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By John Leiter

What Is a Timeshare, And How Does it Benefit Homebuyers

In this comprehensive guide, we look at the concept of timeshares, exploring their benefits and how they can enhance the vacation experience for buyers.

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Timeshares have emerged as a unique option for individuals seeking vacation properties without the burden of full ownership. Offering flexibility, affordability, and access to premium accommodations, timeshares have become an appealing choice for many homebuyers. In this comprehensive guide, we look at the concept of timeshares, exploring their ben...
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Home Loans

The Difference Between APR and Interest Rate

Two percentages matter when you're comparing home loans, and one is more important.
Household Finances

The Credit Scores That Matter Most in Your Situation

Learn about the particular credit scores that stand between you and a new credit card, a car loan, or a mortgage.
Home Buying

Best First Time Home Buyer Tips of 2023

7 tips every first-time homebuyer needs.
Getting Started

Your FICO Score 9 Explained

How FICO Score 9 works and how you can boost your credit score.
Getting Started

Your FICO Score 8: What Is It and How Can You Raise It?

Learn about the one score that blends your activity from all three credit reports.
Mortgage Refinance

Your FICO Score 5 Is the Credit Score Mortgage Lenders Look At

A credit check reveals a lot about you to lenders, but they focus on one particular rating.
Reverse Mortgage

Is a Reverse Mortgage a Good Idea [2023]

A reverse mortgage might be a decent home loan option for certain people. Are you one of them?
VA Home Loan

How a VA Loan Works: Explained

Your thorough yet simplified guide to one of the most substantial benefits of military service.
Mortgage Refinance

Cash-Out Refinance to Buy a Second Home

Why you should consider a cash-out refinance to buy a second home for vacations, future retirement, or rental income.
Home Equity

Tap Into Your Home’s Equity With a Cash-Out Refinance or a Home Equity Line of Credit (HELOC) and Get Money for the Things You Need

Which should you choose? Cash-out refinance vs. home equity line of credit (HELOC).
Buying a Home

How Much Should You Save for a Down Payment?

We all know money talks. Here's what your down payment says to lenders.
Fundamentals

Learning Center: Mortgage Myths Debunked

Some of what you have heard about home loans simply isn't true.
Fundamentals

Learning Center: Popular Loan Products at a Glance

Learn about the major choices because one kind of mortgage is the best fit for you.
Refinancing

Return of the Cash-Out Refi

The current cash-out refi boom looks a lot different from last time. Here’s why.
Fundamentals

Learning Center: Pros and Cons of 15- and 30-Year Mortgages

No one has a crystal ball to see 15 years ahead, much less 30, but if you can swing a higher payment, a shorter term will save you a lot of money.
Solar Incentives

Energy Efficiency Makes Way for Enhanced Quality of Life

Energy conservation and health are intertwined.
Solar News

Two California Senators Just Changed the Solar Game With This New Bill

Less expensive solar panels and slashed energy bills promise to make this solar bill wildly popular.
Solar News

Fierce Competition Benefits Solar Customers, Keeps Industry Tense

Neighborhood solar companies succeed because they offer what the public wants.
Solar Incentives

When It Comes to Solar Rebates & Tax Credits, Every State Is Different

We break it all down for you here.
Green Living

Solar Success Story: The Urban Farmer

Energy independence and the environment were important incentives, but the biggest was the write-off.
mortgage