice

No one has a crystal ball to see 15 years ahead, much less 30, but if your income is strong and stable, a larger monthly payment will get you to the finish line sooner.
Loan for solar panels

Solar Panel Loans: A Cost-Effective Way to Embrace Renewable Energy

Loans for solar panels help you go green affordably. Read on to discover the benefits and financing options for your renewable energy journey.
Home Improvement

Wondering What a Bathroom Renovation Costs?

A cash-out refinance could be the key to covering the whole thing.
bifacial solar panels

The Future of Solar Technology: Exploring the Potential of Bifacial Modules

Bifacial modules can generate electricity from both sides. Learn how bifacial modules work, what are its advantages and challenges, and how to install and use them.
Getting Started

Choosing the Right Loan Product

So many options are out there, but one loan product is the best fit for you.
tracking solar arrays

The Advantages of Solar Tracking Mounts: How Loans Can Help You Invest Wisely

Solar tracking mounts can boost solar energy output. Learn how solar tracking mounts work, what are the benefits and costs, and how to finance and install them. 
Mortgage Refinance

Mortgage Refi vs. Personal Loan to Escape Credit Card Debt

What are the pros and cons of these two popular debt consolidation strategies?
Solar-powered heater

7 Reasons to Install a Solar Pool Heater in Your Home

A solar-powered heater for your pool offers several benefits, including eco-friendly features, cost savings, and efficiency. Read the x reasons to get one!
Household Finances

The Only Times You Should Close a Credit Card (and How to Do It Right)

Close a credit card only for a good reason, and do it this way.
Solar scams

The Most Common Solar Scams You Should Know About

Discover the most common solar scams and protect yourself from potential fraud. Learn how to identify red flags and make a secure investment.
Mortgage Refinance

Inflation, Skyrocketing Rates, Fed Rate Hikes Oh My!

Between inflation and the latest fed rate hikes, should you consider home refinancing?
Solar Panel Inverter

Factors to Consider When Buying a Solar Panel Inverter for Your System

Do you want to know how to buy the best solar panel inverter for your solar panel system? Read on to find the most crucial factors you should check beforehand.
Mortgage Refinance

Should You Refinance Your Home Again?

4 advantages to refinancing a home mortgage after only 4 years.
Invisible solar cells

The Advantages of Financing Invisible Solar Solutions for Home and Business

Wondering if you should invest in invisible solar panels for your home or businesses? Here are 14 advantages of installing invisible solar cells to get you on board.
Home Equity

Tap Into Your Home’s Equity With a Cash-Out Refinance or a Home Equity Line of Credit (HELOC) and Get Money for the Things You Need

Which should you choose? Cash-out refinance vs. home equity line of credit (HELOC).
Mortgage Refinance

Cash-Out Refinance to Buy a Second Home

Why you should consider a cash-out refinance to buy a second home for vacations, future retirement, or rental income.
VA Home Loan

How a VA Loan Works: Explained

Your thorough yet simplified guide to one of the most substantial benefits of military service.
Reverse Mortgage

Is a Reverse Mortgage a Good Idea [2023]

A reverse mortgage might be a decent home loan option for certain people. Are you one of them?
Mortgage Refinance

Your FICO Score 5 Is the Credit Score Mortgage Lenders Look At

A credit check reveals a lot about you to lenders, but they focus on one particular rating.
Getting Started

Your FICO Score 8: What Is It and How Can You Raise It?

Learn about the one score that blends your activity from all three credit reports.
Getting Started

Your FICO Score 9 Explained

How FICO Score 9 works and how you can boost your credit score.
Home Buying

Best First Time Home Buyer Tips of 2023

7 tips every first-time homebuyer needs.
Household Finances

The Credit Scores That Matter Most in Your Situation

Learn about the particular credit scores that stand between you and a new credit card, a car loan, or a mortgage.
Household Finances

Your FICO Score 10 and 10 T Explained

All about the latest FICO credit score and why it might become the new standard in home mortgages.
Home Loan

Mortgage Underwriting: What It Is and What to Expect

Understanding this vital step in the home loan process.
Mortgage Refinance

Mortgage Recasting Explained: Why You Might Want to Do It

Keep your great low interest rate while lowering your payment—the double benefits of mortgage recasting.
Home Buying

Quitclaim Deeds Explained

A quitclaim deed is a fast way to transfer property, but unlike other ways, it includes no protections for the buyer.
VA Home Loan

VA Loan Appraisal and VA Inspection Requirements, Including the VA Minimum Property Requirements for 2023

Everything you need to know about the VA loan appraisal process and VA inspection, including the VA Minimum Property Requirements for 2023.
Major Purchase

Tenancy In Common (TIC) In Real Estate Explained

Get a quick breakdown of one of the real estate’s most popular terms, tenants in common or (TIC), how it works, and the pros and cons to see if making this real estate move would benefit you.
Household Finances

12 Retro Household Savings Tips

Which of these vintage money-saving hacks around the house will you share first?
Home Buying

Townhouse vs. Condo: Understanding the Differences

These two ownership options are different in many ways.
Major Purchase

Tenancy By Entirety: Important Details You Should Know

See if tenancy by entirety is a good choice for you and your significant other
VA Home Loan

VA Construction Loans Explained

How a VA construction loan works: Borrow and build exactly the home you want.
Home Buying

Grantee vs Grantor in Real Estate Explained

Grantee vs grantor simplified. We explain these common real estate roles.
Getting Started

What Is Digital Real Estate?

Find out what digital real estate is and if you should start investing!
Home Buying

Joint Tenancy With Right of Survivorship: What to Know

Set yourself up for a smoother transfer of a home in trying times by signing on for joint tenancy with right of survivorship.
Mortgage Refinance

Can You Refinance an FHA Loan?

Despite the unique features of an FHA loan, refinancing one is a lot like a conventional loan.
Home Loan

How Do I Get a USDA Home Loan?

Discover if a USDA home loan is right for you and if you qualify.
Getting Started

How to Find Out Who Owns a Property

Are you trying to find out the ownership details of a particular home or property? We discuss numerous avenues to determine a property's owner.
Major Purchase

Tax Lien Investing Explained

In many states you can buy the right to collect someone's tax debt and charge high interest, but proceed with caution.
Getting Started

What Is a Warranty Deed—Top Things You Should Know

Find out what a warranty deed is, learn the benefits, and see if it’s the right real estate move for you.
Getting Started

What Is An Easement?

Easement in real estate explained.
Getting Started

Seller Financing: How It Works, Pros And Cons, And If It’s A Right Move For You

Gain a better understanding of seller financing, how it works, and the pros and cons from a buyer and seller perspective.
Home Buying

Assumable Mortgages Explained: The Appeal and the Pros and Cons

Becoming a homeowner by taking over someone's mortgage can be especially beneficial in times of high interest rates.
Getting Started

A Guide to Property Surveys: Acquisition and Pricing

Curious about what a property survey is? We'll cover the basics around property surveys, how they work, how much they cost, and more important details.
Home Buying

The Importance of Real Estate Agents in the Housing Market

Most people looking to buy or sell a property could use the help of a professional who understands the market.
Getting Started

Escrow in Real Estate Explained

Find out the meaning of “escrow” in real estate terminology, how it works, and the process when you buy a house.
Home Buying

Home Loan Options for Those With Bad Credit

This article aims to explore the available choices for individuals with bad credit who are looking to purchase a house and provide insights into how they can qualify for a mortgage.
Getting Started

Condominiums vs. Cooperative Apartments: What's the Difference?

We’ll take a deep dive into the world of condominiums versus cooperatives and let you choose which one would suit you best.
Home Buying

Buying a House With Cash: Pros and Cons (Yes, There Are Cons)

We explain the pros and cons of all-cash home purchases, which have been on the rise in recent years.
Cash-Out Refinance

FHA Cash-Out Plan: How It Works

A cash-out refinance from the FHA is available to more homeowners than you might think.
Home Buying

Deed Restricted Community | All You Need To Know as a First-Time Home Buyer

Are you new to the concept of a deed-restricted community? We'd like to explain what they are, their benefits, potential limitations, and everything you need to know before considering living in one.
Home Buying

Real Estate Terminology: What Does Contingent Mean?

Let's help you understand the term contingent and provide a detailed analysis of its significance, implications, and how it can impact the buying and selling process.
Getting Started

Everything You Need to Know About ARV (After-Repair Value)

We'll explain what ARV is and whether utilizing this option is right for you.
Getting Started

What You Should Know About Making Rental Income With Your Home

Making money off extra living space in your home is definitely worth considering, but don't go in blind.
Mortgage Refinance

3 Things Homeowners Wish They'd Known About Refinancing

When focusing on lowering their monthly payment, some refi customers lose sight of these other effects of a mortgage refinance.
Getting Started

How to Find Out Who Owns a Property: Your Comprehensive Guide

If you are wondering how to find who owns a property, you have come to the right place. Let’s go through the steps!
Home Equity

The Home Equity Boost From Going Solar

The verified boost in home value is great enough to offset the installation cost of solar panels.
Getting Started

A Comprehensive Guide to Assuming Someone Else's Mortgage

In the wake of some unfortunate situations, such as a divorce or death, transferring a mortgage to someone else is common practice during a sale. Even with outstanding payments, selling the home is possible, so taking over a mortgage is also possible. Some lenders allow mortgage transfers, provided the seller has an assumable mortgage. Get A Free Mortgage Quote What Is an Assumable Mortgage? An assumable mortgage is a home loan a buyer can take over before a home's sale. This is a good
Getting Started

Understanding 7/6 ARM (Adjustable-Rate Mortgage)

For those interested in understanding what a 7/6 ARM is and whether it's the best option for their mortgage needs, this article explores the adjustable rate mortgage type. We'll start by examining the meaning behind each informally-named aspect of a 7/6 ARM - seven and six - to provide an overview of how these particular ARMs work, followed by outlining both their benefits and drawbacks. Finally, when considering if this type of loan is better suited than a fixed-rate mortgage or another adjus
Home Buying

Special Warranty Deeds Explained

Some guarantees are better than none: Why special warranty deeds have a place in real estate.
Getting Started

Averse Possession Explained

Squatters can become property owners if they meet specific legal requirements. How to protect your real estate.
Home Loan

What Is Endorsement in Insurance?

Do you have an insurance policy but are confused about what ‘endorsement’ means? Then this article is for you! Endorsement is a key concept of insurance policies, and it affects the coverage provided by your particular plan. In this blog post, we will discuss what is endorsement in insurance, their different types, how they can affect your claim, and when endorsements can be most helpful. Get A Free Mortgage Quote Understanding Endorsements in Insurance Insurance endorsements are impo
Home Buying

Seller Concessions

Purchasing a dream house might entail a complicated process for the seller and the buyer, where both are searching for ways to make the most out of their revenues or restrict the expenses in the buying process. Understanding the market where you want to purchase the property is crucial should you decide on seller concessions. Continue reading below to find out more about the seller concessions. Get A Free Mortgage Quote What Are Seller Concessions? Seller Concessions, often called sel
HELOC

Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners

For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Home Buying

Everything You Need To Know About Short Sale Homes

If you want to invest and purchase a house and search to buy it at a lower price, consider short-sales homes. It is a safer option for sellers and lenders than foreclosure since the properties are frequently valued at a lower market value. However, short sales homes are more complicated than traditional home sales and might be more risky. Before you decide if the short-sale homes are best for you, continue to read below to understand what it is all about and the steps in buying one. Get A
Getting Started

Understanding Mortgage Contingency When Buying a Real Estate Property

If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm o
Home Buying

APR Vs. Interest Rate

If you are searching for a home mortgage or using your credit card, you might bump into APR vs Interest Rate stipulations. Both indicate the borrowing cost and can significantly impact your financial decisions. Knowing their differences is essential to making intelligent financial choices. Get A Free Mortgage Quote Interest Rate: What Is It? The interest rate is the amount paid off for the money borrowed from a creditor for a specified period of time. Interest rates are either fixed or
Home Buying

Buying a Home in Pre-Foreclosure -Opportunities and Risks for Investors

Pre-foreclosure properties are becoming popular among savvy investors seeking a bargain in the market. But what is pre-foreclosure, and how can investors benefit from this unique opportunity financially? Are there any risks involved? In this quick guide, we'll discuss the potential opportunities and risks investors should consider before purchasing pre-foreclosure properties. Get A Free Mortgage Quote Understanding Pre-Foreclosure Foreclosure occurs when a homeowner defaults on their
Home Improvement

ARV in Real Estate: How it Influences Home Purchase Decisions

Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Re
Home Loan

DSCR Loans: What Are They?

If you are a property developer or a realty investor searching for a simple and expeditious mortgage, the debt service coverage ratio or DSCR loans might be a practical choice. This kind of loan is appropriate for a cash flow produced by investing in a property, which speeds up the process since it does not require strict conditions such as information on your employment, pay stubs, or income tax returns. The typical process in assessing if the borrower will be eligible for financing is to eva
joint ownership with right of survivorship

A Quick Guide to Joint Tenancy With Right of Ownership

As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. Source: Statista At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spous
Major Purchase

Co-signer Vs. Co-borrower

When someone is applying for a loan or credit, they may be asked to provide additional support to strengthen their application. Two standard options are to have a co-signer or a co-borrower. While both co-signers and co-borrowers can help someone qualify for a loan, there are essential differences between the two (2) roles. Understanding the responsibilities and implications of each part is vital for anyone considering applying for a loan or credit with the assistance of a co-signer or a co-borr
HELOC

Everything You Need to Know About HELOC and Rental Properties

Property investment presents an excellent opportunity to generate passive income and expand the investment portfolio, but investing in a real estate property requires significant capital. Suppose you are interested in financing a substantial investment acquisition but need more cash reserves and choose only to postpone once you have saved enough. In that case, you might be thinking of the best loan option available. You can leverage the equity you have already accumulated in your property invest
Home Insurance Companies

4 Ways Real Estate Agents Support Home Insurance Companies

The real estate industry in the United States is witnessing a remarkable surge in the number of real estate agents associated with the National Association for Realtors (NAR). According to a recent survey in January 2023, this number has reached 1.5 million, showing steady growth since 2012. But a question arises - what does a real estate agent do for you and for insurance companies? Get A Free Mortgage Quote Source: Statista In the thriving real estate industry, real estate agents pl
Condo vs coop

Condo vs Co-op Mortgages - Key Differences and Considerations for Owners & Investors

In this article, we will explore the key differences between condo and co-op mortgages, shedding light on their definitions, the fundamental distinctions between the two, and considerations for potential owners and investors.
Mortgage Contingency

Understanding Mortgage Contingency When Buying a Real Estate Property

If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm
Deed-Restricted House

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or d
Property survey

The Impact of a Property Survey on Mortgage Closing Costs

In this article, we will explore the impact of a property survey on mortgage closing costs, including why surveys are important, the cost of surveys, and how they can affect your overall home-buying experience.
Cost to frame a house

Frame vs. Brick Homeowners Insurance Costs - A Quick Guide for Aspiring Property Owners

In this guide, we'll explore the costs of frame and brick homeowners insurance to help you make informed decisions when purchasing your next property.
REO Property

A Quick Guide to Real Estate-Owned Insurance Coverage for Asset Protection

This article serves as a comprehensive guide to REO insurance coverage, highlighting its importance in asset protection. Stay with us to find out more.
townhouse vs condo

Townhouse vs. Condo Financing - Key Differences Owners Should Know About

Discover the essential difference for a townhouse vs. condo, guiding your choice in property ownership. Explore the key differences today.
First Time Home Buyer Tax Credit

Mortgage Loans and First-Time Home Buyer Tax Credits – A Quick Guide for Aspiring Homeowners

Are you looking to buy your first home? Learn about first-time home buyer tax credits and mortgage options in our comprehensive guide for aspiring homeowners.
Refinancing Second Mortgage

How to Refinance a Second Mortgage: A Step-by-Step Guide

Considering refinancing your second mortgage? Discover the pros and cons of refinancing and learn how to navigate this financial decision with our step-by-step guide.
Refinancing appraisals

Refinancing Appraisals: What Are They and Why Are They Important?

Explore the world of refinancing appraisals and their importance in the insurance landscape. Stay informed to make sound decisions.
What is appraisal contingency

Appraisal Contingency vs. Financing Contingency: Key Differences and Interactions

What is appraisal contingency? Explore the critical disparities between appraisal contingency and financing contingency in real estate transactions.
mortgage payments

Monthly Mortgage Payments vs. Biweekly Mortgage Payments vs. Pros and Cons

Mortgages are a huge part of many people's financial journeys. This blog digs deep into the pros and cons of the two mortgage payment plans.
Speculation Houses

The Risks and Rewards of Speculation Houses: Is It Right for You?

Do you want to know the potential risks and possible rewards of investing in speculation houses? Read on to find everything you need to know in this regard.
Pay mortgage with credit card

10 Reasons to Pay Mortgage with Credit Card

Learn about the possibilities, benefits, and step-by-step insights on how to pay your mortgage with a credit card. Explore the financial flexibility and rewards!
mortgage