Home Buying
What Is a Special Warranty Deed?
In real estate transactions, a special (limited) warranty deed provides a medium level of protection to the buyer.
In real estate transactions, legal documents play a crucial role in transferring property rights and protecting the interests of buyers and sellers. One such document is the special warranty deed. In this post we delve into the intricacies of the special warranty deed, examining its definition, purpose, and key features, as well as how it differs f...
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Refinance
How to Refinance Your VA Loan With the Rate Reduction Program
A home loans already bring such benefits as lower down payments, no mortgage insurance, and low interest rates, but what happens when rates drop even lower? How can VA homeowners reduce their interest rates? Hello, my name is IRRRL. Get A Free Mortgage Quote Interest Rate Reduction Refinancing Loans An IRRRL is a mortgage product offered by the U.S. Department of Veterans Affairs (VA) to veterans and military families. The loan goes by other names, such as a VA streamline refinance and
Home Loan
What Is Endorsement in Insurance?
Do you have an insurance policy but are confused about what ‘endorsement’ means? Then this article is for you! Endorsement is a key concept of insurance policies, and it affects the coverage provided by your particular plan. In this blog post, we will discuss what is endorsement in insurance, their different types, how they can affect your claim, and when endorsements can be most helpful. Get A Free Mortgage Quote Understanding Endorsements in Insurance Insurance endorsements are impo
Buying a Home
What Are Seller Concessions: A Comprehensive Guide for Homebuyers
In this article, we'll help you understand the concept of seller concessions, shedding light on what they are, how they work, and why they matter.
Getting Started
Averse Possession Explained
Squatters can become property owners if they meet specific legal requirements. How to protect your real estate.
Refinance
Refinance Checklist: What Are Your Goals? (#1)
We help you decide what you want from a mortgage refinance, because the possibilities are numerous.
Buying a Home
All About Special Warranty Deeds
What is guaranteed and what is not when you buy or sell real estate with a special warranty deed.
Home Buying
Special Warranty Deeds Explained
Some guarantees are better than none: Why special warranty deeds have a place in real estate.
Getting Started
Understanding 7/6 ARM (Adjustable-Rate Mortgage)
For those interested in understanding what a 7/6 ARM is and whether it's the best option for their mortgage needs, this article explores the adjustable rate mortgage type. We'll start by examining the meaning behind each informally-named aspect of a 7/6 ARM - seven and six - to provide an overview of how these particular ARMs work, followed by outlining both their benefits and drawbacks. Finally, when considering if this type of loan is better suited than a fixed-rate mortgage or another adjus
Getting Started
A Comprehensive Guide to Assuming Someone Else's Mortgage
In the wake of some unfortunate situations, such as a divorce or death, transferring a mortgage to someone else is common practice during a sale. Even with outstanding payments, selling the home is possible, so taking over a mortgage is also possible. Some lenders allow mortgage transfers, provided the seller has an assumable mortgage. Get A Free Mortgage Quote What Is an Assumable Mortgage? An assumable mortgage is a home loan a buyer can take over before a home's sale. This is a good
Buying a Home
Insight Into Seller Concessions
Offering concessions can be a powerful tool for sellers by making their home more attractive to buyers.
Fundamentals
What Is a Real Estate Broker? Definition, Types, and Duties
Real estate brokers have a wealth of knowledge and experience in the industry, which they use to guide you through every step.
Fundamentals
FHA Construction Loan Requirements
Are you looking to have a house built? Today we’ll discuss the critical requirements for the FHA construction loan.
Buying a Home
What Is a Buyer's Agent and What Do They Do?
You might want to rely on the experience and expertise of a buyer's agent when shopping for property.
Fundamentals
Deed Vs. Title: What Are the Differences?
When buying or selling real estate, the terms ‘deed’ and ‘title’ are often used interchangeably.
Solar Basics
7 Surprising Facts About Solar Energy
Is a renewable energy system right for your home?
Green Living
Off-Grid Living Reality Check
Total independence is a lofty goal, but some dependencies are worth every penny.
Energy Saving Tips
5 Ways to Naturally Cool Your Home in Summer
Beat the heat without breaking the bank.
Solar News
Biden Announces Two-Year Pause on Solar Panel Tariffs
Experts agree solar could be the key to offsetting inflation.
Solar Basics
Don't Install Solar Before Reading This
These expert tips are considered absolute musts.
